I have been passionate about the mortgage industry for 19 years. I am currently the Branch manager of NFM's Penns Grove, NJ location along with my partner Jerry Cook. Having earned my MBA in finance from Rowan University in May of 2003, I am uniquely qualified to provide mortgage advice to meet short term goals and help with long term financial planning. I've always believed that a transaction as important as buying a home should involve a loan officer who acts as an advocate to the borrower. Being available during non-traditional business hours to service ones needs is something that I am proud to say has set me apart over the years and has thus earned me valuable customer loyalty.
Reviewed by Leslie B, Philadelphia, PA
Reviewed by Richard J, Westville, NJ
"The process was quick and easy. The Loan originator looked at all the options and discussed them with me so I could get the best loan for my needs. He and his team stayed in touch and made sure I was aware of every step along the way. Communication is Key and they provided the best! Thank you NFM!"
Reviewed by Amanda E, Wenonah, NJ
"You guys were awesome! Very helpful, kept us updated with everything the whole time. Anytime we had any questions you guys responded quickly with the answers! Thank you for your help with everything! We love our new home!"
Reviewed by Howard T, Marlton, NJ
"Bill Lex and his Team consisting of Mary Kate Hak and Tara Hubbard were outstanding!! Buying a new home is extremely stressful and especially the mortgage process, but Bill and his Team were there for my wife and I since day one (1) when we made the offer on our forever house and stayed with us until the end (Closing). Bill Lex really went above and beyond to make our experience as pleasant as possible and I would certainly recommend him to anyone I know looking to buy a home or refinance!!"
Reviewed by David G, Woodbury, NJ
"Very honest and professional."
Reviewed by Matthew J, Logan Township, NJ
"The entire process with NFM was smooth from uploading documents all the way through to closing. They stayed on top of everything and everyone communicated well to stay on the same page. I would use NFM in the future or refer them to anyone that is looking for someone to use. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.