Ed Balog
Ed Balog

Ed Balog

Mortgage Loan Originator | NMLS# 28591 Apply Now Upload Docs Returning Applicant Contact


Dear Customers and Real Estate Professionals,

Choosing the Right Loan Originator is very Important! But why?

• Your home is your biggest purchase.
• Many borrowers are denied mortgages even though they are potentially qualified, because the Loan Officer didn't have the detailed knowledge and experience to properly structure the loan and advise the customer.
• Moving is stressful and involves deadlines.
• The mortgage industry is complex and typically, performance is terrible.
• Can you believe less than ½ of all mortgages close on time?

Choose an experienced, responsive, local professional to help you with the financing or refinancing of your home! I love the mortgage business and I'm passionate about treating every customer as a family member. I've been in the mortgage business for over 23 years. I've been a Mortgage Loan Originator for 15 years but also have extensive experience in Mortgage Capital Markets and Mortgage Servicing. This vast wealth of knowledge has allowed me to solve problems and help customers, that others could not. I'm licensed and originating throughout Pennsylvania and going stronger than ever after 23 years in the Mortgage Industry!

NFM Lending is a FNMA, FHLMC, and GNMA direct lender, offering Conventional, FHA, VA, USDA, Construction to Perm, Rehab and Non-Conforming Mortgages. We are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional loan products. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products.

We have top-notch, senior processors on staff and we are keenly focused on closing in 30 days on strong files. Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to immediately answer your call (during appointments), I always return every call and text promptly!

*Purchases only, must have AUS approval. No cash-out under 600.


Loan Tools

Here are some useful links to get you started in the loan process.


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Contact Me

Ed Balog

Ed Balog

Mortgage Loan Originator


State NMLS:
PA# 72369




122 North 5th Street, Allentown, PA 18102, USA

Ready to get started or have any loan questions? Contact me at 954-588-8201 or ebalog@nfmlending.com or submit the form below and I will call you.

Contact Me

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