About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
NFM's W2 Programs
Are you or your customers tired of all of the paperwork required when applying for a mortgage loan? So are we, so NFM Lending has a solution! We have a new “Keep It Simple Loan” for W2 earners.
To learn more, please call me at 443-917-2782 or at ckam@nfmlending.com.
Testimonials
Jul 2019
Reviewed by DeAndre D, Washington, DC
"Lending with Craig Kam was the best experience I had in the homebuying process. My former lender was terrible at communication and I could never get a hold of them. I missed out on so many opportunities before I met Craig Kam and the in NFM lending group. They were respectful, reliant and most of all very considerate throughout the homebuying process. Craig Kam along with his colleagues made the homebuying process easy and fun. That is why I will refer whoever I know is seeking a home to NFM"
Jul 2019
Reviewed by CHRISTI L, Waldorf, MD
"Buying a house can be stressful, however working with Craig and his time made the transition stress free! The team was amazing to work with from start to finish. The level of communication far exceeded my expectations. The technology & systems they use also makes for a seemless process. Everything is done electronically and updates are sent frequently. NFM was a lifesaver, professional, courteous, and wonderful team to work with. "
Jul 2019
Reviewed by KELVIN E, Washington, DC
"Everything was great and fast "
Jun 2019
Reviewed by JEFFREY B, Capitol Heights, MD
"The staff was very responsive to any questions and our concerns I had. The staff was able to keep me abreast of process. "
Jun 2019
Reviewed by Karla B, Laurel, MD
"I loved the staff at NFM, they were all professional and wonderful to work with. They put great effort in getting me into my home!! I had a great experience And I would refer NFM to anyone they are the best. They made me feel comfortable to call, text or email to ask a questions at anytime!! Always there when needed!! Love you all!! Thank you for this wonderful experience I am so great full!! "
May 2019
Reviewed by Margaret I, Upper Marlboro, MD
"NFM is the greatest of all time. Attentive Prompt knowledgeable and informative!"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
What You Need to Know About Closing Costs
July 14, 2019
Getting ready to purchase a home is a huge financial undertaking. While you are probably aware of having to save up for a down payment, you might not know about closing cost fees. Don’t be taken by surprise at the closing table; here’s what you need to know about closing costs. What are closi…
Read more
NFM Lending salutes Elizabeth Evans
July 1, 2019
LINTHICUM, MD, July 1, 2019— NFM Lending is pleased to honor Lieutenant Colonel Elizabeth Evans as the NFM Salute for July 2019. LTC Evans attended West Point, graduating in 2000. Her first duty station was Fort Hood, Texas, where she was commissioned as an Army engineer officer. After serving …
Read more
NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2019
June 24, 2019
LINTHICUM, MD, June 24, 2019 — NFM Lending is pleased to announce it has been named a 2019 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fifth consecutive year NFM Lending has received this award. NFM Lending received the award at a ceremony held Thursday, Jun…
Read more
Bathroom Renovation Ideas
June 19, 2019
Are you looking to update your bathroom but need to do so on a budget? Use this list of bathroom renovation ideas to inspire your next DIY project. 1. New Paint The quickest way to give your bathroom a refresh is by simply giving it a new coat of paint. However, don’t be mistaken into thinking …
Read more
Contact Me
Craig Kam
Branch Manager
NMLS ID#:
146561
Phone:
443-917-2782
Toll Free:
888-731-2636
Fax:
240-220-0683
Email:
ckam@nfmlending.com
Address:
8311 Wisconsin Avenue, Unit B-10, Bethesda, MD 20814