I have been passionate about the mortgage industry for 19 years. I am currently the Branch manager of NFM's Penns Grove, NJ location along with my partner Jerry Cook. Having earned my MBA in finance from Rowan University in May of 2003, I am uniquely qualified to provide mortgage advice to meet short term goals and help with long term financial planning. I've always believed that a transaction as important as buying a home should involve a loan officer who acts as an advocate to the borrower. Being available during non-traditional business hours to service ones needs is something that I am proud to say has set me apart over the years and has thus earned me valuable customer loyalty.
Reviewed by Fontaine C, Glenside, PA
"Top Notch! Very Professional! Best follow up evet! The team was able to guide me thru all the levels and the process in purchasing my home. I Thank God for NFM TEAM!!"
Reviewed by Steven R, Runnemede, NJ
"The whole team was amazing. They walk us through every step, there was the 3rd party grant that had nothing to do with NFM that was very frustrating to deal with but Bills team got it done."
Reviewed by John P, Woolwich Twp, NJ
"We so appreciated the patience & expertise of all of your staff members. They went above and beyond to be sure that all details were explained and completed. It was an extremely smooth process and closing was a breeze. Thanks so much for making this such a positive experience!"
Reviewed by Michael G, West Deptford, NJ
"Everyone really helped us out with our transaction as it was difficult and needed alot of patience. Very informative and awesome company to do work with."
Reviewed by Lydia E, Woolwich Twp, NJ
"My experience was wonderful. I was never confused or afraid to ask questions because they make you feel as comfortable and as safe as possible. My first home purchase was a pleasent experience."
Reviewed by Alana J, Franklinville, NJ
"Helpful throughout the entire process. Easy and quickly done."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.