I have been passionate about the mortgage industry for 19 years. I am currently the Branch manager of NFM's Penns Grove, NJ location along with my partner Jerry Cook. Having earned my MBA in finance from Rowan University in May of 2003, I am uniquely qualified to provide mortgage advice to meet short term goals and help with long term financial planning. I've always believed that a transaction as important as buying a home should involve a loan officer who acts as an advocate to the borrower. Being available during non-traditional business hours to service ones needs is something that I am proud to say has set me apart over the years and has thus earned me valuable customer loyalty.
Reviewed by Joel G, WOOLWICH TWP, NJ
"NFM was great to work with. They really went beyond what you would expect from a mortgage broker. Our closing was postponed at least twice and NFM was very patient through the entire process. We’re very grateful for their small company approach of working on a more personal level With clients. "
Reviewed by Nicholas G, Mullica Hill, NJ
"I couldn’t have asked for a better experience. The professionalism and knowledge the NFM team had made the process quick and easy to deal with. "
Reviewed by Bentley Earl G, Elmer, NJ
Reviewed by JoAnn B, Bridgeport, NJ
"At 67 yrs old I am a First Time Home Buyer! From the very beginning the Entire Teamassure me it's Never to Late to Make Dreams Come True & Kept their Promise to Help Me To then End! It is The Best Feeling to Come Home to My Home Ã°ÂÂÂ¡ Thanks To All of You!"
Reviewed by William Edward R, Wenonah, NJ
"Our experience was very pleasant. Mary Kate is extremely helpful. Anytime I called she always had the info I was after, if she didn't have one right away she got me the answers or info In needed. Mary Kate and Tara are very pleasant people to work with. At closing Jerry made sure we understood everything and kept the mood uplifting. We had a really good experience being first time home buyers. "
Reviewed by Julie B, Vineland, NJ
"Very knowledgeable and helpful. Thanks for helping me get my first house!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.