Jacob Smith

With a focus on maximizing clients’ financial outcomes, I specialize in both refinance and purchase transactions, offering customized and comprehensive lending solutions. Committed to excellence and delivering outstanding service, I have earned a 5-star reputation for expertise, professionalism, and unwavering dedication to clients’ financial success. Whether navigating the refinancing process or guiding clients through the purchase of a new home, I leverage a deep understanding of the industry to provide unparalleled support and guidance.

The Reviews are in..

5 out of 5

Experience.com Rating

Very good communication, all questions were answered, friendly and good at explaining everything

Hunter P.
Marysville, OH

5 out of 5

Experience.com Rating

Jacob was great! He answered every single question we had during our home purchasing! No matter the time or day! He truly is great at what he does and goes a step above!

Chelsea H.
London, OH

5 out of 5

Experience.com Rating

Justus and Katie were great to work with, extremely knowledgeable and communicative, and managed to keep the loan together even after some last minute issues from the original investor. They pivoted and found another investor in a record time and honored the terms of our initial loan agreement. I consider them to be completely trustworthy and an awesome lender to deal with.

Andres .
,

5 out of 5

Experience.com Rating

Justus and Katie managed to navigate the most difficult moments of the process with ease and helped keep the loan together when the initial investor backed out.

Andres R.
Indianapolis, IN

5 out of 5

Experience.com Rating

Jacob is super friendly and very diligent. He kept us updated without us having to ask. He is very helpful and knowledgeable

Matthew .
,

5 out of 5

Experience.com Rating

Jacob was very knowledgeable and we did not have to seek him out for updates. He check in with us without us having to ask !

Matthew S.
Lorain, OH

See All my Testimonials

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Home Buying Made Easy

National lender. Local loan originators.

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Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The newest releases from NFM TV

Ready. Set. Home. - August 2023

An NFM TV Interview with Dr. Mark Calabria, Former Director of FHFA - Full Interview

NFM TV Interview Mike Fratantoni (June 2023)

NFM Salute - February 2023 - Denis Oliverio, Lieutenant (RET.), U.S.M.C.

NFM Salute - January 2023 - George H. Foster Jr, Staff Sergeant, U.S.M.C.

NFM Salute - December 2022 - Jason Secrest, Lieutenant Colonel, Army National Guard

NFM Salute - November 2022 - Henry Shimberg, Specialist 4, U.S. Army

NFM Salute - October 2022 - Dick Pard, Petty Officer, 2nd Class, U.S. Navy

NFM Salute - September 2022 - Rick Levine, Corporal, U.S. Army

NFM Salute - August 2022 - Jason Walters, Corporal, U.S.M.C.

NFM Salute - July 2022 - Joe Dulmage, Sergeant First Class, U.S. Army

NFM Salute - April 2022 - Matt Anderson, Captain (Ret.), U.S. Army

NFM Salute - March 2022 - John Lanier, Combat Engineer and Army Specialist, U.S. Army

NFM Salute - February 2022 - Nathan Hartseil, Sergeant, U.S.M.C.

NFM Salute - January 2022 - Danny Farrar, Staff Sergeant, U.S. Army

NFM Salute - December 2021 - Yasmine Charles, Culinary Specialist, U.S. Navy

NFM Salute - November 2021 - Matthew Krenz, Sergeant Major (Ret.), U.S. Army

NFM Salute - October 2021 / David Lee Espinoza, Lance Corporal, U.S.M.C.

NFM Salute - September 2021 / Harold Gladden, IV, U.S. Navy Hospital Corpsman

NFM Salute - August 2021 / Gretchen Smith, U.S. Air Force, Senior Airman

Home Run: Great Client Experiences: The Deloshier Greene Story

NFM Salute - June 2021 / Arthur Coleman, U.S. Army Staff Sergeant (Ret.)

Home Run: Great Client Experiences: The Kayla Maynor Story

NFM Salute - May 2021 / Charles Eggleston, U.S. Army Staff Sergeant (Ret.)

Mortgage Explainer: Preparing to Buy a Home

Home Run: Great Client Experiences: The Steffaney Prince Story

Home Run Great Client Experiences Podcast: The Meghan Wright Story

Mortgage Explainer: The Veterans Affairs VA Loan

Home Run: Great Client Experiences: A Robert Beran Story

Mortgage Explainer: Advantages of an FHA Loan

Home Run: Great Client Experiences: The Charmaine James Story

Mortgage Explainer: Pre-Qualification vs. Pre-Approval

Home Run Great Client Experiences Podcast - The Jessica Bisignano Story

Mortgage Explainer: 6 Easy Steps to Purchasing a Home

Home Run Podcast: Great Client Experiences with Jessica Uphoff

Viewpoint: Biggest Mistake Borrowers Make When Purchasing a Home

Mortgage Explainer: What is Underwriting?

Home Remodeling: Best Bang For Your Buck

NFM Lending Client For Life - Jason Patten

Blog

September 6, 2023

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All FHA Case Transfer Requests must be sent in writing via email to: FHAINFO@nfmlending.com. The request must include the FHA Case number, the new lender’s Origination ID or Sponsor ID, the full subject property address, and a letter signed and dated by the borrower expressing desire for the transfer.
Request for payoff should be submitted to the current servicer of the loan:
If your loan is being serviced by the NFM Lake Zurich Servicing Center, please call 1-866-352-6802 to request a payoff. You can also request a payoff via the online borrower portal, if you are a registered user on the portal.
If your loan is being serviced by the NFM Lending Linthicum Maryland Office, you may submit the request to Servicing@nfmlending.com or call 1-866-765-1827.
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Jacob Smith

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Mortgage Calculators

Home Buying Made Easy

The newest releases from NFM TV

Ready. Set. Home. - August 2023

Blog

What is Underwriting?

AI, Real Estate, Mortgages, and You

How to Transform Your Home into a Wellness Haven

Four NFM Lending Loan Originators Named 2023 Top Emerging Stars by Scotsman Guide

NFM Lending Named a 2023 Best Workplace for Millennials

NFM Lending Announces the Promotion of Laura Clapper to Chief Marketing Officer

Jacob Smith

CPA FORM

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Contact Me