About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
NFM's W2 Programs
Are you or your customers tired of all of the paperwork required when applying for a mortgage loan? So are we, so NFM Lending has a solution! We have a new “Keep It Simple Loan” for W2 earners.
To learn more, please call me at 443-917-2782 or at ckam@nfmlending.com.
Testimonials
Feb 2019
Reviewed by Bruce K, Fort Washington, MD
"Quick, Easy, Fanstatic Service. I cant say enough. They explained everything to me very thoroughly. Help me through every step of the process"
Jan 2019
Reviewed by Christina S, Bowie, MD
"Craig, Monica & Valerie were great lenders to work with. I would recommend my family & friends."
Jan 2019
Reviewed by CLARICE D, Frederick, MD
"Craig and his staff went over every process and steps I need to complete in order for the application to process. Craig explained how the pre- qualification process works and he also listened to me and what I wanted. “A home I can afford”. At one point during the process I became very scared and nervous Craig and I have a conversation and he worked out the numbers so that I am more comfortable. Great team!"
Dec 2018
Reviewed by NORMAN W, Suitland, MD
"Friendly, Communicative, Informative,Helpful, Caring."
Dec 2018
Reviewed by ANGELINA S, Clinton, MD
"Everyone was very polite and patient."
Dec 2018
Reviewed by Jonathan Y, Fort Washington, MD
"It was a long process but I gained knowledge throughout my journey. Over all I had a excellent experience."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending Named a Top Mortgage Employer
February 15, 2019
LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine distributes a survey …
Read more
NFM Lending salutes Nicolas Alvarez
February 6, 2019
LINTHICUM, MD, February 6, 2019— NFM Lending is pleased to honor Private Nicolas Alvarez as the NFM Salute for February 2019. Upon graduation from high school, Pvt. Alvarez enlisted in the United States Marine Corps. He recently graduated from boot camp at the Marine Corps Recruit Depot at Parr…
Read more
6 Steps to Purchase a New Home
February 3, 2019
Buying a home is one of the most significant financial decisions you will make in your life. In order to make an informed decision, doing some research for each step of the process can help ensure a smooth transaction. Here are the 6 basic steps needed to purchase a home. Step 1: Get Pre-Qualifie…
Read more
Why Winter is a Good Time to Sell Your Home
January 22, 2019
If you’re ready to sell your home, you don’t need to wait until the spring just because that’s the more popular time. There are plenty of benefits to selling in the off season, even a few that can be monetary. Here are our top 5 reasons for why winter is a good time to sell your home. Low I…
Read more
Contact Me
Craig Kam
Branch Manager
NMLS ID#:
146561
Phone:
443-917-2782
Toll Free:
888-731-2636
Fax:
240-220-0683
Email:
ckam@nfmlending.com
Address:
8311 Wisconsin Avenue, Unit B-10, Bethesda, MD 20814