About
Thank you for visiting my website for your mortgage needs. I hope you find the mortgage tools and products useful in your search.
As a seasoned mortgage professional, with over 20 years of experience, I have joined the NFM Lending team with GREAT ENTHUSIASM!
Over the years, I have gained valuable mortgage experience from being an “eager” credit manager for a national company in Annapolis, Maryland to managing a successful mortgage broker shop in Bowie, Maryland. I have also been able to broaden my mortgage spectrum by spending several years underwriting and soliciting mortgage products as an account representative.
With the mortgage industry being recently revamped to serve the clients better, I have reconfirmed my commitment to excellence. I have maintained all the licensing and continuing education requirements to serve clients in both Maryland and the District of Columbia.
As a native Washingtonian, I have been afforded the opportunity to cultivate many lasting relationships with clients, realtors, appraisers and title attorneys. These relationships keep me wanting to provide and ensure the best possible service in an industry that can help you achieve and maintain your “AMERICAN DREAM”.
Please feel free to contact me at the information provided and THANK YOU for the opportunity to assist with your mortgage needs!
Awards
Meet the Team
Bryan Raiford
Branch Manager
p. 443-917-2783
|f. 240-331-2443
e. braiford@nfmlending.com
NMLS # 146582
Erin Johnson
Loan Originator
p. 443-979-7085
|f. 443-276-6705
e. ejohnson@nfmlending.com
NMLS # 482292
Lee Blumberg
Loan Originator
p. 443-917-2782ext1058
|f. 240-220-0683
e. lblumberg@nfmlending.com
NMLS # 146560
Charles Eagar Moore III
Mortgage Loan Originator
p. 301-509-9596
|f. 240-465-0058
e. cmoore@nfmlending.com
NMLS # 146631
Nicholas Michael Mautino
Mortgage Loan Originator
p. 443-917-2788
|f. 240-331-0494
e. nmautino@nfmlending.com
NMLS # 146613
Valerie Gordish
Mortgage Loan Originator
p. 443-917-2782 ext 1071
|f.
e. vgordish@nfmlending.com
NMLS # 295006
Mosunmola Omotunde Cole
Mortgage Loan Originator
p. 301-887-7732
|f.
e. mcole@nfmlending.com
NMLS # 254814
Testimonials
Jun 2018
Reviewed by ZANILE E C, Owings Mills, MD
"Ernest Spriggs kept me calm and encouraged through this stressful process. He made it a point to keep me informed at every step of the process. He made sure I knew what information he needed and made sure I had all my information up to date. He was very efficient and easy to work with. I can't find enough words to thank him for all his help. "
Jun 2018
Reviewed by ROSEMARY M, Baltimore, MD
"Great teamwork and coordination. "
Apr 2018
Reviewed by CARLOS M, Baltimore, MD
"He made everything easy and very detailed about everything "
Apr 2018
Reviewed by TANEKA M, Baltimore, MD
"My experience was great! Ernest explained everything kept in great contact and made this experience memorable and as easy as possible. Home buying is not an easy task but Ernest made it as pleasant as it could get!"
Feb 2018
Reviewed by MARCIA D, Waldorf, MD
"Ernest Spriggs was very courteous and very professional. He answered all of my questions without hestitation. I would definitely recommend Ernest to anyone that's looking to purchase a new home. He was always pleasant and such a joy to work with. Thank you Ernest for all of your help during this process. "
Jun 2017
Reviewed by Delores Y, Landover, MD
"Working with good people who know their good and much more"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
2018 May Be The Year for Renovation Loans
July 17, 2018
If you’re looking to buy a home, be prepared to meet a few challenges with today’s housing market. Not only is there a shortage of homes, but the available housing stock is aging. These challenges might seem discouraging but taking a look at the 2018 housing market and what options you have a…
Read more
What is a G-Fee and what does it have to do with my interest rate?
July 3, 2018
As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
Read more
NFM Lending salutes Catherine L. Clapp, USN, Retired
July 2, 2018
LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018
June 22, 2018
LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award. NFM Lending received the award at a ceremony held T…
Read more
Contact Me
Ernest Wendell Spriggs
Mortgage Loan Originator
NMLS ID#:
194645
Phone:
202-236-1609
Toll Free:
888-731-2636
Fax:
202-548-2971
Email:
espriggs@nfmlending.com
Address:
10632 Little Patuxent Parkway, Suite 333, Columbia, MD 21044