Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Mark W, Richmond, VA
"Adam was great throughout the entire process! My closing went very smoothly and I think that was in part to Adams consistent communication throughout the process."
Reviewed by Quincy Y, Newport News, VA
"We’ve loved how available and diligent Adam and his team were throughout the process. They’ve gone above and beyond in our opinion and has greatly reduced the stress expected throughout this emotional process."
Reviewed by Alexander J, Midlothian, VA
"Adam was amazing to work with. He was very easy to talk to and pleasant. He also had answers to all of our questions and locked us in at a great rate for our mortgage. Mandy was great as well as she helped us get all of our documents gathered for underwriting. This is a great team and we would be more than happy to work with them again in the future!"
Reviewed by Delaney P, Glen Allen, VA
"Adam was absolutely incredible to work with! From the start he was available to answer any questions, including after hours. He was patient and kind in every interaction. My many questions as a first time homebuyer never phased him and he was full of advice. My homebuying experience did not go smoothly because of the selling side of things, including many last minute changes, but the mortgage side was flawless! It could not have been an easier experience thanks to Adam and his team. Thank you!!!"
Reviewed by Landon B, Glen Allen, VA
"Very helpful, answered all questions, explored all options "
Reviewed by James G, North Chesterfield, VA
"He went above and beyond every step of the way. As polite and courteous as could be. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator