Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Lisa J, Hanover, PA
"Craig was a pleasure to do business with! He worked very diligently to help me refinance my home in a very timely manner. I highly recommend both him and Freedmont Mortgage. "
Reviewed by Ryan F, Baltimore, MD
"Craig and his team -- Marni and Alisha -- were excellent throughout the entire process. My wife and I had a long lead time from the time we made an offer and final closing, and Craig was communicative and responsive throughout that entire time. Craig provided multiple loan options, recommended trusted title companies, and carefully explained the documents and processes. We highly recommend Craig and his team."
Reviewed by Melissa A, Baltimore, MD
"Communication was fast and easy and everything went smoothly. Thank you! "
Reviewed by Kevin E, Baltimore, MD
"Craig was always available to answer all my questions. I felt very comfortable dealing with him. He was a pleasure to deal with. "
Reviewed by Ruth E, Baltimore, MD
Reviewed by Karen A, Baltimore, MD
"Craig Kessler was recommended to us by a coworker and, like her, we found him to extremely responsive and helpful, gave great advice, and made us feel very comfortable with the home loan process."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Craig Howard Kessler
Mortgage Loan Originator
CA# CA-DBO69281; DE# MLO-69281; DC# MLO69281; FL# LO8832; NC# I-161029; PA# 24597; SC# MLO - 69281; VA# MLO-18823VA