Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Anthony J, Henrico, VA
"Adam provides top notch service and he is always on top of things. You can call him day or night and he will give you an answer in a short period of time. It was fantastic working with him and I highly recommend him to anyone. He is very knowledgeable and knows what he is doing. He's simply the best. "
Reviewed by Christopher A, Richmond, VA
"Being the first time I have refinanced, I was unsure of what to expect. NFM and their team made it an easy and understandable process, which seems like it would have been daunting otherwise. With the regular emails, phone calls, and personalized explanatory animations...I felt well taken care of. "
Reviewed by Jill M, Richmond, VA
"Adam did an excellent job at providing us the best rate and keeping us informed of all details regarding the transaction. We would highly recommend Adam for all lending needs."
Reviewed by Kristina T, Henrico, VA
"Great rates and service. No hidden fees. Excellent communication and so easy to work with. Experts in their field!"
Reviewed by Phillip A, Midlothian, VA
"The list is long but the most important thing is Adam went above and beyond. When we had questions, we could reach him at any time of the day. When things went south on the end of our house selling, he was able to calm us down and reassure us of what needed to happen. Without the guidance of his team and our realtor, we would have lost our minds! Buying a house is difficult but Adam and company make it much easier."
Reviewed by Lindsey B, Midlothian, VA
"Adam was Very knowledgeable. Our experience was a quick, seamless And stress free one. 10/10"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 804-220-9260 or firstname.lastname@example.org or submit the form below and I will call you.