About
Thank you for visiting my website for your mortgage needs. I hope you find the mortgage tools and products useful in your search.
As a seasoned mortgage professional, with over 20 years of experience, I have joined the NFM Lending team with GREAT ENTHUSIASM!
Over the years, I have gained valuable mortgage experience from being an “eager” credit manager for a national company in Annapolis, Maryland to managing a successful mortgage broker shop in Bowie, Maryland. I have also been able to broaden my mortgage spectrum by spending several years underwriting and soliciting mortgage products as an account representative.
With the mortgage industry being recently revamped to serve the clients better, I have reconfirmed my commitment to excellence. I have maintained all the licensing and continuing education requirements to serve clients in both Maryland and the District of Columbia.
As a native Washingtonian, I have been afforded the opportunity to cultivate many lasting relationships with clients, realtors, appraisers and title attorneys. These relationships keep me wanting to provide and ensure the best possible service in an industry that can help you achieve and maintain your “AMERICAN DREAM”.
Please feel free to contact me at the information provided and THANK YOU for the opportunity to assist with your mortgage needs!
Awards
Meet the Team
Valerie Gordish
Mortgage Loan Originator
p. 443-917-2782 ext 1071
|f.
e. vgordish@nfmlending.com
NMLS # 295006
Nicholas Michael Mautino
Loan Originator
p. 443-917-2788
|f. 240-331-0494
e. nmautino@nfmlending.com
NMLS # 146613
Lee Blumberg
Loan Originator
p. 443-917-2782ext1058
|f. 240-220-0683
e. lblumberg@nfmlending.com
NMLS # 146560
Erin Johnson
Loan Originator
p. 443-979-7085
|f. 443-276-6705
e. ejohnson@nfmlending.com
NMLS # 482292
Charles Eagar Moore III
Mortgage Loan Originator
p. 301-509-9596
|f. 240-465-0058
e. cmoore@nfmlending.com
NMLS # 146631
Bryan Raiford
Branch Manager
p. 443-917-2783
|f. 240-331-2443
e. braiford@nfmlending.com
NMLS # 146582
Testimonials
Feb 2018
Reviewed by MARCIA D, Waldorf, MD
"Ernest Spriggs was very courteous and very professional. He answered all of my questions without hestitation. I would definitely recommend Ernest to anyone that's looking to purchase a new home. He was always pleasant and such a joy to work with. Thank you Ernest for all of your help during this process. "
Jun 2017
Reviewed by Delores Y, Landover, MD
"Working with good people who know their good and much more"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
Hidden Costs of Buying a Home
April 10, 2018
While buying a home might seem straightforward, there’s a lot more to the process than picking out a home and obtaining a mortgage. One of the things most buyers don’t prepare for is all the hidden costs of buying a home, both during the homebuying process and after. Some of these costs occur…
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NFM Lending salutes COL Erwin A. Burtnick, USA, Retired
April 2, 2018
LINTHICUM, MD, April 2, 2018— NFM Lending is pleased to honor Colonel Erwin A. Burtnick, USA, Retired, as the NFM Salute for April 2018. COL Burtnick served over 37 years on active duty and in the Army National Guard and the Army Reserve. Commissioned through Officer Candidate School, he has …
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NFM Lending Loan Originators named among Scotsman Guide’s Top Originators 2017
March 30, 2018
LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists. Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators…
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NFM Lending Celebrates Two Years of the NFM Salute
March 23, 2018
LINTHICUM, MD, March 23, 2018— NFM Lending is celebrating the two-year anniversary of its NFM Salute program. They honored their first NFM Salute on March 23, 2016. NFM Salute is an initiative dedicated to recognizing the brave men and women who have fought and continue to fight for our freedom…
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Contact Me
Ernest Wendell Spriggs
Mortgage Loan Originator
NMLS ID#:
194645
Phone:
202-236-1609
Toll Free:
888-731-2636
Fax:
202-548-2971
Email:
espriggs@nfmlending.com
Address:
10632 Little Patuxent Parkway, Suite 333, Columbia, MD 21044