Adam Netherland
Adam Netherland

Adam Netherland

Mortgage Loan Originator | NMLS# 1591628 Apply Now Upload Docs Returning Applicant Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

My Videos


Meet the Team

  • Mandy Barden

    Mandy Barden


    p. 804-220-9267


    f. 804-834-7655

  • Testimonials


    Sep 2020

    Reviewed by Anthony J, Henrico, VA

    "Adam provides top notch service and he is always on top of things. You can call him day or night and he will give you an answer in a short period of time. It was fantastic working with him and I highly recommend him to anyone. He is very knowledgeable and knows what he is doing. He's simply the best. "


    Aug 2020

    Reviewed by Christopher A, Richmond, VA

    "Being the first time I have refinanced, I was unsure of what to expect. NFM and their team made it an easy and understandable process, which seems like it would have been daunting otherwise. With the regular emails, phone calls, and personalized explanatory animations...I felt well taken care of. "


    Aug 2020

    Reviewed by Jill M, Richmond, VA

    "Adam did an excellent job at providing us the best rate and keeping us informed of all details regarding the transaction. We would highly recommend Adam for all lending needs."


    Aug 2020

    Reviewed by Kristina T, Henrico, VA

    "Great rates and service. No hidden fees. Excellent communication and so easy to work with. Experts in their field!"


    Jul 2020

    Reviewed by Phillip A, Midlothian, VA

    "The list is long but the most important thing is Adam went above and beyond. When we had questions, we could reach him at any time of the day. When things went south on the end of our house selling, he was able to calm us down and reassure us of what needed to happen. Without the guidance of his team and our realtor, we would have lost our minds! Buying a house is difficult but Adam and company make it much easier."


    Jul 2020

    Reviewed by Lindsey B, Midlothian, VA

    "Adam was Very knowledgeable. Our experience was a quick, seamless And stress free one. 10/10"

    Loan Tools

    Here are some useful links to get you started in the loan process.


    Credit Score

    How Important is Credit Score When Buying a Home?

    Mortgage lenders look at many factors when determining your loan eligibility and rate, including your credit score. You may understand the importance of having a good credit score, but just how important is credit score when buying a home? Here are some of the factors lenders are taking into cons…
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    Ray Cash Care

    NFM Lending salutes Ray “Cash” Care

    LINTHICUM, MD, August 3, 2020— NFM Lending is pleased to honor retired Navy SEAL, Ray “Cash” Care, as the NFM Salute for September­­ 2020. Care is no stranger to adversity; it is a force that has shaped him his entire life. When Care was just eleven years old, his father was murdered. As …
    Read more

    Quiz - Can you Identify These Architectural Styles - Blog Image

    Quiz: Can You Identify These Architectural Styles?

    . If you're ready to go house-hunting, you might discover just how many styles of homes there are. How well do you know the names of different architecture styles? Take the quiz now to find out! 1. Edwardian 2. Victorian 3. Grandma-style 4. Neo-Gothique -        Victorian homes are named for the era in which they were most popular, from 1830-1910. These homes are very ornate; some even look like dollhouses. The hodgepodge of features and decorations make this style distinct. Common features include:o   Ornate features such as lattice work and gingerbread trimo   Colorful paint and trimo   Asymmetrical designo   Turretso   Made of wood or bricko   Wrap-around porcheso   Different sized and shaped windows throughout the home 1. Tudor 2. Germanic 3. Dutch Colonial 4. Elizabethan -        Tudor-style homes were influenced by architecture from the Old World. They first appeared in the early 1900s and emulated the look of buildings from 1600s Europe. Common features include:o   Stone or brick, wood, and stucco constructiono   Decorative half-timbering painted in contrasting neutral colorso   Steep-pitched gable roofo   Casement windowso   Asymmetrical front door placement 1. New England 2. Cape Cod 3. Coastal Cottage 4. Nantucket -        The Cape Cod home originated from Puritans who adapted the traditional English Read More...
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    Oleg Tkach

    NFM Lending opens new branch in Lynnwood, WA

    LINTHICUM, MD, August 24, 2020 — NFM Lending is pleased to announce the opening of a new branch in Lynnwood, WA. The branch is located at 3400 188th Street SW, Suite 400, Lynnwood, WA 98037 and will be led by Branch Manager, Oleg Tkach. The NFM Lending branch will focus on expanding NFM’s fle…
    Read more

    Contact Me

    Adam Netherland

    Adam Netherland

    Mortgage Loan Originator

    NMLS ID#:





    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-220-9260 or or submit the form below and I will call you.

    Contact Me

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