Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Ryan H, Clarksville, MD
"Chris seems to easily navigate the excessive details in his business and kept me on track with very little work required from me. I appreciate this especially as I was trying to coordinate a purchase of a home from overseas. Previously Chris has kept in touch and reached out when rates dropped enough to save me a significant amount of money on my loan and monthly payment. I couldn't ask for better support in the business of mortgages."
Reviewed by John B, Annapolis, MD
"The communication was always prompt, clear and professional. "
Reviewed by Nichole H, Baltimore, MD
"Chris was able to make our loan happen under a very tight deadline. The entire process went more smoothly than we could have hoped. Working with Chris and NFM was a great experience!"
Reviewed by Tracy L, Baltimore, MD
"Chris Grizzell well exceeded my expectations from the advice he offered in the year leading up to my purchase to his effort and hard work in hand tailoring my loan to going the extra mile to ensure that a difficult transaction closed, Chris’s enthusiasm, constant communication and overall support made a complicated process feel easy! "
Reviewed by Daniel K, Baltimore, MD
"Chris and Team makes the process simple and easy to understand. The team kept us informed throughout the entire process step-by-step. Anything that we had to do, or provide, was clearly communicated. They responded quickly and cheerfully to any and all questions, even our stupid ones."
Reviewed by Clinton S, Washington, DC
"I cannot stress enough how thankful I am to have had these professionals in my corner. Chris Grizzell took the time to answer all of my questions about the VA loan program and acted quickly to make my offer competitive in a fast paced market. When an unexpected set of delays arrose, Chris and his team worked tirelessly on my behalf and kept me up to date. Chris was personally invested in delivering the best outcomes. His team was efficient and a pleasure to interact with.Thank you Chris and NFM!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.