Dear Customers and Real Estate Professionals,
Choosing the Right Loan Originator is very Important! But why?
• Your home is your biggest purchase.
• Many borrowers are denied mortgages even though they are potentially qualified, because the Loan Officer didn't have the detailed knowledge and experience to properly structure the loan and advise the customer.
• Moving is stressful and involves deadlines.
• The mortgage industry is complex and typically, performance is terrible.
• Can you believe less than ½ of all mortgages close on time?
Choose an experienced, responsive, local professional to help you with the financing or refinancing of your home! I love the mortgage business and I'm passionate about treating every customer as a family member. I've been in the mortgage business for over 23 years. I've been a Mortgage Loan Originator for 15 years but also have extensive experience in Mortgage Capital Markets and Mortgage Servicing. This vast wealth of knowledge has allowed me to solve problems and help customers, that others could not. I'm licensed and originating throughout Pennsylvania and going stronger than ever after 23 years in the Mortgage Industry!
NFM Lending is a FNMA, FHLMC, and GNMA direct lender, offering Conventional, FHA, VA, USDA, Construction to Perm, Rehab and Non-Conforming Mortgages. We are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional loan products. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products.
We have top-notch, senior processors on staff and we are keenly focused on closing in 30 days on strong files. Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to immediately answer your call (during appointments), I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator