Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Jennifer L, Gum Spring, VA
"Adam was wonderful! He really went above and beyond to make sure I understood the entire process. Being a first time homebuyer in a pandemic was challenging by itself, but having Adam to lean on throughout the process was extremely beneficial! He did a great job explaining all of the information to me. I am so appreciative of him and couldn’t imagine going through this process without him. "
Reviewed by Katelyn N
"With us being first time home buyers, Adam and his team made this process go so smoothly. They were always on top of keeping us posted on what was going on and they were extremely nice to work with. I definitely recommend NFM lending! "
Reviewed by Shannon M, Aylett, VA
"Adam and the rest of the NFM team were very professional. Adam worked with my work schedule and helped answer all the questions I had. He explained everything in a way that I understand. I would highly recommend Adam and the team to anyone. This was my first home I purchased and it went very smoothly thanks to Adam and the NFM team. I appreciate everything they did for me to help get me in my new home! "
Reviewed by Tanner J, Richmond, VA
"I thought that the people I worked with at NFM were amazing and helpful"
Reviewed by Corey A, Midlothian, VA
"Being first time home buyers, Adam and his team were amazing with answering all the questions and their quick response!"
Reviewed by Yvonna G, North Chesterfield, VA
"Very efficient and responsive. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 804-220-9260 or firstname.lastname@example.org or submit the form below and I will call you.