Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Brandy V, Kilmarnock, VA
"Liked the email communication and videos indicating where we were in the process, easy to follow. Clear directions on what we needed to do when additional information was needed."
Reviewed by Edwin V, Kilmarnock, VA
"Relatively easy process from start to finish. Very nice to work with."
Reviewed by Brenden K, Richmond, VA
"We were first-time homebuyers - Ben and his team were helpful, responsive, and informative at every step in the process. I can't imagine going through the process without such great support."
Reviewed by Chad C, Rockingham, VA
"Ben and his team are the most prepared and personable people you’ll ever want to help you get into that new house. "
Reviewed by Adam W, Newport News, VA
"It was a very smooth process working with Ben and his team. Communication and ease of obtaining our mortgage was incredible."
Reviewed by Carina Mescallado C, Midlothian, VA
"Ben did our loan for our 1st home purchase in 2011. He was very informative and patience as we learned about mortgage rates, points etc. So it was just an obvious choice to go with Ben when purchasing our 2nd home. The number we had for Ben was old so we didn't know how to find him. So, I googled his name and was able to track him. Thank God for Google! We had a quick closing and was very impressed that Ben and his team were able to do it! They are amazing!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Branch Manager/Loan Originator