Whether you are a first-time home-buyer or a current homeowner considering refinancing. Working with a local, experienced mortgage Loan Originator who will manage the mortgage process from application through closing will ensure your experience is as smooth and stress-free as possible.
As a native of Richmond, I am proud to serve and support my hometown community. I have over twenty years of mortgage lending experience and the knowledge and resources to guide my clients every step of the way. I strive to provide best-in-class service to all of my clients by being readily accessible and by maintaining consistent communication throughout the loan process.
When you are ready to move forward with a home loan, it would be my privilege to have the opportunity to earn your trust and to work with you to secure the right loan program with the most competitive terms to meet your needs.
Meet the Team
Reviewed by David T, Mechanicsville, VA
"Jason was a pleasure to work with. He is very persistent and patient. We had a unique purchase as it was part of my family's estate. It couldn't have been done without him. "
Reviewed by Mark A, North Chesterfield, VA
"We are very happy with all the work Jason Richardson from NFM Lending did for our family. We have been renting our home for 8 years and when the landlord said he was selling we couldn't imagine leaving our home, thanks to Jason we were able to buy it. Thank you!!! The Weeks Family "
Reviewed by Ivan S, Highland Springs, VA
"Jason was very helpful and responsive in this while process. Great experience and much appreciated!"
Reviewed by Christopher M, Bracey, VA
"Jason was great to work with. Very communicative and made the process very easy"
Reviewed by Sara A, Bracey, VA
"Jason was wonderful and we are so thankful for his great help."
Reviewed by Andrew P, Powhatan, VA
"We were very pleased with our service with Jason and NFM lending. Jason was always available to answer my questions, and explain exactly what the processes were. Our first experience with Jason was much the same. I couldn't have had a better experience. If we had to go the process again we most certainly would choose Jason"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator