Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Kevin W, Clinton, MD
"Great service always available to answer questions I needed answer"
Reviewed by Heather O, Baltimore, MD
"It was a difficult loan to close we had some ups and downs but NFM LENDING kept me in the loops with what was needed during the process.. it was times I thought we wouldn’t go forward but they kept the faith , they went through many obstacles To get my loan closed we got the Clear to Close"
Reviewed by Bonnie B, Baltimore, MD
"It was a pleasure working with Daniel Mack, Kathleen Horan, and Stephanie Hagley. Their teamwork played a giant role in me getting my new home. They were polite, continuous, and DETERMINED with me. They all kept me motivated😘😊. Thanks again, guys! You all have excellent teamwork skills. I am most appreciative that I get to keep my mortgage with NFM. I'm VERY thankful for that, because I'm so comfortable with these guys. Thanks all, again. Peace💜 Bonnie Bowens"
Reviewed by Shella B, Baltimore, MD
"My experience was pleasant upfront and honest from the first phone call. Which I appreciate 100%. It helped me to be fully prepared for what I needed to work on to get approved. I followed the plan given to me by Daniel and he was amazing at helping me to understand the importance of it all and eventually he got me to homeownership. "
Reviewed by William W, Baltimore, MD
"Mr. Mack was very caring and helpful through our whole process and if I had any question he would answer them quickly no matter what time it was."
Reviewed by Sunny W, Baltimore, MD
"Daniel was always progressional, answering our questions and easing our minds from our worries. The whole process of purchasing a home was not as bad as everyone made it seem because he was always communicating with us. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.