About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
My Videos
Awards
Meet the Team
Taylor Croy
Branch Manager
p. 704-967-8489
|f. 704-269-4867
e. tcroy@nfmlending.com
NMLS # 117033
Christopher Taylor
Branch Manager
p. 704-967-8490
|f. 704-269-4870
e. CT@nfmlending.com
NMLS # 881467
Christopher Reinert
Branch Operations Manager
p. 704-967-8491
|f. 704-269-4871
e. creinert@nfmlending.com
NMLS # 248184
Ali Williams
Loan Officer
p. 610-888-4396
|f.
e. awilliams@nfmlending.com
NMLS # 1954616
Valentina Grafton
Mortgage Loan Originator
p. 704-994-5392 x1007
|f. 704-269-4932
e. vgrafton@nfmlending.com
NMLS # 1352408
Austin Combs
Mortgage Loan Originator
p. 704-607-5967
|f.
e. acombs@nfmlending.com
NMLS # 798899
Andy McManus
Mortgage Loan Originator
p. 980-254-2835
|f.
e. amcmanus@nfmlending.com
NMLS # 450508
Shermia Lindsey
Mortgage Loan Originator
p. 9105831932
|f.
e. slindsey@nfmlending.com
NMLS # 1423760
Nancy Kellicut
Mortgage Loan Originator
p. 989-954-0020
|f.
e. nkellicut@nfmlending.com
NMLS # 1438489
Christy Strickland
Mortgage Loan Originator
p. (910) 574-2105
|f.
e. cstrickland@nfmlending.com
NMLS # 1112903
Amy Fuller
Mortgage Loan Originator
p. 3363432886
|f.
e. afuller@nfmlending.com
NMLS # 1147377
Matthew Brady
Mortgage Loan Originator
p. 803-322-8398
|f.
e. mbrady@nfmlending.com
NMLS # 2006286
Michael Hemphill
Mortgage Loan Originator
p. 704-600-7870
|f.
e. mhemphill@nfmlending.com
NMLS # 1998209
Testimonials
Mar 2020
Reviewed by Dwayne B, Salemburg, NC
"Great staff. Fast. On their game and stay connected with you through email, phone calls and text."
Mar 2020
Reviewed by David L, Raeford, NC
"I had a great experience working with Hannah! A great organization with very knowledgeable individuals!"
Feb 2020
Reviewed by Christopher S, Pinehurst, NC
"Hannah helped make our home buying process easy. "
Jan 2020
Reviewed by Alena B
"Hannah was extra helpful. She guided me through the process and took great care of me. "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending is getting a new look!
September 28, 2020
NFM Lending will soon have a new logo and website. These changes to our brand reflect two of our core values: to remain innovative and forward-thinking. While our brand is evolving, everything else will remain the same: our people and our commitment to providing our customers and business partner…
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Benefits of Homebuying and Selling in the Fall
September 22, 2020
Fall usually makes you think of colorful foliage, warm, spiced drinks, and carving pumpkins, but what about buying and selling a home? Fall isn’t traditionally a popular time for the real estate market, but that’s exactly why it can be your secret weapon. Here are some of the benefits of home…
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How Important is Credit Score When Buying a Home?
September 9, 2020
Mortgage lenders look at many factors when determining your loan eligibility and rate, including your credit score. You may understand the importance of having a good credit score, but just how important is credit score when buying a home? Here are some of the factors lenders are taking into cons…
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NFM Lending salutes Ray “Cash” Care
September 1, 2020
LINTHICUM, MD, September 1, 2020— NFM Lending is pleased to honor retired Navy SEAL, Ray “Cash” Care, as the NFM Salute for September 2020. Care is no stranger to adversity; it is a force that has shaped him his entire life. When Care was just eleven years old, his father was murdered. …
Read more
Contact Me
Ready to get started or have any loan questions? Contact me at 910-751-7593 or hpayne@nfmlending.com or submit the form below and I will call you.