Ed Balog
Ed Balog

Ed Balog

Mortgage Loan Originator | NMLS# 28591 Apply Now Upload Docs Returning Applicant Contact

About

Dear Customers and Real Estate Professionals,

Choosing the Right Loan Originator is very Important! But why?

• Your home is your biggest purchase.
• Many borrowers are denied mortgages even though they are potentially qualified, because the Loan Officer didn't have the detailed knowledge and experience to properly structure the loan and advise the customer.
• Moving is stressful and involves deadlines.
• The mortgage industry is complex and typically, performance is terrible.
• Can you believe less than ½ of all mortgages close on time?

Choose an experienced, responsive, local professional to help you with the financing or refinancing of your home! I love the mortgage business and I'm passionate about treating every customer as a family member. I've been in the mortgage business for over 23 years. I've been a Mortgage Loan Originator for 15 years but also have extensive experience in Mortgage Capital Markets and Mortgage Servicing. This vast wealth of knowledge has allowed me to solve problems and help customers, that others could not. I'm licensed and originating throughout Pennsylvania and going stronger than ever after 23 years in the Mortgage Industry!

NFM Lending is a FNMA, FHLMC, and GNMA direct lender, offering Conventional, FHA, VA, USDA, Construction to Perm, Rehab and Non-Conforming Mortgages. We are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional loan products. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products.

We have top-notch, senior processors on staff and we are keenly focused on closing in 30 days on strong files. Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to immediately answer your call (during appointments), I always return every call and text promptly!

*Purchases only, must have AUS approval. No cash-out under 600.

Awards

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

Home for Winter Weather

How to Prepare Your Home for Winter Weather

Note: This blog was originally published in November 2013 and has been updated. As the days get shorter and the temperatures go down, the threat of winter storms and rising gas and electric bills become real. In order to make sure that your home is protected during a storm and is efficiently usin…
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Troop Drive 2019

NFM’s Support Our Troops Drive 2019

On Thursday, November 21, 2019, NFM Lending completed its 12th annual “Support Our Troops Drive,” sending 250 care packages to 125 groups of U.S. soldiers stationed overseas. Employees spent the months of October and November collecting supplies and goodies. With the help of AnySoldier® we…
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Jerry Williams

NFM Lending salutes Jerry Williams

LINTHICUM, MD, December 1, 2019— NFM Lending is pleased to honor Specialist Jerry Williams as the NFM Salute for December 2019. Jerry served in the U.S. Army from 1968 to 1969 in both Ft. Hood, Texas and Chu Lai, Vietnam. He was a member of H-Troop 17th Cavalry as a gunner on an armored personn…
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What is an HOA?

What is an HOA?

When you’re ready to start house hunting, you’ll likely come across homes in neighborhoods that have a rather consistent and harmonious look. It’s a good guess that these homes are part of an HOA, or Homeowners Association. What is an HOA, you ask? An HOA is an organized group of homeowners…
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Contact Me

Ed Balog

Ed Balog

Mortgage Loan Originator

NMLS ID#:
28591

State NMLS:
PA# 72369

Phone:
954-588-8201

Fax:
888-600-7508

Email:
ebalog@nfmlending.com

Address:
122 North 5th Street, Allentown, PA 18102, USA

Ready to get started or have any loan questions? Contact me at 954-588-8201 or ebalog@nfmlending.com or submit the form below and I will call you.

Contact Me

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