Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by William J, Henrico, VA
"Adam and his team are the best!"
Reviewed by John A, Chesterfield, VA
"Great process, he got me approved when other loan officers couldn’t. Very responsive throughout the process. Highly recommend "
Reviewed by David B, Midlothian, VA
"Adam was extremely professional and helpful during our search for the house and throughout closing. He was thorough when going over the entire process with us and made sure we always knew what was going on and coming up next. Thanks Adam!"
Reviewed by Anna D, Henrico, VA
"The only negative experience we encountered was with the initial loan application. I had a very hard time getting the link to work and ended up needing to use Internet Explorer rather than Chrome. Otherwise, NFM, and Adam specifically, made obtaining a mortgage a very pleasant experience. We were impressed with the professionalism and friendliness we experienced from the receptionist through to the obtaining the final loan approval."
Reviewed by Adrienne N, Henrico, VA
"Adam and Sonya were so helpful during this process! Couldn’t recommend them more. Thanks!"
Reviewed by John L, Henrico, VA
"Adam and the NFM team were a pleasure to work with from start to finish! Communication was excellent! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator