Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Shannon L H, Chesterfield, VA
"Bens attention to detail and asking all the right questions up front make it such a smooth transaction. Because I am self employed and self employed loans are more technical and difficult, I dont think anyone else could have completed it in such a terrific way! Thank you Ben and your team! "
Reviewed by Robert P D, Richmond, VA
"I likely refer to Ben and his team daily and close 20+- deals with him annually. Each and every time, it’s a pleasure and we never break a sweat. This past month, my fiancÃ© and I closed on our first home together and the experience only solidified my long time feelings!"
Reviewed by Justin D. G, Richmond, VA
"It was great working with NFM Lending and Jamin Delancy our loan officer. We were provided great information that made us comfortable with the cost and rates of buying a home and which loans made the made sense. When we had questions we were able to reach out to Jamin and he responded within minutes to give us the answers we needed to move forward. He made himself available whenever we needed him. Overall, a great working experience and will recommend NFM Lending in the future."
Reviewed by Ronald S, Richmond, VA
"Everything went very smoothly. The combination of friendly customer service combined with the technology of being able to e-sign was most helpful as we were not local."
Reviewed by Jamie S, Richmond, VA
"Ben and his team were great. Easy to work with and communicative throughout the whole process "
Reviewed by Penny Jackson D, Manakin Sabot, VA
"It overall was a very good experience.. No regrets.. very happy I was sent to Ben. everyone was extremely professional and pleasant.. I felt very comfortable in that all involved were well educated in helping me with my loan... The beginning was stressful, but Ben explained if we did everything right in the beginning, then it would pay off in the end...No shortcuts... It was all worth It!!! Again... very blessed happy to have met Ben and his team."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Branch Manager/Loan Originator