Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Tyler R, Arcadia, FL
"Chris was always available. He was open to my uneducated questions. He never left me in the dark and constantly provided me with updates. We love Chris!"
Reviewed by Andrew P, Bradenton, FL
"Everything went very smoothly from start to finish and I'm very grateful for the communication and help along the whole process of purchasing a new home "
Reviewed by Michelle C, Port Charlotte, FL
Reviewed by Victoria A, Port Charlotte, FL
"Chris was so easy to work with. He did his very best for us and in the end, we have our new home now. He really cared about our positive outcome from the first contact through the end. Thanks, Chris for all that you have done for us."
Reviewed by John A, Bradenton, FL
"It was a pleasure working with Chris, he was able to save me money and knew exactly what I needed to get my purchase done... "
Reviewed by James M, Sarasota, FL
"This was our first time buying a house and Christmas helped us through every step of the way, starting with helping to gett us preapproved. He answered all our questions and was very communicative with our unique situation. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Christopher Michael McIntosh
Mortgage Loan Originator