Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Amy N, South Chesterfield, VA
"The whole process was great, from start to finish. They had no problems answering my questions and kept me in the loop on everything that was going on. In the end, when things got down to the wire they worked very hard and quickly to make sure closing was possible for me. I will be forever grateful to the team! "
Reviewed by Kelly J, Mechanicsville, VA
"Adam’s team was great in making sure every detail of our loan was taking care of. Making sure we had all the documents needed by the loan originator and that everything that needed to be signed was signed. There were several major roadblocks that we thought would stop the process, but every time almost miraculously Adam would clear the roadblock as we moved on towards closing. "
Reviewed by Mary H, Henrico, VA
Reviewed by Christian H, Richmond, VA
"Adam was great to work with. I would email, call, or text him at all hours of the day and weekends and I always got a timely response. A couple of times he was even on vacation and got right back with me. The only hiccup we ever had was that there was a little confusion with having to get a couple documents to the underwriters last minute even though we had been underwriting approved already. Overall the service was tremendous though!"
Reviewed by Carole T, Midlothian, VA
"NMF is a pleasant and efficient lender to work with. Adam is professional yet friendly. He is intelligent and a joy to work with. I was given a path to improve my scores and suggestions that made a positive impact, not only for the purchase but long term. I know he is one of NMF's finest."
Reviewed by Mark W, Richmond, VA
"Adam was great throughout the entire process! My closing went very smoothly and I think that was in part to Adams consistent communication throughout the process."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator