Almost 2 years ago, I decided to make the leap from my role as a Financial Services Professional to the mortgage industry under the Cowart Mortgage Team. In those two years, my depth and breath of knowledge of the industry has grown exponentially, working under one of the top 1% of originators in the entire U.S., Greg Cowart. I have directly supported the team in helping 200+ families a year buy a home and through that experience, have decided to expand my business and start personally originating loans for my clients.
We are experienced, local, responsive and extremely service based 100% of my closings have closed on time or have been completed ahead of closing, with extremely happy borrowers (in an industry where less than ½ of mortgages close on time) Competitive loan terms, with impactful and helpful advice every step of the way. Accurate numbers and updates throughout the entire process. We meet with our client face to face, as it allows for a much more interactive and detailed experience so the client feels confident with the numbers, process, expectations, etc. With helping a high volume of clients, we have seen it all. No two buyers are the same and it’s extremely important to have an originator who has worked with a wide variety of types of buyers – first time homebuyers, self-employed, buyers who need credit coaching, new construction, etc.
I would be honored to help you through the home buying process. Buying a home is one of the biggest and most stressful purchases you will make. It’s important to have a team that is in your corner to help you navigate through the process and make it as painless and stress-free as possible. We take care of both the loan and organizing all the third party vendors.
One of my clients once asked me if my role was similar to a wedding planner. Yes. I am the wedding planner of mortgage and will coordinate everything to run smoothly on the a pretty big day in your life: closing day.
Meet the Team
Reviewed by Beverly A, Richmond, VA
"Alexxis kept me very well informed about the whole process. The high level of communication and responsiveness was most important to me as a new buyer."
Reviewed by William C
"I came to NFM thinking I would have an easy loan . That being said, I wanted it done right the first time. As it turns out my loan was quite challenging, but the entire team came together to make it work . All the while providing me with nothing but confidence in their work. Alexxis went above and beyond, and I know that without her this deal would have never gone through. The other star of the team was Candy. She is nothing if not exceptional and saved this loan on multiple occasions."
Reviewed by Melissa C, Richmond, VA
"Alexxis knew how overwhelmed and uneducated I was with the mortgage process and that I like to be well-informed. She took the time to walk me through all of my options, what they meant and what her recommendations were. She and Candy answered my questions thoroughly and promptly (and there were a lot) and they didn’t mind when I made 8 million clarifications on the loan status and what exactly was needed from me."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Alexxis Jenelle Opachan
Mortgage Loan Originator