Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Gabrielle P, Laurel, MD
"Beth was GREAT! She made sure I was comfortable with the payments and that I understood everything about the home buying process which was important for me since I am a first time home buyer. "
Reviewed by Samantha Jewel L, Walkersville, MD
"Beth is attentive, understanding, patient and thorough. Her priority is the customer and to make certain that they are purchasing their ideal home at a reasonable price. I feel very blessed to have met Beth and to have her guide me through my first home purchase. "
Reviewed by Sandra G, Clinton, MD
"It was AWESOME!!! Beth was amazing to work with and always available to answer my questions. I highly recommend her for anyone looking for financing. "
Reviewed by Krisma J, Frederick, MD
"I had a great experience as a first time home buyer. The process was explained very thoroughly every step of the way. I felt that I could contact Beth at anytime with questions. She really helped my experience to be a great one. "
Reviewed by James B, Monrovia, MD
"Beth went out of way to insure that I was aware of the process and progress of my loan. She quickly communicated their needs and follow up to insure I understood them. She understood my needs and desires toward securing a mortgage."
Reviewed by Leah H, Adelphi, MD
"Beth not only worked hard to close on my house extremely fast, she also took the time to explain everything to me. Although, the process was fast Beth made sure to keep me abreast of everything happening with my loan. She knows how to do her job and has great consumer service. She was a amazing to work with! I would highly recommend her to anyone looking for a home!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.