Austin Combs
Mortgage Loan Originator | NMLS# 798899 Apply Now / Aplicar Upload Docs Returning Applicant ContactAbout
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
My Videos
Awards
Meet the Team
Taylor Croy
Branch Manager
p. 704-967-8489
|f. 704-269-4867
e. tcroy@nfmlending.com
NMLS # 117033
Christopher Taylor
Branch Manager
p. 704-967-8490
|f. 704-269-4870
e. CT@nfmlending.com
NMLS # 881467
Christopher Reinert
Branch Operations Manager
p. 704-967-8491
|f. 704-269-4871
e. creinert@nfmlending.com
NMLS # 248184
Ali Williams
Loan Officer
p. 610-888-4396
|f.
e. awilliams@nfmlending.com
NMLS # 1954616
Shermia Lindsey
Loan Originator
p. 9105831932
|f.
e. slindsey@nfmlending.com
NMLS # 1423760
Nancy Kellicut
Loan Originator
p. 989-954-0020
|f.
e. nkellicut@nfmlending.com
NMLS # 1438489
Christy Strickland
Loan Originator
p. (910) 574-2105
|f.
e. cstrickland@nfmlending.com
NMLS # 1112903
Amy Fuller
Loan Originator
p. 3363432886
|f.
e. afuller@nfmlending.com
NMLS # 1147377
Matthew Brady
Loan Originator
p. 803-322-8398
|f.
e. mbrady@nfmlending.com
NMLS # 2006286
Valentina Grafton
Mortgage Loan Originator
p. 704-994-5392 x1007
|f. 704-269-4932
e. vgrafton@nfmlending.com
NMLS # 1352408
Andy McManus
Mortgage Loan Originator
p. 980-254-2835
|f.
e. amcmanus@nfmlending.com
NMLS # 450508
Hannah Payne
Sales Manager
p. 910-751-7593
|f.
e. hpayne@nfmlending.com
NMLS # 1000288
Testimonials
Sep 2020
Reviewed by Lyndon R, Mount Holly, NC
"Austin and his team was diligent in answering all of my questions. They worked and processed everything at a timely manner. NFM Lending made the entire process smooth and we were able to close without a hitch. "
Sep 2020
Reviewed by Kristina M, Charlotte, NC
"Austin and his team were very responsive and detailed. I was able to close on my house in a timely manner. I would definitely recommended him to anyone!"
Sep 2020
Reviewed by Derek D, Charlotte, NC
"It was fast, easy, and it saved me a lot of money by reducing interest rate by two percent."
Sep 2020
Reviewed by Jennifer R, Waxhaw, NC
"I was so impressed with the service you delivered. Anytime I had a question or query it was dealt with promptly. The whole process went smoothly and I would highly recommend you to others."
Sep 2020
Reviewed by Steven F, Rock Hill, SC
"This is our second time purchasing a home through NFM Lending. We were very pleased with the support throughout the process. As always, Austin and the team were very helpful and helped ease some of the stress associated with purchasing a new home! "
Aug 2020
Reviewed by Michael I, Mooresville, NC
"Austin has always been an absolute pleasure to work with. He helps every step of the way and is always willing to answer questions and work with your schedule to communicate. I would absolutely recommend him to anyone looking for help with this process."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How Important is Credit Score When Buying a Home?
September 9, 2020
Mortgage lenders look at many factors when determining your loan eligibility and rate, including your credit score. You may understand the importance of having a good credit score, but just how important is credit score when buying a home? Here are some of the factors lenders are taking into cons…
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NFM Lending salutes Ray “Cash” Care
September 1, 2020
LINTHICUM, MD, August 3, 2020— NFM Lending is pleased to honor retired Navy SEAL, Ray “Cash” Care, as the NFM Salute for September 2020. Care is no stranger to adversity; it is a force that has shaped him his entire life. When Care was just eleven years old, his father was murdered. As …
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Quiz: Can You Identify These Architectural Styles?
August 30, 2020
. If you're ready to go house-hunting, you might discover just how many styles of homes there are. How well do you know the names of different architecture styles? Take the quiz now to find out! 1. Edwardian 2. Victorian 3. Grandma-style 4. Neo-Gothique - Victorian homes are named for the era in which they were most popular, from 1830-1910. These homes are very ornate; some even look like dollhouses. The hodgepodge of features and decorations make this style distinct. Common features include:o Ornate features such as lattice work and gingerbread trimo Colorful paint and trimo Asymmetrical designo Turretso Made of wood or bricko Wrap-around porcheso Different sized and shaped windows throughout the home 1. Tudor 2. Germanic 3. Dutch Colonial 4. Elizabethan - Tudor-style homes were influenced by architecture from the Old World. They first appeared in the early 1900s and emulated the look of buildings from 1600s Europe. Common features include:o Stone or brick, wood, and stucco constructiono Decorative half-timbering painted in contrasting neutral colorso Steep-pitched gable roofo Casement windowso Asymmetrical front door placement 1. New England 2. Cape Cod 3. Coastal Cottage 4. Nantucket - The Cape Cod home originated from Puritans who adapted the traditional English Read More...…Read more
NFM Lending opens new branch in Lynnwood, WA
August 24, 2020
LINTHICUM, MD, August 24, 2020 — NFM Lending is pleased to announce the opening of a new branch in Lynnwood, WA. The branch is located at 3400 188th Street SW, Suite 400, Lynnwood, WA 98037 and will be led by Branch Manager, Oleg Tkach. The NFM Lending branch will focus on expanding NFM’s fle…
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Contact Me
Austin Combs
Mortgage Loan Originator
NMLS ID#:
798899
State NMLS:
SC#MLO - 798899
Phone:
704-607-5967
Email:
acombs@nfmlending.com
Ready to get started or have any loan questions? Contact me at 704-607-5967 or acombs@nfmlending.com or submit the form below and I will call you.