Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Marguerite D, Richmond, VA
"Ben is top notch. I can trust that my clients (and I!) will receive excellent service throughout their transaction."
Reviewed by Jennifer M, Midlothian, VA
"It was a great experience. The team was easy to work with and the loan closed in a timely manner. I would recommend Ben and his team if you are looking for a new mortgage or to refinance."
Reviewed by Gregory M, Chesterfield, VA
"Ben and his team are professional and organized. They make the homebuying process as easy as it can be. I especially appreciate how communicative they are. Someone checked in at each step to ensure all of our questions were answered. "
Reviewed by Jaime T, Midlothian, VA
"Working with Ben and Jonathan was a great experience. They were able to present me with several options, guide me through recommendations based on my financial situation and anticipated changes, and kept me up to date with solid communication throughout that process. "
Reviewed by Cora L, Henrico, VA
"Ben and his team were wonderful. They were helpful, informative, and great communicators. They made the whole process very smooth, I couldn't have asked for a better experience. "
Reviewed by Curtis D, Montpelier, VA
"Easy, professional, local and friendly."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Branch Manager/Loan Originator