By Marina Locks
Jan 31, 2013If you suddenly lost your job, would you be able to live comfortably until you found a new one? Emergency funds are your financial cushion in case the unexpected happens. Why you Need One Having an emergency fund allows you to have a financial safety net in...
Read MoreBy Suraj Byanjankar
Jan 8, 2013When applying for a purchase loan or refinance, your credit score is of great importance. Credit scores tell lenders how well a person manages their existing credit, and are telltale signs of how reliable they are with paying off loans. Lenders also use...
Read MoreBy Suraj Byanjankar
Nov 28, 2012Throughout its course of existence, a loan takes on various forms of being: application, amortization, re-finance, maturity. It could stay in the lender’s portfolio for its duration or move into the exciting world of the secondary market. It may split off...
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