Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by John M, Parksley, VA
"Simple and easy. Adam was at facilitating communication with us. He took the time to always keep us in the loop of what was going on, and was able to explain in a way that two first time home buyers could understand"
Reviewed by Jennifer M, North Chesterfield, VA
"I enjoyed working with Adam. He is professional and personable. It was like working with a friend. The loan process was very easy and stress free. Thank you Adam! "
Reviewed by Judith E, Petersburg, VA
"Adam and his team were exceptional in every way. My daughter and I were led efficiently and professionally through a somewhat difficult process which included dealing with a hurricane, delayed closing, my lack of knowledge about computers, and my daughter's work schedule! I never felt abandoned, rushed , or confused because Adam and his team respectfully guided my every move. I'm so very thankful to have chosen NFM and so grateful to Adam ! Well done!!"
Reviewed by Joshua B, South Chesterfield, VA
"It’s been great!"
Reviewed by Ann-Marie P, Henrico, VA
"Adam is very professional and knowledgeable. He answered the phone and/or email every time. I would most definitely work with him again."
Reviewed by Kalen S, North Chesterfield, VA
"Many obstacles, but a great team to help me tackle each one"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator