Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by William D, Charlottesville, VA
Reviewed by Julie D, Charlottesville, VA
"Anthony Cellini and all the people at NFM Lending was on top of the refinance process and in keeping the clients informed of every step. "
Reviewed by William H, Charlottesville, VA
"Anthony stayed on top of things and kept us informed at all times. The process went very smooth with much attention to detail. Thank you Anthony and everyone who helped. "
Reviewed by Alexis S, Esmont, VA
"My experience was great! After struggling to receive communication through another loan officer, it was refreshing to have Anthony available for any of our questions/concerns. "
Reviewed by David J, Palmyra, VA
"Anthony and his team communicated very well through out the process. They kept us informed as to where we were at in the process and what was coming next. we closed when we were supposed to and the whole process went off without a hitch. "
Reviewed by Joshua S, Manassas Park, VA
"Mr. Cellini as always made the process simple and stress free!"
NFM Branch VA331
669 Berkmar Circle, Charlottesville, VA 22901, United States
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.