I have been passionate about the mortgage industry for 19 years. I am currently the Branch manager of NFM's Penns Grove, NJ location along with my partner Jerry Cook. Having earned my MBA in finance from Rowan University in May of 2003, I am uniquely qualified to provide mortgage advice to meet short term goals and help with long term financial planning. I've always believed that a transaction as important as buying a home should involve a loan officer who acts as an advocate to the borrower. Being available during non-traditional business hours to service ones needs is something that I am proud to say has set me apart over the years and has thus earned me valuable customer loyalty.
Reviewed by Eric P, Atco, NJ
"Was ready and available for me anytime I needed something or had a question. Made a hectic process and experience easier to breathe "
Reviewed by Brielle D, Blackwood, NJ
"Bill worked hard and in my best interest to guarantee that I accessed all resources I qualified for. I’m sure there were things he’d had to do and time he’d had to spend advocating on my behalf, that he hadn’t told me about. He’s very professional efficient and committed to his client. His integrity was apparent- I was clueless this in this process he explained things and was completely honest. "
Reviewed by Erica L, Blackwood, NJ
"Great experience! Bill, Jennifer and Mary Kate were amazing at all times and always did their very best to allay any concerns I had. Would definitely recommend! "
Reviewed by Sean F, Delanco, NJ
"Great experience. The team communicated really well. I will definately use them again."
Reviewed by Joshua C, Lawnside, NJ
"They worked hard to get us to closing. "
Reviewed by Jordan D, Elmer, NJ
"Always knowledgeable and responsive to all of my questions as a first time home buyer. Top-notch customer service."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.