Addy Jolly
Addy Jolly

Addy Jolly

Branch Manager | NMLS# 198801 Apply Now Contact


Addy has been taking care of the housing financial needs of homebuyers as well as existing homeowners in the DC Metropolitan area for over 10 years. He has a Bachelor’s Degree in Mechanical Engineering but found his niche in the financial services industry. He is very much a part of the community and takes great pride in serving the community where he lives which is why he chose to work at NFM Lending, a Top 100 national lender, headquartered out of Baltimore, Maryland. Addy has helped several homebuyers achieve their dream of home ownership. Working with homebuyers with their first ever purchase or the purchase of a dream home through the several loan programs NFM offers, including down payment assistance programs, has really been really helpful to fulfil the needs of his diverse client base.

Addy and his wife are passionate about literacy and the global fight against hunger. They support MCAEL (Montgomery Coalition for Adult English Literacy) in Montgomery County, Women4Empowerment, a Maryland based non-profit organization created to empower underserved people with the universal opportunity to live with dignity, self-esteem, respect and love and World Vision, an international non-profit helping children and communities worldwide reach their full potential by tackling causes of poverty and injustice. In his spare time Addy enjoys playing soccer, travelling and the outdoors. Addy and his wife live in Montgomery County with their two beautiful children and Hunter, their adorable golden retriever.

Contact Addy today for help with your mortgage needs.


National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award

Are you a Veteran looking to purchase a home?

Take advantage of the Veterans Affairs (VA) mortgage loan programs and all of the other benefits NFM Lending offers. Please call 240-751-4613 or email me to learn more about this program or to get started today!




Feb 2019

Reviewed by Mehrdad M, Annapolis, MD

"The whole team was amazing....closed in two did that happen? "


Dec 2018

Reviewed by Owaloye A, Gaithersburg, MD

"Working with NFM Lending and my loan originator was very delightful and relaxing. It was a very pleasant experience"


Nov 2018

Reviewed by Narayan T, Gaithersburg, MD



Nov 2018

Reviewed by Aziz L, Clarksburg, MD

"Awesome "


Oct 2018

Reviewed by Anantharamakrishnan B, Gaithersburg, MD

"Loan process from application to the final closing was smooth and was done in a professional manner. "


Sep 2018

Reviewed by Sabit S, Beltsville, MD

"Overall I had a great experience working with NFM Lending. "

Loan Tools

Here are some useful links to get you started in the loan process.


Top Mortgage Employer 2019

NFM Lending Named a Top Mortgage Employer

LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine distributes a survey …
Read more

Nicolas Alvarez

NFM Lending salutes Nicolas Alvarez

LINTHICUM, MD, February 6, 2019— NFM Lending is pleased to honor Private Nicolas Alvarez as the NFM Salute for February 2019. Upon graduation from high school, Pvt. Alvarez enlisted in the United States Marine Corps. He recently graduated from boot camp at the Marine Corps Recruit Depot at Parr…
Read more

Purchase a Home

6 Steps to Purchase a New Home

Buying a home is one of the most significant financial decisions you will make in your life. In order to make an informed decision, doing some research for each step of the process can help ensure a smooth transaction. Here are the 6 basic steps needed to purchase a home. Step 1: Get Pre-Qualifie…
Read more

Selling Home During Winter

Why Winter is a Good Time to Sell Your Home

If you’re ready to sell your home, you don’t need to wait until the spring just because that’s the more popular time. There are plenty of benefits to selling in the off season, even a few that can be monetary. Here are our top 5 reasons for why winter is a good time to sell your home. Low I…
Read more

Contact Me

Addy Jolly

Addy Jolly

Branch Manager


State NMLS:
DC #MLO198801; MD #12467; VA #MLO-12625VA.


Toll Free:



6 Montgomery Village Ave, Suite 350, Gaithersburg, MD 20879

Ready to get started or have any loan questions? Contact me at 240-751-4613 or or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.