By Marina Locks

Mar 5, 2013

What is a Conventional Home Loan?

If you are looking for a home loan, considering a conventional loan is a great place to start. As America recovers from its’ economic turmoil, equity is slowly returning to the average homeowner. You might want to again consider a conventional loan as your...

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By Marina Locks

Feb 20, 2013

What is an FHA Loan?

History The FHA (Federal Housing Administration) home loan is one of several government-insured loans. It has been offered by the Federal Housing Administration since 1934 according to HUD (U.S. Department of Housing and Urban Development). This loan type has...

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By Marina Locks

Feb 6, 2013

The Benefits of Home Ownership

Are you dreaming of a large backyard, two car garage, driveway, and having a place that kids can grow up in? Chances are, you are thinking about buying a home. Purchasing a house is a major decision in most people’s lives. It can lead to personal happiness,...

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By Marina Locks

Jan 31, 2013

Emergency Funds

If you suddenly lost your job, would you be able to live comfortably until you found a new one? Emergency funds are your financial cushion in case the unexpected happens. Why you Need One Having an emergency fund allows you to have a financial safety net in...

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By Suraj Byanjankar

Jan 8, 2013

How to Help Improve Your Credit Score

When applying for a purchase loan or refinance, your credit score is of great importance. Credit scores tell lenders how well a person manages their existing credit, and are telltale signs of how reliable they are with paying off loans. Lenders also use...

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