By Gene DiPaula

Jan 8, 2016

The Benefits of Refinancing

If you are a homeowner, you may have considered refinancing your current mortgage. Refinancing can offer many advantages to help you meet your financial goals. If you are just starting to look into refinancing, or have been thinking about it for a while, here...

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By Gene DiPaula

Nov 3, 2015

Can Getting a New Job Affect Your Mortgage Application?

When you submit an application for a home loan, one factor a lender will take into consideration is your employment history. A recent job change, a gap in work history, or a change in pay structure can all affect the home loan you qualify for. Lee Killen, a...

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By Gene DiPaula

Sep 29, 2015

What TRID means for Real Estate Agents

The TILA-RESPA Integrated Disclosure (TRID) Rule will take effect on October 3, 2015. TRID will significantly change the way real estate transactions are processed and settled. To avoid delays and to ensure that each settlement goes as smoothly as possible,...

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By Gene DiPaula

Sep 22, 2015

CFPB Releases New Online Tools for Consumers

The Consumer Financial Protection Bureau (CFPB) has released new online tools on their “Owning a Home” landing page. These tools are aimed at helping consumers better understand the mortgage process, in preparation for the TILA-RESPA Integrated Closing...

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By Gene DiPaula

Sep 17, 2015

TRID Glossary

The new TILA-RESPA Integrated Disclosures (TRID) will take effect on October 3, 2015. As this date approaches, you may have heard a few terms and phrases you haven’t heard before. Whether you’ve been through the home purchase process many times before, or...

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