Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Kenneth B, Goochland, VA
"Ben and his team were great. Not only did he work out a loan that was right for me they also delt with some tricky flood insurance issues. Ben is a great communicator and always kept me in the loop on what was happening. "
Reviewed by Mark S, Henrico, VA
"Ben and his team provided an exceptional experience throughout the entire process. Ben laid out the game plan from our very first meeting and they followed through and went above and beyond every step of the way to make things as easy and stress free as possible. I would absolutely reccommend Ben and NFM Lending to anyone looking to purchase a home in the future."
Reviewed by Barry O, Midlothian, VA
"Very Friendly, knowledgeable and they make the loan process as easy and pain-free as possible"
Reviewed by Omer F, Midlothian, VA
"Ben is a great person to work with. He will do everything he can to make sure you are approve for the loan. Thank you for all your help team Ben"
Reviewed by Mary G, North Chesterfield, VA
Reviewed by Mark O, Moseley, VA
"Ben and his team did an excellent job in communicating and adapting to my needs, when possible, throughout my mortgage process. It was a new construction situation and he worked very well with the builder side as well. I highly recommend working with Ben and his team with any mortgage transaction. "