Scott Morris
Mortgage Loan Originator | NMLS# 1802398 Apply Now Upload Docs Returning Applicant ContactAbout
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
My Videos
Awards
Testimonials
Sep 2020
Reviewed by John R, Lignum, VA
"I look forward to working with Scott again in the future. The entire experience was easy and everyone involved was pleasant to work with. "
Sep 2020
Reviewed by Michael L, Crozet, VA
"Extremely helpful, knowledgeable, professional, communicative, and all around great experience."
Sep 2020
Reviewed by Sarah D, Richmond, VA
"Everything went very smoothly. Thank you for the great communication all the way through the process!"
Sep 2020
Reviewed by Ronald J, Richmond, VA
"It was great working with Scott. He was on top of things the whole time. Closed way sooner than expected. And everything he promised, he delivered on"
Aug 2020
Reviewed by Anthony F, Brightwood, VA
"Scott has to work his tail off on my loan due to the pandemic but he made it all work!!!"
Aug 2020
Reviewed by Melanie B, Barboursville, VA
"Scott really put in a good effort to get the numbers where we wanted them to be for refinance. He worked with us for quite a while. -Bree"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending is getting a new look!
September 28, 2020
NFM Lending will soon have a new logo and website. These changes to our brand reflect two of our core values: to remain innovative and forward-thinking. While our brand is evolving, everything else will remain the same: our people and our commitment to providing our customers and business partner…
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Benefits of Homebuying and Selling in the Fall
September 22, 2020
Fall usually makes you think of colorful foliage, warm, spiced drinks, and carving pumpkins, but what about buying and selling a home? Fall isn’t traditionally a popular time for the real estate market, but that’s exactly why it can be your secret weapon. Here are some of the benefits of home…
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How Important is Credit Score When Buying a Home?
September 9, 2020
Mortgage lenders look at many factors when determining your loan eligibility and rate, including your credit score. You may understand the importance of having a good credit score, but just how important is credit score when buying a home? Here are some of the factors lenders are taking into cons…
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NFM Lending salutes Ray “Cash” Care
September 1, 2020
LINTHICUM, MD, September 1, 2020— NFM Lending is pleased to honor retired Navy SEAL, Ray “Cash” Care, as the NFM Salute for September 2020. Care is no stranger to adversity; it is a force that has shaped him his entire life. When Care was just eleven years old, his father was murdered. …
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Contact Me
Scott Morris
Mortgage Loan Originator
NMLS ID#:
1802398
State NMLS:
VA# MLO-39703VA
Phone:
540-829-0030 x232
Mobile/Other:
804-267-0677
Email:
smorris@nfmlending.com
Address:
19373 Carpenters Branch Road, Brandy Station, VA 22714
Ready to get started or have any loan questions? Contact me at 540-829-0030 x232 or smorris@nfmlending.com or submit the form below and I will call you.