Erin's career in banking spans over fifteen years, with the last decade specializing in mortgages. Her passion for providing a rewarding experience for her clients was instilled from a young age by her grandfather who also worked in the financial industry.
The home buying process is complicated and often intimidating, especially for first time home buyers. Having a Mortgage Banker like Erin, who understands the industry, is crucial in making the process smooth and enjoyable.Erin's first priority is her client, making sure they understand the process and what is necessary to reach their goals. She prides herself on working face-to-face with clients. This personalized service allows her to realize a client’s unique needs and what programs are best to suit for them. Erin's clients find the knowledge and financial advice she affords them invaluable.
Erin has been recognized by the governor of Maryland for teaching first time home buyer classes as well as working with non-profit organizations to assist in financial education programs within the community. The success she has earned is due in part to the relationships she has developed with her realtor and business partners. Her honesty, knowledge and attentiveness to timely services, has proven to be a valuable asset to her business partners.
Outside of work Erin brings the same passion and enthusiasm to her personal endeavors. She coaches high school girls volleyball and enjoys mentoring her team to foster their growth as young adults. She also uses her spare time to share her knowledge and speak at financial education seminars. Nothing exemplifies her remarkable character more than the work she and other family members do to help struggling young men get back on their feet. In collaboration with her father, Erin participates in a rehabilitation house where young men who are struggling through issues can get the guidance and support they need to better their lives.
Reviewed by Melive G, Odenton, MD
"Working with NFM was a great experience. They are very knowledgeable, thorough and friendly. They made the process that can be really tasking so easy and attainable."
Reviewed by Daltonjac
"My husband and I have looked to Erin for guidance in our home buying process with each purchase we have made. Erin is very knowledgeable and has helped to make what would be a stressful time for us very easy. We know that we can put our trust in Erin, as she is always up to date on the latest trends and rates. Even though Erin processed our loan/mortgage on a house that we purchased four years ago, we still check in with her regularly for advice. Not only do I recommend her to others, I know many people who have had a positive experience with her as well. I highly recommend working with Erin Johnson if you are looking for a personable, non-salesy Loan Originator that you can rely on."
Reviewed by HaloKaren
"Erin and her team answered all my questions promptly. She was very knowledgeable in helping me along the home buying journey. She was able to help me lock in at a really good rate at the time, and encouraged me to check in with her when I feel or notice that I could get a possible better rate even after the whole process was said and done. I've had a bad experience in the past with another lender so Erin jumped in to turn it into a good one!"
Reviewed by michellemarantz
"Erin was extremely informative and customer service oriented. Working with Erin and Sandy Spring Bank as a first time home buyer was the best decision I made in the home purchasing process."
Reviewed by dorisecoto
"Erin Johnson and the NFM Team Lending were extremely amazing; Erin answered all of my questions, e-mails and phone calls promptly. She was extremely knowledgeable in helping me and my family along the home buying process. She was not only able to help me close before my anticipated date but she locked us in at a really good rate. I know that I put all of my trust in Erin and I will highly recommend anyone to work with her. If you are looking for an amiable, professional, knowledgeable, trustworthy and well experienced Loan Originator that you can rely on, Erin is definitely the right person to see. Working with Erin was the best decision I made when purchasing our new home and I am very thankful and grateful to have worked with Erin."
Reviewed by Carlos E, Burtonsville, MD
"Great people, helped me in every step of the buying process, even helped me to get home insurance and warranty. Erin and Dolores made the process smooth and easy. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.