Adam Netherland
Adam Netherland

Adam Netherland

Mortgage Loan Originator | NMLS# 1591628 Apply Now Upload Docs Returning Applicant Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!


Meet the Team

  • Aubriel Rivera

    Aubriel Rivera

    Loan Partner II

    p. 804-763-9692


    f. 804-834-7676

  • Mandy Barden

    Mandy Barden


    p. 804-220-9267


    f. 804-834-7655

  • Sonya St. Jacques

    Sonya St. Jacques


    p. 804-220-9261


    f. 804-834-7632

  • Testimonials


    Oct 2019

    Reviewed by Andrew M, Henrico, VA

    "Adam is the best! "


    Sep 2019

    Reviewed by Jessica D, Henrico, VA

    "Adam is wonderful! He answered any and all questions that I could think of! I would recommend him to anybody buying a house!"


    Aug 2019

    Reviewed by William J, Henrico, VA

    "Adam and his team are the best!"


    Aug 2019

    Reviewed by John A, Chesterfield, VA

    "Great process, he got me approved when other loan officers couldn’t. Very responsive throughout the process. Highly recommend "


    Jul 2019

    Reviewed by David B, Midlothian, VA

    "Adam was extremely professional and helpful during our search for the house and throughout closing. He was thorough when going over the entire process with us and made sure we always knew what was going on and coming up next. Thanks Adam!"


    Jul 2019

    Reviewed by Anna D, Henrico, VA

    "The only negative experience we encountered was with the initial loan application. I had a very hard time getting the link to work and ended up needing to use Internet Explorer rather than Chrome. Otherwise, NFM, and Adam specifically, made obtaining a mortgage a very pleasant experience. We were impressed with the professionalism and friendliness we experienced from the receptionist through to the obtaining the final loan approval."

    Loan Tools

    Here are some useful links to get you started in the loan process.



    NFM Lending Sponsors 15th Annual BARCStoberfest

    LINTHICUM, MD, October , 2019— NFM Lending is proud to be a Sponsor for the 15th annual BARCStoberfest 5k and 1-mile run/walk and festival on October 26, 2019. This event will benefit the Baltimore Animal Rescue and Care Shelter (BARCS). This will be NFM Lending’s first year sponsoring the …
    Read more

    How Mortgage Calculators Work

    How Do Mortgage Calculators Work?

    Note: This blog was originally published in February 2013 and has been updated. Mortgage calculators are important tools for both homebuyers and homeowners. These calculators can help estimate your monthly mortgage payments as well as how much you can afford when purchasing a home. There are vari…
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    Christine Ege

    NFM Lending salutes Christine Ege

    LINTHICUM, MD, October 1, 2019— NFM Lending is pleased to honor Colonel Christine Ege as the NFM Salute for October 2019. COL Ege is serving in the US Army as a veterinarian and is currently in her 21st year of continuous active duty service. She passionately supports the Department of Defense …
    Read more

    Mortgage Rate

    How Your Credit Score Affects Your Mortgage Rate

    When applying for a loan, one of the most important factors that will come into play is your credit score. Before you start the loan application process, you should have a clear understanding of how your credit score affects your mortgage rate so you can assess your financial situation. Most lend…
    Read more

    Contact Me

    Adam Netherland

    Adam Netherland

    Mortgage Loan Originator

    NMLS ID#:





    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-220-9260 or or submit the form below and I will call you.

    Contact Me

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