Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Judy M, Stanardsville, VA
"The virus caused some delays but other then that everything went well."
Reviewed by Christopher W, Culpeper, VA
"Scott is great! He's easy to work with and there when you need him."
Reviewed by Stephanie L, Mineral, VA
"Very professional, fast, and organized. "
Reviewed by Sandra L, Mineral, VA
"Working with Scott Morris and his team has been a very positive experience and we will definitely engage him and NFM lending for any future needs. Scott is a pleasure to work with, he is extremely knowledgeable and responsive. They are great communicators and made the process seamless and stress free! "
Reviewed by David G, Orange, VA
"The assistance and information in using the VA loan benefit for Veterans was extremely helpful. Everyone at NFM lending was knowledgeable, professional and courteous. The time from offer to closing was very compressed but everything went together seamlessly."
Reviewed by Melissa D, Ruckersville, VA
"Scott was amazing and made sure we understood every step of the process. He helped us understand the costs and kept us from having any unexpected, expensive surprises. I would recommend Scott Morris and NFM Lending to anyone I know, they were fantastic to work with!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 540-829-0030 x232 or email@example.com or submit the form below and I will call you.