About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
My Videos
Awards
Meet the Team
Taylor Croy
Branch Manager
p. 704-967-8489
|f. 704-269-4867
e. tcroy@nfmlending.com
NMLS # 117033
Christopher Taylor
Branch Manager
p. 704-967-8490
|f. 704-269-4870
e. CT@nfmlending.com
NMLS # 881467
Christopher Reinert
Branch Operations Manager
p. 704-967-8491
|f. 704-269-4871
e. creinert@nfmlending.com
NMLS # 248184
Shermia Lindsey
Loan Originator
p. 9105831932
|f.
e. slindsey@nfmlending.com
NMLS # 1423760
Nancy Kellicut
Loan Originator
p. 989-954-0020
|f.
e. nkellicut@nfmlending.com
NMLS # 1438489
Christy Strickland
Loan Originator
p. (910) 574-2105
|f.
e. cstrickland@nfmlending.com
NMLS # 1112903
Valentina Grafton
Mortgage Loan Originator
p. 704-994-5392 x1007
|f. 704-269-4932
e. vgrafton@nfmlending.com
NMLS # 1352408
Austin Combs
Mortgage Loan Originator
p. 704-607-5967
|f.
e. acombs@nfmlending.com
NMLS # 798899
Andy McManus
Mortgage Loan Originator
p. 980-254-2835
|f.
e. amcmanus@nfmlending.com
NMLS # 450508
Testimonials
Mar 2020
Reviewed by Dwayne B, Salemburg, NC
"Great staff. Fast. On their game and stay connected with you through email, phone calls and text."
Mar 2020
Reviewed by David L, Raeford, NC
"I had a great experience working with Hannah! A great organization with very knowledgeable individuals!"
Feb 2020
Reviewed by Christopher S, Pinehurst, NC
"Hannah helped make our home buying process easy. "
Jan 2020
Reviewed by Alena B
"Hannah was extra helpful. She guided me through the process and took great care of me. "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
Get The Most Out Of Your Tax Refund
March 29, 2020
Note: This blog was originally published in March 2014 and has been updated. Not many people like filing their taxes, but there is a bright spot to completing all those forms: getting that sweet, sweet refund. You can use the money any way you’d like, but why not put it towards having a more f…
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NFM Lending Sponsors 9th Annual Red Shoe Shuffle
March 23, 2020
LINTHICUM, MD, March 23, 2020—NFM Lending is proud to sponsor the Ronald McDonald House Charities Maryland’s (RMHCMD) 9th annual Red Shoe Shuffle 5k Run and Walk. The event will take place on Sunday, March 29, 2020. This will be the ninth year in a row that NFM Lending has sponsored and parti…
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How to Stage Your Home During Spring
March 14, 2020
Spring is a season so beautiful and favorable that your house almost sells itself. Though the temperate weather and lovely springtime blossoms makes selling a bit easier, there are many ways you can make the most of the season to show off your home to buyers. We’re letting you in on some tips f…
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NFM Lending salutes Roger Dennis
March 2, 2020
LINTHICUM, MD, March 2, 2020— NFM Lending is pleased to honor Sergeant Roger Dennis as the NFM Salute for March 2020. Dennis served in the U.S. Army from 1966 to 1972 as a member of the 11th Armored Cavalry Regiment. He was stationed in Vietnam in the region surrounding Saigon (Ho Chi Min City)…
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Contact Me
Ready to get started or have any loan questions? Contact me at 910-751-7593 or hpayne@nfmlending.com or submit the form below and I will call you.