Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Meghan W, Richmond, VA
"Adam and his team were AMAZING. They were extremely responsive, proactive, professional, helpful, and friendly. Adam took the time to walk me through the whole process, and was always very helpful in answering all my questions to make sure I understood each step. I loved getting email updates for each step. Kristian was also very responsive and helpful! Overall, the mortgage lending process of my home buying process smooth and flawless. Couldn't ask for better, highly recommend Adam and NFM!"
Reviewed by Margaret A, Henrico, VA
"Adam was fantastic. There were several occasions where he was up late working with us and doing everything he could to het the documents we needed done in a timely manner. "
Reviewed by James E, Richmond, VA
"Adam and his team are extremely thorough and make sure that the process is as easy as possible. I have worked with Adam twice. Once for a new purchase and then a refinance of my current home. Both times were great experiences and he made sure that i knew what was going on every step of the way. I would definitely recommend Adam and will be using him again for sure! "
Reviewed by Daniel J, Richmond, VA
"Adam educated me about the business and helped me in my experience as a first time home buyer. I would not have been able to accomplish this task without his help and am truly thankful. Definitely recommending him and his team to my friends and look forward to using his talent in the future!"
Reviewed by Daniel M, Henrico, VA
"As a first time homebuyer, Adam took the time to thoroughly walk me through the mortgage process in its entirety to ensure I understood how everything worked. Once deciding on my mortgage option, Adam worked through everything seamlessly ensuring that there were no issues encountered along the way and closing on my new home was a breeze. I would absolutely recommend Adam and the NFM team to anybody looking to take out a new mortgage or refinance, knowing that they would be in great hands."
Reviewed by Nhon N, Glen Allen, VA
"Adam and his team were great to work with! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator