Adam Netherland
Adam Netherland

Adam Netherland

Mortgage Loan Originator | NMLS# 1591628 Apply Now Upload Docs Returning Applicant Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!


Meet the Team

  • Mandy Barden

    Mandy Barden


    p. 804-220-9267


    f. 804-834-7655

  • Testimonials


    Dec 2019

    Reviewed by Meghan W, Richmond, VA

    "Adam and his team were AMAZING. They were extremely responsive, proactive, professional, helpful, and friendly. Adam took the time to walk me through the whole process, and was always very helpful in answering all my questions to make sure I understood each step. I loved getting email updates for each step. Kristian was also very responsive and helpful! Overall, the mortgage lending process of my home buying process smooth and flawless. Couldn't ask for better, highly recommend Adam and NFM!"


    Dec 2019

    Reviewed by Margaret A, Henrico, VA

    "Adam was fantastic. There were several occasions where he was up late working with us and doing everything he could to het the documents we needed done in a timely manner. "


    Aug 2019

    Reviewed by James E, Richmond, VA

    "Adam and his team are extremely thorough and make sure that the process is as easy as possible. I have worked with Adam twice. Once for a new purchase and then a refinance of my current home. Both times were great experiences and he made sure that i knew what was going on every step of the way. I would definitely recommend Adam and will be using him again for sure! "


    Aug 2019

    Reviewed by Daniel J, Richmond, VA

    "Adam educated me about the business and helped me in my experience as a first time home buyer. I would not have been able to accomplish this task without his help and am truly thankful. Definitely recommending him and his team to my friends and look forward to using his talent in the future!"


    Nov 2019

    Reviewed by Daniel M, Henrico, VA

    "As a first time homebuyer, Adam took the time to thoroughly walk me through the mortgage process in its entirety to ensure I understood how everything worked. Once deciding on my mortgage option, Adam worked through everything seamlessly ensuring that there were no issues encountered along the way and closing on my new home was a breeze. I would absolutely recommend Adam and the NFM team to anybody looking to take out a new mortgage or refinance, knowing that they would be in great hands."


    Oct 2019

    Reviewed by Nhon N, Glen Allen, VA

    "Adam and his team were great to work with! "

    Loan Tools

    Here are some useful links to get you started in the loan process.


    How to Find the Right Real Estate Agent

    If you’re ready to sell or buy a home, you will need a competent real estate agent to guide you through the process. With so many agents out there, how do you know which one will be the best for you? Much like dating, you may have to try out different people to find an agent who “clicks” wi…
    Read more

    Letters from Soldiers 2019

    Letters from Soldiers (Troop Drive 2019)

    Since our 12th annual Support Our Troops Drive in 2019, we’ve received great letters from soldiers stationed around the world. In November, we sent 250 care packages to 125 groups of soldiers. Today, we continue to send 4 care packages every month as a small way to show our troops how mu…
    Read more

    Danny Austin

    NFM Lending salutes Danny Austin

    LINTHICUM, MD, January 2, 2020— NFM Lending is pleased to honor Sergeant Danny Austin as the NFM Salute for January 2020. Danny served in the U.S. Air Force from 1969 to 1981. He served three tours in Vietnam, treating wounded soldiers as a Rescue Medic. For his own peace of mind and to avoid h…
    Read more

    Resolutions for the Home Seller

    New Year’s Resolutions for the Home Seller

    New Year’s is an ideal time to make resolutions to hit the gym, eat healthier, and make better choices. For many homeowners, the process of making their home marketable can feel overwhelming, and the prep stage often gets put on the backburner. Why not resolve to make 2020 the year to get your …
    Read more

    Contact Me

    Adam Netherland

    Adam Netherland

    Mortgage Loan Originator

    NMLS ID#:





    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-220-9260 or or submit the form below and I will call you.

    Contact Me

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