My goal is to give you the best home loan experience you will ever have! I have been a mortgage loan officer since 2005 and have loved every minute of making home ownership dreams a reality whether you are purchasing your first home, renovating an existing home, or changing things up and buying something different, I can help you with all of it.
I am dedicated to and focused on understanding the needs and wants of my clients so that I can help them feel comfortable with their informed decision. Buying a home is stressful but having the right mortgage expert supporting you and keeping you engaged can make it far less cumbersome. And most importantly... an experienced loan officer. There is a big difference between being able to meet your advocate face to face as opposed to being just another client at a call center or big bank. I started the first decade of my career in high volume origination centers which has put at least 2,000 + closings under my belt and offered me a wealth of experience, so you are in extremely capable hands that treat you with care.
Throughout my career, there has not been a loan type that I have not touched. I have experience with conventional, FHA, VA, USDA, VHDA, portfolio, jumbo, renovation, relocation, modification, assumptions, refinances, and construction to permanent financing. I have seen it all and done it all! Also, if you're a first-time home buyer, you can rest assured that you are in good hands as I am well versed on grant and down payment programs that may help you obtain assistance (money or a specialty loan) with buying a home and am a certified trainer for the Virginia Housing Development Authority.
When I am not on my computer working on your loan, I spend my time in the community and have a very large, expansive network in the industry/community which helps me not only understand every aspect of buying a home, but also helps me better serve you, my client, as I have a wealth of knowledge and resources due to my involvement. Currently, I serve or am a member of the following groups/non-profits:
Home Building Association of Richmond (HBAR) - Member of the Legislative Committee, Membership Committee, and Associates Council.
Homes For Heroes - Local Affiliate Specialist
USA Cares - Certified Military Housing Specialist
Virginia Housing Development Authority (VHDA) - Certified Trainer
Richmond Mortgage Bankers Association - Member
Rotary Club of Richmond
Meals on Wheels
Habitat for Humanity
It is my pleasure to make your acquaintance. Please reach out to me any time for your housing needs. Personal relationships matter and I build my business on the satisfaction and referrals of clients and industry partners. It would be an honor to have a relationship with you.
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator