I have been passionate about the mortgage industry for 19 years. I am currently the Branch manager of NFM's Penns Grove, NJ location along with my partner Jerry Cook. Having earned my MBA in finance from Rowan University in May of 2003, I am uniquely qualified to provide mortgage advice to meet short term goals and help with long term financial planning. I've always believed that a transaction as important as buying a home should involve a loan officer who acts as an advocate to the borrower. Being available during non-traditional business hours to service ones needs is something that I am proud to say has set me apart over the years and has thus earned me valuable customer loyalty.
Reviewed by Janet M, Westville, NJ
"Everyone was awesome, Everyone made the process easy and all processes were handled professionally and every communication was answered in a short amount of time and with a personal touch. I will be recommending to family and friends. Many thanks to Tara Rocco, Tara Hubbard, William Lex and Brittany Pino and Judy Black."
Reviewed by Elaine S, Voorhees, NJ
"Tara Rocco and Tara Hubbard were phenomenal. They were professional, friendly and I feel worked very hard to ensure we were approved for our loan. They are top notch! "
Reviewed by Robert G, Audubon, NJ
"I could not have asked for a better experience. Bill Lex and his staff went above and beyond to explain every step of the process giving us confidence and piece of mind from start to finish."
Reviewed by Matthew B, Mantua, NJ
"William Lex and his team made this whole experience as easy as possible. They explained everything in full detail and made my whole refinance process as smooth as possible. I will absolutely recommend The Lex Team to everyone I know looking for a new mortgage or to refinance!"
Reviewed by Vincent D
"Since all this detail is way beyond my learning curve, Bill and all the staff at NFM were most helpful, patient and kind. They took time with the paper work and made me feel comfortable with the million details. All the the hold ups with the Veterans inspections and work necessary to comply with their requirements were most stressful and delayed the time line. Bill was there for support and encouragement. I am sure it was way more work for him. I am most grateful for him and all the Staff."
Reviewed by Lauren E, Mickleton, NJ
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.