Clay Higgins
Clay Higgins

Clay Higgins

Mortgage Loan Originator | NMLS# 956322 Apply Now Contact

About

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Awards

Testimonials

5.0

Mar 2018

Reviewed by Amber M, Holiday, FL

"Clay was amazing "

5.0

Dec 2017

Reviewed by Darla W, Dunedin, FL

"Clay did a GREAT JOB and I look forward to doing more deals in 2018 with him. He knows his stuff! I've been a local realtor for 19 years and he is at the TOP of my list of lenders. I had a great experience with him for myself with my refinance on my home... Easy and smooth! My clients that I have set to him have been very happy with his services. Thanks again! Darla Wright , Future Home Realty "

5.0

Jan 2018

Reviewed by Mary H, Spring Hill, FL

"It was a good experience There was always someone ready to help and explain the process I would highly recommend them to everyone looking for a lending co."

5.0

Oct 2017

Reviewed by Michael M, Spring Hill, FL

"First time home buyer and Clay was great to work with. The whole process was fast and easy."

5.0

Aug 2017

Reviewed by Ashley L, Trinity, FL

"Clear communication as well as quick responses. Also extremely helpful and friendly!!! Great experience and would highly recommend!!"

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
Read more

Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
Read more

Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
Read more

8 Steps to a 203k Rehab Loan

When house-hunting for your new home, you might discover one that would be perfect for you but needs a bit of TLC. Don’t worry! An FHA 203k rehab loan is there to make your dreams of homeownership come true. This loan allows you to borrow both what you need to purchase the home and what you…
Read more

Contact Me

Clay Higgins

Clay Higgins

Mortgage Loan Originator

NMLS ID#:
956322

Phone:
727-316-5115

Fax:
727-362-1330

Email:
chiggins@nfmlending.com

Address:
2963 Gulf to Bay Boulevard, Suite 110, Clearwater, FL 33759

Ready to get started or have any loan questions? Contact me at 727-316-5115 or chiggins@nfmlending.com or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.