Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Jordan S, Indian Trail, NC
"Austin did an exceptional job and made the loan process easy. I had a competing offer late in the process, which Austin matched, then still pushed my application quickly through. You receive emails with videos explaining where your loan is in the process which is a nice value-add. Be honest with him and he’ll take great care of you."
Reviewed by Corey S, Monroe, NC
"Everything was very smooth and there were great lines of communication. "
Reviewed by Tara C, Charlotte, NC
"Experience was great. He and his team answer any and every question I had and took my calls whenever I needed to talk through the process. Very grateful for all of the help and extremely happy with the outcome! "
Reviewed by Anyamaia M, Charlotte, NC
"Austin Combs has been so helpful. I'd recommend him to anyone purchasing or refinancing"
Reviewed by James J, Concord, NC
"Austin with NFM lending was great to work with and kept me informed on all aspects of the loan process. He’s professional and stays on top of things. I would highly recommend Austin to anyone who’s looking for a loan or a refi. "
Reviewed by James J, Charlotte, NC
"Austin was great! He was able to answer all my questions and really explain the details efficiently. Kept me updated on all the moving parts and was transparent on issues that could have cause delays to prevent them. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
SC#MLO - 798899
Ready to get started or have any loan questions? Contact me at 704-607-5967 or firstname.lastname@example.org or submit the form below and I will call you.