Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Alyson P, Richmond, VA
"Ben and his team are very knowledgeable and were a great help to me with explaining things and helping with paper work. I have already referred Ben to 2 of my friends! "
Reviewed by Kimberly S, Glen Allen, VA
"Ben is always so helpful and thorough. He has handled our mortgages for years and I wouldn’t trust our loans to anyone else."
Reviewed by William D, Midlothian, VA
"Great people. Kept me informed. Easy process. Thanks"
Reviewed by James H, Henrico, VA
"This time and every time I use Ben and his team they are knowledgeable, professional, prompt, friendly and its just an all-around great experience! This is why I use his service time and again personally and why I recommend all my clients to him! -Jimmy B"
Reviewed by Gregory W, Henrico, VA
"Ben and his team were fantastic. This is the 3rd time he has helped us through the mortgage/refinance process. He is attentive, helpful and reliable. We highly recommend him and his team."
Reviewed by Shannon L, Chesterfield, VA
"Ben and his team did an amazing job keeping me informed every step of the way!"
NFM Branch VA334
1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230
Ready to get started or have any loan questions? Contact me at 804-833-4303 or firstname.lastname@example.org or submit the form below and I will call you.