Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Enrique G, Wingate, NC
"Bill went above and beyond with getting us the best loan for our needs. Since we were first time home buyers we didn’t understand some of the terms used used or the process involved. Bill explained everything to us so that we could chose the best options. He was very professional and answered all of my questions no matter what time of the day it was including weekends. If you need a loan please see Bill, you will not be disappointed. "
Reviewed by Erica M
"As a first time home buyer, my loan originator was there thru the entire home buying process from pre-approval to close. Always available to answer my questions and provided nothing but prompt, efficient service. "
Reviewed by Euan R, Huntersville, NC
"I was pleased with the service from beginning to the end. "
Reviewed by Payton A, Charlotte, NC
"Bill is the man. Simple, smooth process-"
Reviewed by Carmen S, Charlotte, NC
"I still can't believe it, but today I'm moving into my dream house and Bill helped me with this dream. Working with Bill Nethery and Liz Keeling felt like working with a great friend, they worked as a unit and always had my back. Bill made me feel supported and well-informed along the way, which was important for me as a nervous first time home buyer. The process seemed intimidating and tedious, but I felt like it was far from that, and the outcome is exactly what I had been looking for. Thanks!"
Reviewed by Teresa M, Charlotte, NC
"Working with Bill was very pleasant. Bill was helpful and took the time to answer any questions by explaining things in depth. Before Bill, I had been looking for a home for about 2 years. In the short time of working with Bill (about 2 months), I found a home and he made it happen. I would recommend Bill to any qualified buyers. Thanks for everything."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator