Izzy Khalil
Izzy Khalil

Izzy Khalil

Mortgage Loan Originator | NMLS# 378570 Apply Now Upload Docs Returning Applicant Contact

About

My goal is to give you the best home loan experience you will ever have! I have been a mortgage loan officer since 2005 and have loved every minute of making home ownership dreams a reality whether you are purchasing your first home, renovating an existing home, or changing things up and buying something different, I can help you with all of it.

I am dedicated to and focused on understanding the needs and wants of my clients so that I can help them feel comfortable with their informed decision. Buying a home is stressful but having the right mortgage expert supporting you and keeping you engaged can make it far less cumbersome. And most importantly... an experienced loan officer. There is a big difference between being able to meet your advocate face to face as opposed to being just another client at a call center or big bank. I started the first decade of my career in high volume origination centers which has put at least 2,000 + closings under my belt and offered me a wealth of experience, so you are in extremely capable hands that treat you with care.

Throughout my career, there has not been a loan type that I have not touched. I have experience with conventional, FHA, VA, USDA, VHDA, portfolio, jumbo, renovation, relocation, modification, assumptions, refinances, and construction to permanent financing. I have seen it all and done it all! Also, if you're a first-time home buyer, you can rest assured that you are in good hands as I am well versed on grant and down payment programs that may help you obtain assistance (money or a specialty loan) with buying a home and am a certified trainer for the Virginia Housing Development Authority.

When I am not on my computer working on your loan, I spend my time in the community and have a very large, expansive network in the industry/community which helps me not only understand every aspect of buying a home, but also helps me better serve you, my client, as I have a wealth of knowledge and resources due to my involvement. Currently, I serve or am a member of the following groups/non-profits:

Professional groups/certifications:
Home Building Association of Richmond (HBAR) - Member of the Legislative Committee, Membership Committee, and Associates Council.
Homes For Heroes - Local Affiliate Specialist
USA Cares - Certified Military Housing Specialist
Virginia Housing Development Authority (VHDA) - Certified Trainer
Richmond Mortgage Bankers Association - Member

Non-Profits:
Rotary Club of Richmond
Meals on Wheels
project: HOMES
Habitat for Humanity

It is my pleasure to make your acquaintance. Please reach out to me any time for your housing needs. Personal relationships matter and I build my business on the satisfaction and referrals of clients and industry partners. It would be an honor to have a relationship with you.

Awards

Meet the Team

  • Octavio Jose Wilson

    Octavio Jose Wilson

    Mortgage Loan Originator

    p. 804-220-9268

    |

    f. 804-834-7676

    NMLS # 953995

  • Tiffany O'Leary

    Tiffany O'Leary

    Sales Manager / Loan Originator

    p. 804-305-6004

    |

    f. 804-834-7676

    NMLS # 646417

  • Mandy Barden

    Mandy Barden

    Processor

    p. 804-220-9267

    |

    f. 804-834-7655

  • Jennifer Thomson

    Jennifer Thomson

    Processor

    p. 804-220-9256

    |

    f.

  • Sonya St. Jacques

    Sonya St. Jacques

    Processor

    p. 804-220-9261

    |

    f. 804-834-7632

  • Aubriel Rivera

    Aubriel Rivera

    Marketing Coordinator

    p. 804-763-9692

    |

    f. 804-834-7676

  • Loan Tools

    Here are some useful links to get you started in the loan process.

    Blog

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    NFM Lending Named a Top Mortgage Employer

    LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine distributes a survey …
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    Nicolas Alvarez

    NFM Lending salutes Nicolas Alvarez

    LINTHICUM, MD, February 6, 2019— NFM Lending is pleased to honor Private Nicolas Alvarez as the NFM Salute for February 2019. Upon graduation from high school, Pvt. Alvarez enlisted in the United States Marine Corps. He recently graduated from boot camp at the Marine Corps Recruit Depot at Parr…
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    Purchase a Home

    6 Steps to Purchase a New Home

    Buying a home is one of the most significant financial decisions you will make in your life. In order to make an informed decision, doing some research for each step of the process can help ensure a smooth transaction. Here are the 6 basic steps needed to purchase a home. Step 1: Get Pre-Qualifie…
    Read more

    Selling Home During Winter

    Why Winter is a Good Time to Sell Your Home

    If you’re ready to sell your home, you don’t need to wait until the spring just because that’s the more popular time. There are plenty of benefits to selling in the off season, even a few that can be monetary. Here are our top 5 reasons for why winter is a good time to sell your home. Low I…
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    Contact Me

    Izzy Khalil

    Izzy Khalil

    Mortgage Loan Originator

    NMLS ID#:
    378570

    State NMLS:
    VA: MLO-36246VA

    Phone:
    804-839-9632

    Email:
    izzy@nfmlending.com

    Address:
    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-839-9632 or izzy@nfmlending.com or submit the form below and I will call you.

    Contact Me

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