Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Kevin M, Chesterfield, VA
"From the first phone call to Ben, I was treated with professionalism and enthusiasm. I asked a lot of questions and someone was always willing to help me, even on weekends. The process overall went very smoothly and I couldn’t be more pleased. "
Reviewed by Eric P, Richmond, VA
"Very kind and thorough professionals. A pleasure to deal with."
Reviewed by Kyle A, Richmond, VA
"We had trouble with our initial appraisal and lender and Ben and his team were able to help us and get everything approved and still close on time. I would absolutely recommend NFM Lending to anyone."
Reviewed by Peter J, Richmond, VA
"The entire office was extremely helpful and knowledgeable, and completely hung in there with me throughout a very protracted lending process, which I appreciated immensely. Along the way, I received many check-in calls, reminders, and explanations of next steps. Although my closing process was lengthy, I never felt out of touch or confused about the direction in which we were heading. Jonathan and Kristian, in particular, were wonderful to work with, and my entire experience was amazing! "
Reviewed by Ryan K, Henrico, VA
"Ben and Johnathan were such a pleasure to work with through our entire experience. As first time homebuyers, we were very nervous and had many questions about the process. They made it as simple as possible for us and ensured that we were as comfortable as possible with our purchase. They even checked in on us weekly just to see how we were doing! We would highly recommend them to any of our family and friends. Thanks for a smooth first time home buying process! "
Reviewed by Jonathan T, Mechanicsville, VA
"Easiest home purchase I have ever had"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Branch Manager/Loan Originator