Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Firmen M, Sarasota, FL
"I was working with a other company. I don't want to mention any names but that company asked me 4 times for my bank and tax info. After I sent it to them 4 times I got scared. I contacted my realtor to back out of the deal. He gave me Christopher's phone number and it was a breeze from there. Very very good experience and would recommend Christopher to any one. Thanks Chris"
Reviewed by Andrew K, Arcadia, FL
"It was a pleasure working with the staff at NFM Lending's Sarasota office. The staff was knowledgeable, friendly, and quick to reply to any questions I had. My loan originator, Chris McIntosh, kept in touch with me every step of the way and kindly explained anything I needed clarified. NFM's website is mobile-friendly too! I basically bought my home using just my phone, the only time I used an actual computer was when I needed to print documents to wet-sign. Overall I had a great experience! "
Reviewed by Adam B, Arcadia, FL
"I have had a pre qualification before and have backed out this time with chris it was so easy that we finalized everything "
Reviewed by Ronda W, Arcadia, FL
"Chris and Robin were both on top of everything and in constant contact. I would refer them with confidence to anyone looking to buy or refi a home! "
Reviewed by Joseph L, Arcadia, FL
"Chris was very thorough explained everything works fast And very pleasant to work with I would recommend him to anyone wanting to buy a house or get a loan."
Reviewed by Robert O, Arcadia, FL
"Was a great experience "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Christopher Michael McIntosh
Mortgage Loan Originator