Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Amanda S, Palmyra, VA
"Scott is THE BEST! This was my first experience buying a home. Scott and his team of experts made this process smooth and seamless!! Any time I reached out, wether through text, email, or call, he was always there and ready to answer any questions or address any concerns I had. I've heard horror stories of the homebuying process...my experience was nothing less than great! If I ever buy another home, I will definitely seek out Scott!! I cant thank you enough Scott!!! "
Reviewed by Julia E, Stanardsville, VA
"Scott was great to work with! Great communication and was readily available by phone and email whenever we had questions or problems. He went above and beyond to make sure everything went smoothly and helped us sort out any issues we had. Made the process very easy and we are looking forward to working with him again in the future!"
Reviewed by Jonathan W, Stanardsville, VA
"Would do business with again! "
Reviewed by Vincent T, Charlottesville, VA
"Scott was incredible. He made the process painless, and was always a text or phone call away. He will be the only person I recommend to my friends and family looking to get a mortgage. Complete rock star!"
Reviewed by Jenny L, Madison, VA
"Scott was amazing to work with Very Knowledgeable and professional Expertise in his field. I could call him if I had any questions And he always replied quickly He Is THE BEST!!!!! He made it all happen!!!!! And will absolutely recommend him to friends and family . Thankyou Scott!!!!!"
Reviewed by Richard M, Culpeper, VA
"From the first call to the meeting before closing, Scott served as a guiding light through the entire home-buying process. Every question I had was met with an answer and explanation; no proverbial stone was left unturned. Even with our first conversation, it was evident Scott had MY best interest in mind. His guidance was measured, insightful. There was not one moment when I felt anxious or concerned about the process; he anticipated every crossroad and provided a clear map to my new home."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 540-829-0030 x232 or email@example.com or submit the form below and I will call you.