About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Meet the Team
Taylor Croy
Branch Manager
p. 704-967-8489
|f. 704-269-4867
e. tcroy@nfmlending.com
NMLS # 117033
Christopher Taylor
Branch Manager
p. 704-967-8490
|f. 704-269-4870
e. CT@nfmlending.com
NMLS # 881467
Christopher Reinert
Branch Operations Manager
p. 704-967-8491
|f. 704-269-4871
e. creinert@nfmlending.com
NMLS # 248184
Valentina Grafton
Mortgage Loan Originator
p. 704-994-5392 x1007
|f. 704-269-4932
e. vgrafton@nfmlending.com
NMLS # 1352408
Andy McManus
Mortgage Loan Originator
p. 980-254-2835
|f.
e. amcmanus@nfmlending.com
NMLS # 450508
Testimonials
Jun 2019
Reviewed by Peter M, Kings Mountain, NC
"Great experience, laid back, on point, and jus helpful in general! "
Jun 2019
Reviewed by Rhett S, Charlotte, NC
"NFM Lending is a great job through the whole process. Where others failed they did not. My agent was Austin and he was always there to help answer questions, and did everything that he could to assist in the process. He did a great job of be transparent with what was actually going on."
Jun 2019
Reviewed by Elisabeth A, Waxhaw, NC
"High touch customer service and good rates"
Jun 2019
Reviewed by Andrew A, Waxhaw, NC
"Austin was the best loan advisor we have ever had. This was our 4th home purchase in the last 12 years and I have never experienced a service level as high as this. I never had to contact them to check on anything. He was proactive in all communication, what was needed and where the status of the loan process was. It was As stress free of a process as possible. "
May 2019
Reviewed by Christopher L, Matthews, NC
"Austin was great. Always available, quick to respond and made everything easier for me."
Jun 2019
Reviewed by Walter E, Granite Falls, NC
"Austin and NFM Lending made our dream of becoming homeowners possible! Austin was great answering every question I had and I had alot. He was quick and efficient. I could not be more pleased with our experience. Will definitely reccomend!"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
What You Need to Know About Closing Costs
July 14, 2019
Getting ready to purchase a home is a huge financial undertaking. While you are probably aware of having to save up for a down payment, you might not know about closing cost fees. Don’t be taken by surprise at the closing table; here’s what you need to know about closing costs. What are closi…
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NFM Lending salutes Elizabeth Evans
July 1, 2019
LINTHICUM, MD, July 1, 2019— NFM Lending is pleased to honor Lieutenant Colonel Elizabeth Evans as the NFM Salute for July 2019. LTC Evans attended West Point, graduating in 2000. Her first duty station was Fort Hood, Texas, where she was commissioned as an Army engineer officer. After serving …
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NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2019
June 24, 2019
LINTHICUM, MD, June 24, 2019 — NFM Lending is pleased to announce it has been named a 2019 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fifth consecutive year NFM Lending has received this award. NFM Lending received the award at a ceremony held Thursday, Jun…
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Bathroom Renovation Ideas
June 19, 2019
Are you looking to update your bathroom but need to do so on a budget? Use this list of bathroom renovation ideas to inspire your next DIY project. 1. New Paint The quickest way to give your bathroom a refresh is by simply giving it a new coat of paint. However, don’t be mistaken into thinking …
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Contact Me
Austin Combs
Mortgage Loan Originator
NMLS ID#:
798899
State NMLS:
SC#MLO - 798899
Phone:
704-607-5967
Email:
acombs@nfmlending.com