Brad Hayes

Brad Hayes

Loan Originator | NMLS# 1081373

Licensed in CO, FL, GA, KS, MS

Are you looking for a mortgage expert that you can trust that will provide you with sound advice and help you through the process every step of the way? This is what I am here for, to be a resource for your questions and provide sound answers to those questions on what comes next. I have been in the mortgage industry for 14 years and handled just about every financing need out there and seen most of the unforeseen challenges that we all face firsthand.
When it comes to purchasing a new home or refinancing a mortgage, everyone’s financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. As a local home mortgage consultant, I’ll provide loan options that can help. Whatever your situation, I’ll help you understand your options so you can make informed decisions. Contact me to get started.
My goal entering this industry was to help others achieve their dreams of homeownership. Over the years I have been lucky enough to have the privilege of being able to see that goal come true numerous times and help families into homes that did not believe they could. Whether or not it will take you one month to be ready to purchase, or one year, I take pride in being there for my clients through that journey from beginning to end. The fast-paced world of Home Mortgages is an amazing place to build relationships and see people achieve their dreams.
On the business side, I pride myself in being there for my referral partners as a resource regardless of if we are currently working on the same file or not. To have the security of someone there that can help find a solution is half the battle and I want to be that resource for my clients, and my business relationships.
Communication is my top priority and with the business that we deal with day to day I understand the value that clear communication brings.

The Reviews are in..

Mortgage Calculators

Calculate a Mortgage Payment
Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability
Rate Buydown Calculator

Home Buying Made Easy

National lender. Local loan originators.

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

The newest releases from NFM TV

NFM Salute - February 2023 - Denis Oliverio, Lieutenant (RET.), U.S.M.C.

NFM Salute - February 2023 - Denis Oliverio, Lieutenant (RET.), U.S.M.C.
Ready. Set. Home. - December 2022
NFM Salute - January 2023 - George H. Foster Jr, Staff Sergeant, U.S.M.C.
Ready. Set. Home. - November 2022
NFM Salute - December 2022 - Jason Secrest, Lieutenant Colonel, Army National Guard
Ready. Set. Home. - October 2022
NFM Salute - November 2022 - Henry Shimberg, Specialist 4, U.S. Army
Ready. Set. Home. - September 2022
NFM Salute - October 2022 - Dick Pard, Petty Officer, 2nd Class, U.S. Navy
NFM TV Interview with Mike Fratantoni
Ready. Set. Home. - August 2022
NFM Salute - September 2022 - Rick Levine, Corporal, U.S. Army
Ready. Set. Home. - July 2022
NFM Salute - August 2022 - Jason Walters, Corporal, U.S.M.C.
Ready. Set. Home. - June 2022
NFM Salute - July 2022 - Joe Dulmage, Sergeant First Class, U.S. Army
Ready. Set. Home. - May 2022
NFM Salute - April 2022 - Matt Anderson, Captain (Ret.), U.S. Army
NFM Salute - March 2022 - John Lanier, Combat Engineer and Army Specialist, U.S. Army
Aisha and Alfred - Client for Life
NFM Salute - February 2022 - Nathan Hartseil, Sergeant, U.S.M.C.
NFM Salute - January 2022 - Danny Farrar, Staff Sergeant, U.S. Army
NFM Salute - December 2021 - Yasmine Charles, Culinary Specialist, U.S. Navy
NFM Salute - November 2021 - Matthew Krenz, Sergeant Major (Ret.), U.S. Army
NFM Salute - October 2021 / David Lee Espinoza, Lance Corporal, U.S.M.C.
NFM Salute - September 2021 / Harold Gladden, IV, U.S. Navy Hospital Corpsman
NFM Salute - August 2021 / Gretchen Smith, U.S. Air Force, Senior Airman
Home Run: Great Client Experiences: The Deloshier Greene Story
Mortgage Explainer: What is DTI?
NFM Salute - June 2021 / Arthur Coleman, U.S. Army Staff Sergeant (Ret.)
Mortgage Explainer: The Refi Process
Home Run: Great Client Experiences: The Kayla Maynor Story
NFM Salute - May 2021 / Charles Eggleston, U.S. Army Staff Sergeant (Ret.)
Mortgage Explainer: Preparing to Buy a Home
Home Run: Great Client Experiences: The Steffaney Prince Story
Home Run Great Client Experiences Podcast: The Meghan Wright Story
Mortgage Explainer: The Veterans Affairs VA Loan
Home Run: Great Client Experiences: A Robert Beran Story
Mortgage Explainer: Advantages of an FHA Loan
Mortgage Explainer:  The 80-10-10 Loan
Credit Report versus Credit Score
Home Run: Great Client Experiences: The Charmaine James Story
Mortgage Explainer: Pre-Qualification vs. Pre-Approval
Home Run Great Client Experiences Podcast - The Jessica Bisignano Story
Mortgage Explainer: 6 Easy Steps to Purchasing a Home
NFM Lending:  First Moments
Home Run Podcast: Great Client Experiences with Jessica Uphoff
Viewpoint: Biggest Mistake Borrowers Make When Purchasing a Home
Mortgage Explainer: What is Underwriting?
Home Remodeling: Best Bang For Your Buck
NFM Lending Client For Life - Jason Patten

Blog

Brad Hayes

Brad Hayes

Loan Originator

NMLS# 1081373