Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Amber M, Holiday, FL
"Clay was amazing "
Reviewed by Darla W, Dunedin, FL
"Clay did a GREAT JOB and I look forward to doing more deals in 2018 with him. He knows his stuff! I've been a local realtor for 19 years and he is at the TOP of my list of lenders. I had a great experience with him for myself with my refinance on my home... Easy and smooth! My clients that I have set to him have been very happy with his services. Thanks again! Darla Wright , Future Home Realty "
Reviewed by Mary H, Spring Hill, FL
"It was a good experience There was always someone ready to help and explain the process I would highly recommend them to everyone looking for a lending co."
Reviewed by Michael M, Spring Hill, FL
"First time home buyer and Clay was great to work with. The whole process was fast and easy."
Reviewed by Ashley L, Trinity, FL
"Clear communication as well as quick responses. Also extremely helpful and friendly!!! Great experience and would highly recommend!!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator