Izzy Khalil
Izzy Khalil

Izzy Khalil

Mortgage Loan Originator | NMLS# 378570 Apply Now Upload Docs Returning Applicant Contact


My goal is to give you the best home loan experience you will ever have! I have been a mortgage loan officer since 2005 and have loved every minute of making home ownership dreams a reality whether you are purchasing your first home, renovating an existing home, or changing things up and buying something different, I can help you with all of it.

I am dedicated to and focused on understanding the needs and wants of my clients so that I can help them feel comfortable with their informed decision. Buying a home is stressful but having the right mortgage expert supporting you and keeping you engaged can make it far less cumbersome. And most importantly... an experienced loan officer. There is a big difference between being able to meet your advocate face to face as opposed to being just another client at a call center or big bank. I started the first decade of my career in high volume origination centers which has put at least 2,000 + closings under my belt and offered me a wealth of experience, so you are in extremely capable hands that treat you with care.

Throughout my career, there has not been a loan type that I have not touched. I have experience with conventional, FHA, VA, USDA, VHDA, portfolio, jumbo, renovation, relocation, modification, assumptions, refinances, and construction to permanent financing. I have seen it all and done it all! Also, if you're a first-time home buyer, you can rest assured that you are in good hands as I am well versed on grant and down payment programs that may help you obtain assistance (money or a specialty loan) with buying a home and am a certified trainer for the Virginia Housing Development Authority.

When I am not on my computer working on your loan, I spend my time in the community and have a very large, expansive network in the industry/community which helps me not only understand every aspect of buying a home, but also helps me better serve you, my client, as I have a wealth of knowledge and resources due to my involvement. Currently, I serve or am a member of the following groups/non-profits:

Professional groups/certifications:
Home Building Association of Richmond (HBAR) - Member of the Legislative Committee, Membership Committee, and Associates Council.
Homes For Heroes - Local Affiliate Specialist
USA Cares - Certified Military Housing Specialist
Virginia Housing Development Authority (VHDA) - Certified Trainer
Richmond Mortgage Bankers Association - Member

Rotary Club of Richmond
Meals on Wheels
project: HOMES
Habitat for Humanity

It is my pleasure to make your acquaintance. Please reach out to me any time for your housing needs. Personal relationships matter and I build my business on the satisfaction and referrals of clients and industry partners. It would be an honor to have a relationship with you.


Meet the Team

  • Octavio Jose Wilson

    Octavio Jose Wilson

    Mortgage Loan Originator

    p. 804-220-9268


    f. 804-834-7676

    NMLS # 953995

  • Tiffany O'Leary

    Tiffany O'Leary

    Sales Manager / Loan Originator

    p. 804-305-6004


    f. 804-834-7676

    NMLS # 646417

  • Mandy Barden

    Mandy Barden


    p. 804-220-9267


    f. 804-834-7655

  • Jennifer Thomson

    Jennifer Thomson


    p. 804-220-9256



  • Sonya St. Jacques

    Sonya St. Jacques


    p. 804-220-9261


    f. 804-834-7632

  • Aubriel Rivera

    Aubriel Rivera

    Marketing Coordinator

    p. 804-763-9692


    f. 804-834-7676

  • Loan Tools

    Here are some useful links to get you started in the loan process.


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    Contact Me

    Izzy Khalil

    Izzy Khalil

    Mortgage Loan Originator

    NMLS ID#:

    State NMLS:
    VA: MLO-36246VA



    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-839-9632 or izzy@nfmlending.com or submit the form below and I will call you.

    Contact Me

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