Adam Netherland
Adam Netherland

Adam Netherland

Mortgage Loan Originator | NMLS# 1591628 Apply Now Upload Docs Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!


Meet the Team

  • Aubriel Rivera

    Aubriel Rivera

    Junior Loan Originator

    p. 804-763-9692


    f. 804-834-7676

    NMLS # 1534169

  • Tiffany O'Leary

    Tiffany O'Leary

    Sales Manager / Loan Originator

    p. 804-305-6004


    f. 804-834-7676

    NMLS # 646417

  • Mandy Barden

    Mandy Barden


    p. 804-220-9267


    f. 804-834-7655

  • Sonya St. Jacques

    Sonya St. Jacques


    p. 804-220-9261


    f. 804-834-7632

  • Jennifer Thomson

    Jennifer Thomson


    p. 804-220-9256



  • Testimonials


    Nov 2018

    Reviewed by John M, Parksley, VA

    "Simple and easy. Adam was at facilitating communication with us. He took the time to always keep us in the loop of what was going on, and was able to explain in a way that two first time home buyers could understand"


    Oct 2018

    Reviewed by Jennifer M, North Chesterfield, VA

    "I enjoyed working with Adam. He is professional and personable. It was like working with a friend. The loan process was very easy and stress free. Thank you Adam! "


    Sep 2018

    Reviewed by Judith E, Petersburg, VA

    "Adam and his team were exceptional in every way. My daughter and I were led efficiently and professionally through a somewhat difficult process which included dealing with a hurricane, delayed closing, my lack of knowledge about computers, and my daughter's work schedule! I never felt abandoned, rushed , or confused because Adam and his team respectfully guided my every move. I'm so very thankful to have chosen NFM and so grateful to Adam ! Well done!!"


    Sep 2018

    Reviewed by Joshua B, South Chesterfield, VA

    "It’s been great!"


    Sep 2018

    Reviewed by Ann-Marie P, Henrico, VA

    "Adam is very professional and knowledgeable. He answered the phone and/or email every time. I would most definitely work with him again."


    Aug 2018

    Reviewed by Kalen S, North Chesterfield, VA

    "Many obstacles, but a great team to help me tackle each one"

    Loan Tools

    Here are some useful links to get you started in the loan process.


    Team Stapleton NFM Lending

    NFM Lending opens new branch in St. Petersburg, FL

    LINTHICUM, MD, December 7, 2018 — NFM Lending is pleased to announce the opening of a new branch in St. Petersburg, Florida. The branch is located at 3035 5th Avenue North, St. Petersburg, FL 33713, and will be led by Branch Managers, Steve and Amanda Stapleton. The NFM Lending branch will focu…
    Read more

    6 Important Home Features for Hosting

    Do you love entertaining your friends and family and want to be the go-to host for holidays, dinners, and other gatherings? Not every home is fit to do so. If you’re searching for a new home or want to redecorate or renovate, keep in mind these 6 important home features for hosting. Entry Way T…
    Read more

    Cliff Hageman

    NFM Lending salutes Cliff Hageman

    LINTHICUM, MD, December 3, 2018— NFM Lending is pleased to honor Specialist Cliff Hageman as the NFM Salute for December 2018. SPC Cliff Hageman joined the army just a few months after his high school graduation in 1988, serving until 1992. His military occupation specialty (MOS) was an 88M, or…
    Read more

    Baltimore Sun Top Work Place 2018

    NFM Lending named a Top Work Place for Seventh Straight Year

    LINTHICUM, MD, December 1, 2018— NFM Lending is proud to announce that it was named a Top Work Place in the Baltimore area by The Baltimore Sun. This is the seventh consecutive year that NFM Lending has received this honor. Each year, The Baltimore Sun distributes a survey to employees of Balti…
    Read more

    Contact Me

    Adam Netherland

    Adam Netherland

    Mortgage Loan Originator

    NMLS ID#:





    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-220-9260 or or submit the form below and I will call you.

    Contact Me

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