About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Testimonials
Jan 2019
Reviewed by Mary L, Badin, NC
"Jennifer was wonderful to work with through this process. She always strived to communicate quickly and clearly with us at each step and was a knowledgeable and enthusiastic contact. "
Jan 2019
Reviewed by Michael P, Oakboro, NC
"Jennifer was so easy to work with. She was fast in getting answers and documents to us. She also has a great way of communicating and explaining items to first time home buyers! Thank you Jennifer! "
Nov 2018
Reviewed by James S, Wadesboro, NC
"Miss Flake was extremely responsive and handled everything in an efficient and professional manner, I highly recommend her and her company."
Oct 2018
Reviewed by Bradley M, China Grove, NC
"It was great and the process went very fast! Jennifer was excellent and quick to help! "
Sep 2018
Reviewed by Adam M, Rutherfordton, NC
"Jenn was absolutely wonderful! Always kept me up to date on what was going on, kept my real estate agent informed, and was very professional. Easiest house buying experience I’ve had and Jenn was a huge part of that. "
Jul 2018
Reviewed by Kate E, Mount Pleasant, NC
"Quick, painless process!"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending Named a Top Mortgage Employer
February 15, 2019
LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine distributes a survey …
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NFM Lending salutes Nicolas Alvarez
February 6, 2019
LINTHICUM, MD, February 6, 2019— NFM Lending is pleased to honor Private Nicolas Alvarez as the NFM Salute for February 2019. Upon graduation from high school, Pvt. Alvarez enlisted in the United States Marine Corps. He recently graduated from boot camp at the Marine Corps Recruit Depot at Parr…
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6 Steps to Purchase a New Home
February 3, 2019
Buying a home is one of the most significant financial decisions you will make in your life. In order to make an informed decision, doing some research for each step of the process can help ensure a smooth transaction. Here are the 6 basic steps needed to purchase a home. Step 1: Get Pre-Qualifie…
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Why Winter is a Good Time to Sell Your Home
January 22, 2019
If you’re ready to sell your home, you don’t need to wait until the spring just because that’s the more popular time. There are plenty of benefits to selling in the off season, even a few that can be monetary. Here are our top 5 reasons for why winter is a good time to sell your home. Low I…
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Contact Me

Jennifer Elizabeth Flake
Mortgage Loan Originator
NMLS ID#:
1574684
Phone:
704-467-1032
Email:
jflake@nfmlending.com
Address:
19109 West Catawba Avenue Suite 200 Cornelius, NC 28031