Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Peter J, Richmond, VA
"NFM is fantastic about letting me know exactly what tasks have to be done, and I appreciate that almost everything can be electronically signed. The process is efficient and logical."
Reviewed by Michael C, Richmond, VA
"Ben and everyone on the team was super helpful and communicative! On top of that, they were prompt in every part of the process, from pre-approval to closing. We would not have been able to close so quickly without their help along the way. I appreciate the work Ben did to make sure we got a good rate and a monthly payment we could afford. Additionally, the process for uploading and signing documents was very easy to use. Great experience overall!"
Reviewed by Denise L, Glen Allen, VA
"We had a very good experience working with NFM Lending and would highly recommend them to our friends."
Reviewed by Patricia G, Richmond, VA
"Ben, Johnathan, Erin and Kristian were very responsive and pleasant to work with; always ready to answer questions I had. They were fabulous. I would certainly recommend them to friends and family. Pat H."
Reviewed by Frederick K, Henrico, VA
"Ben and his entire team were above and beyond in terms of their level of service, constant communication, patience, and expertise that they literally exhibited 7 days a week whenever we needed them! Being first time homebuyers, we were very unfamiliar with the entire process and they were there every step of the way, happy to help however we needed them to. All of that compounded by the fact that the interest rate they offered us on our mortgage was unbeatable. Would highly recommend!"
Reviewed by Robert B, Glen Allen, VA
"Great experience with Ben and Jonathan. I've had previous experiences with lenders where I felt like I had to be on top of things to make sure everything was done correctly and in a timely manner. With Ben and Jonathan, I felt like I could really trust that they were working hard to get things done quickly and settled in my best interest. It was nice to sit back and not have to worry. And if I did have a question about something, they were very quick to respond."
NFM Branch VA334
1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230
Ready to get started or have any loan questions? Contact me at 804-833-4303 or firstname.lastname@example.org or submit the form below and I will call you.