Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Ashley L, Franklin Furnace, OH
"Joe was great from the beginning. He answered any question we had and helped us at every opportunity. He went out of his way to get paperwork needed as well. This was our first time buying a home and it was nice to have someone knowledgeable and nice to work with. "
Reviewed by Carl R, Morral, OH
"Joe was very friendly. He made us feel comfortable with our decision and worked very close with us. He was supportive when there were issues on our buyers end. I appreciate Joes honesty and compassion for every situation."
Reviewed by Kelli J, Ironton, OH
"Closed on house earlier than expected. No problems during process. Great communication. "
Reviewed by Derek W, South Point, OH
"Friendly and very professional "
Reviewed by Brent A, Kenova, WV
"Joe was very informative, very communicative, really helpful, caring. He really is awesome at finding the right loan to fit our needs. I would highly recommend him and NFM Lending. "
Reviewed by Kathleen M, Lesage, WV
"Joe walked us through the entire process and made sure to communicate with us every step of the way. We are grateful for his help."