About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Meet the Team
Taylor Croy
Branch Manager
p. 704-967-8489
|f. 704-269-4867
e. tcroy@nfmlending.com
NMLS # 117033
Christopher Taylor
Branch Manager
p. 704-967-8490
|f. 704-269-4870
e. CT@nfmlending.com
NMLS # 881467
Christopher Reinert
Branch Operations Manager
p. 704-967-8491
|f. 704-269-4871
e. creinert@nfmlending.com
NMLS # 248184
Valentina Grafton
Mortgage Loan Originator
p. 704-994-5392 x1007
|f. 704-269-4932
e. vgrafton@nfmlending.com
NMLS # 1352408
Andy McManus
Mortgage Loan Originator
p. 980-254-2835
|f.
e. amcmanus@nfmlending.com
NMLS # 450508
Testimonials
Aug 2019
Reviewed by Paden S, Charlotte, NC
"As mentioned previously, Austin was and always has been very helpful and transparent throughout the process. Assisting us in selecting the correct mortgage, securing a rate that works for us and educating us on the local market as we moved from out of state. "
Aug 2019
Reviewed by Isabel G, Claremont, NC
"Good communication!"
Aug 2019
Reviewed by Morgan A, Newton, NC
"It went very smooth "
Jul 2019
Reviewed by Dalton G, Charlotte, NC
"I was a first time home buyer and Austin provided great communication to help understand the process. Austin provided great insight in the loan breakdown, which in return helped me pick the right loan loan for our family. "
Jun 2019
Reviewed by Peter M, Kings Mountain, NC
"Great experience, laid back, on point, and jus helpful in general! "
Jun 2019
Reviewed by Rhett S, Charlotte, NC
"NFM Lending is a great job through the whole process. Where others failed they did not. My agent was Austin and he was always there to help answer questions, and did everything that he could to assist in the process. He did a great job of be transparent with what was actually going on."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending now offers Online Loan Application in Spanish
August 15, 2019
NFM Lending is proud to announce that as a part of our effort to better serve the Hispanic community, our online loan application is now offered in Spanish. All Mortgage Loan Originators websites now feature the option to complete the loan application in English or Spanish. Simply click on the Ap…
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What is Earnest Money?
August 8, 2019
If you’re ready to buy a home, you should prepare to have an earnest money deposit. This can be an extremely important part of the homebuying process as it essentially lets a home seller know how serious you are as a buyer. So, what is earnest money? An earnest money deposit, otherwise known as…
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NFM Lending salutes Reno Truant
August 1, 2019
LINTHICUM, MD, August 1, 2019— NFM Lending is pleased to honor Reno Truant as the NFM Salute for August 2019. Reno attended the Henry Ford Trade School in Dearborn, Michigan from 1939 to 1942. At the age of 17, he felt a calling to serve his country and asked his parents to sign a release to al…
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NFM Lending opens new branch in Sunrise, FL
July 29, 2019
LINTHICUM, MD, July 29, 2019 — NFM Lending is pleased to announce the opening of a new branch in North Miami, Florida. The branch is located at 999 NE 125th Street, North Miami, FL 33161, and will be led by Branch Manager, Christian Mourra. The NFM Lending branch will focus its lending platform…
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Contact Me
Austin Combs
Mortgage Loan Originator
NMLS ID#:
798899
State NMLS:
SC#MLO - 798899
Phone:
704-607-5967
Email:
acombs@nfmlending.com