Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by John R, Lignum, VA
"I look forward to working with Scott again in the future. The entire experience was easy and everyone involved was pleasant to work with. "
Reviewed by Michael L, Crozet, VA
"Extremely helpful, knowledgeable, professional, communicative, and all around great experience."
Reviewed by Sarah D, Richmond, VA
"Everything went very smoothly. Thank you for the great communication all the way through the process!"
Reviewed by Ronald J, Richmond, VA
"It was great working with Scott. He was on top of things the whole time. Closed way sooner than expected. And everything he promised, he delivered on"
Reviewed by Anthony F, Brightwood, VA
"Scott has to work his tail off on my loan due to the pandemic but he made it all work!!!"
Reviewed by Melanie B, Barboursville, VA
"Scott really put in a good effort to get the numbers where we wanted them to be for refinance. He worked with us for quite a while. -Bree"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 540-829-0030 x232 or email@example.com or submit the form below and I will call you.