Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Jared M, Woodbine, MD
"There was not a moment throughout the entire buying experience where I felt that Beth did not have our best interest in mind or at heart. She was thorough in explaining any and all questions and situations that arose, and did a magnificent job managing all aspects of the entire process in a timely and responsive manner. "
Reviewed by Dwayne W, Baltimore, MD
"Beth made this process seamless. I was able to always reach her for answers with questions , and she was able to help me resolve issues with no stress."
Reviewed by Mark H, White Marsh, MD
Reviewed by Paulette P, Baltimore, MD
"She let me know what was going on every step of the process. I felt like she was a part of the family. She was really there help me and answer any questions I had. Thanks Beth "
Reviewed by Shellie L, Walkersville, MD
"Beth was absolutely amazing and took great care of us. Couldn’t have asked for a better experience. She kept us up to date on the entire process and always responded to questions and concerns right away. We are very happy. "
Reviewed by Nana A, Frederick, MD
"Great experience with Beth and Josie. It had not been an easy road but well worth it. I had an awesome team to make this possible."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.