I have been passionate about the mortgage industry for 19 years. I am currently the Branch manager of NFM's Penns Grove, NJ location along with my partner Jerry Cook. Having earned my MBA in finance from Rowan University in May of 2003, I am uniquely qualified to provide mortgage advice to meet short term goals and help with long term financial planning. I've always believed that a transaction as important as buying a home should involve a loan officer who acts as an advocate to the borrower. Being available during non-traditional business hours to service ones needs is something that I am proud to say has set me apart over the years and has thus earned me valuable customer loyalty.
Reviewed by Caitlyn E, Gibbstown, NJ
Reviewed by Connie M, Vineland, NJ
"Tara was amazing from beginning until, she passed me on to underwriting. The underwriting department was a pleasure to deal with as well. I never waited long for a response to my questions and not once made to feel like my questions or concerns were bothersome. I thoroughly enjoyed working with NFM. "
Reviewed by Kimberly J, Sewell, NJ
"Tara Hubbard was AWESOME! She was friendly, prompt, and very patient with me. Jerry was great at closing. He was quick yet efficient and seemed more than happy to answer my questions. "
Reviewed by Gary A, Thorofare, NJ
"Being a first time homebuyer I had many concerns, worries, anxiety about this whole process. Bill and his team made this very enjoyable and exciting for my family. They kept me up to date with texts emails and videos daily. I am so pleased my realtor referred me to Bill and I will refer him to every one I speak to as well."
Reviewed by Matthew C, Berlin, NJ
"Everybody was friendly and helpful. Prompt attention every step of the way."
Reviewed by Tracy L, Woodbury Heights, NJ
"Bill Lex explained everything to us and was always available. Jennifer Thompson was phenomenal. Jenn was very attentive and got back to us immediately when we had questions or needed to complete a task. Top rate team!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.