Ed Balog
Ed Balog

Ed Balog

Mortgage Loan Originator | NMLS# 28591 Apply Now Upload Docs Returning Applicant Contact


Dear Customers and Real Estate Professionals,

Choosing the Right Loan Originator is very Important! But why?

• Your home is your biggest purchase.
• Many borrowers are denied mortgages even though they are potentially qualified, because the Loan Officer didn't have the detailed knowledge and experience to properly structure the loan and advise the customer.
• Moving is stressful and involves deadlines.
• The mortgage industry is complex and typically, performance is terrible.
• Can you believe less than ½ of all mortgages close on time?

Choose an experienced, responsive, local professional to help you with the financing or refinancing of your home! I love the mortgage business and I'm passionate about treating every customer as a family member. I've been in the mortgage business for over 23 years. I've been a Mortgage Loan Originator for 15 years but also have extensive experience in Mortgage Capital Markets and Mortgage Servicing. This vast wealth of knowledge has allowed me to solve problems and help customers, that others could not. I'm licensed and originating throughout Pennsylvania and going stronger than ever after 23 years in the Mortgage Industry!

NFM Lending is a FNMA, FHLMC, and GNMA direct lender, offering Conventional, FHA, VA, USDA, Construction to Perm, Rehab and Non-Conforming Mortgages. We are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional loan products. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products.

We have top-notch, senior processors on staff and we are keenly focused on closing in 30 days on strong files. Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to immediately answer your call (during appointments), I always return every call and text promptly!

*Purchases only, must have AUS approval. No cash-out under 600.

My Videos


Loan Tools

Here are some useful links to get you started in the loan process.


Scotsman Guide Top Originators 2019

NFM Lending Loan Originators named Scotsman Guide Top Originators 2019

LINTHICUM, MD, April 2, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group, are proud to announce 38 of its loan originators have been ranked on the Scotsman Guide Top Originators 2019 list, with three receiving …
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Jeremy Haynes

NFM Lending salutes Jeremy Haynes

LINTHICUM, MD, April 1, 2020— NFM Lending is pleased to honor (Ret.) Major Jeremy Haynes as the NFM Salute for April 2020. Haynes, a native of Albany, Georgia, vowed to serve his country after watching the horrific events of September 11th, 2001 in his high school JROTC classroom. In 2004, he e…
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Get The Most Out Of Your Tax Refund

Note: This blog was originally published in March 2014 and has been updated. Not many people like filing their taxes, but there is a bright spot to completing all those forms: getting that sweet, sweet refund. You can use the money any way you’d like, but why not put it towards having a more f…
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Red Shoe Shuffle 2020

NFM Lending Sponsors 9th Annual Red Shoe Shuffle

LINTHICUM, MD, March 23, 2020—NFM Lending is proud to sponsor the Ronald McDonald House Charities Maryland’s (RMHCMD) 9th annual Red Shoe Shuffle 5k Run and Walk. The event will take place on Sunday, March 29, 2020. This will be the ninth year in a row that NFM Lending has sponsored and parti…
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Contact Me

Ed Balog

Ed Balog

Mortgage Loan Originator


State NMLS:
PA# 72369




122 North 5th Street, Allentown, PA 18102, USA

Ready to get started or have any loan questions? Contact me at 954-588-8201 or ebalog@nfmlending.com or submit the form below and I will call you.

Contact Me

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