Jeff Miltenberger
Jeff Miltenberger

Jeff Miltenberger

Branch Manager | NMLS# 108278 Apply Now / Aplicar Upload Docs Returning Applicant Contact


With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.

When I am not making mortgage magic, you’ll find me attempting to keep up with my beautiful wife and 3, going to be the end of me, daughters. When I’m not coaching basketball or fulfilling the many “dad duties,” I love to travel, cook and eat gourmet food, collect wine, and spend time together with my family. I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!

My Videos


Loan Tools

Here are some useful links to get you started in the loan process.


Credit Score

How Important is Credit Score When Buying a Home?

Mortgage lenders look at many factors when determining your loan eligibility and rate, including your credit score. You may understand the importance of having a good credit score, but just how important is credit score when buying a home? Here are some of the factors lenders are taking into cons…
Read more

Ray Cash Care

NFM Lending salutes Ray “Cash” Care

LINTHICUM, MD, August 3, 2020— NFM Lending is pleased to honor retired Navy SEAL, Ray “Cash” Care, as the NFM Salute for September­­ 2020. Care is no stranger to adversity; it is a force that has shaped him his entire life. When Care was just eleven years old, his father was murdered. As …
Read more

Quiz - Can you Identify These Architectural Styles - Blog Image

Quiz: Can You Identify These Architectural Styles?

. If you're ready to go house-hunting, you might discover just how many styles of homes there are. How well do you know the names of different architecture styles? Take the quiz now to find out! 1. Edwardian 2. Victorian 3. Grandma-style 4. Neo-Gothique -        Victorian homes are named for the era in which they were most popular, from 1830-1910. These homes are very ornate; some even look like dollhouses. The hodgepodge of features and decorations make this style distinct. Common features include:o   Ornate features such as lattice work and gingerbread trimo   Colorful paint and trimo   Asymmetrical designo   Turretso   Made of wood or bricko   Wrap-around porcheso   Different sized and shaped windows throughout the home 1. Tudor 2. Germanic 3. Dutch Colonial 4. Elizabethan -        Tudor-style homes were influenced by architecture from the Old World. They first appeared in the early 1900s and emulated the look of buildings from 1600s Europe. Common features include:o   Stone or brick, wood, and stucco constructiono   Decorative half-timbering painted in contrasting neutral colorso   Steep-pitched gable roofo   Casement windowso   Asymmetrical front door placement 1. New England 2. Cape Cod 3. Coastal Cottage 4. Nantucket -        The Cape Cod home originated from Puritans who adapted the traditional English Read More...
Read more
Oleg Tkach

NFM Lending opens new branch in Lynnwood, WA

LINTHICUM, MD, August 24, 2020 — NFM Lending is pleased to announce the opening of a new branch in Lynnwood, WA. The branch is located at 3400 188th Street SW, Suite 400, Lynnwood, WA 98037 and will be led by Branch Manager, Oleg Tkach. The NFM Lending branch will focus on expanding NFM’s fle…
Read more

Contact Me

Jeff Miltenberger

Jeff Miltenberger

Branch Manager




3400 188th St. SW, STE 400, Lynnwood, WA 98037

Ready to get started or have any loan questions? Contact me at 2062958455 or or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.