Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Gary B, Thurmont, MD
"It was fantastic, quick, efficient and everything you want in buying a house. Wouldn’t want any other team to help us with this big purchase. Thanks again! "
Reviewed by Angela M, New Market, MD
"Her personality really allows you to relax during a stressful time. You know she has your loan handled. She is in constant communication so you always know what you need to do or where you loan stands. You need her on your team!!"
Reviewed by Angela C J, Baltimore, MD
"Beth was awesome! She was available every time I needed her and she quickly responded to my emails and text messages. She went above and beyond to make sure my loan application and closing process went smoothly. I could tell she genuinely cared. She's the best! I chose NFM because they had great reviews and I'm glad I did. So far so good."
Reviewed by Cathrine C. C, Walkersville, MD
Reviewed by Korye M H, Olney, MD
"I enjoyed working with Beth. She kept me informed through the whole process and worked hard to get the deal done. She was very informative and was able to answer the ton of questions that I had with a high level of professionalism! I am very pleased with the results I got and am excited to become a 1st time home owner! Once again thank you Beth and NFM Lending and I look forward to working with you again on my next purchase!!"
Reviewed by Joan Joy K, Frederick, MD
"Beth is incredibly amazing. She explained everything in detail to me so there were no surprises at my closing. She did what she could to meet my needs and was always just a phone call away. She kept me up to date at all times with my loan processing. I’m grateful for everything she did to make this an easy process. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.