Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Gwendolyn J, Charles City, VA
"Kudos to Greg, Jesse and Jennifer for walking me through the complicated process of my loan. I felt confident they had my back. Great communication and explanations. I learned so much and while writing this in my new home, I am truly grateful. "
Reviewed by Zachary E, Midlothian, VA
"Greg and Jesse were awesome! They insisted on meeting face-to-face and they took the time to educate us on all the facets and steps of the loan process. We left our first meeting pleasantly surprised at what we could do with our finances and with a confidence to immediately go out and put an offer in on a house. Without their help, we wouldn't be living in the house we have today. Thanks!"
Reviewed by Sharon E, Midlothian, VA
"We had a great experience! We were first time homebuyers which can be a scary thing. NFM made it a smooth and fun experience. We highly recommend them. "
Reviewed by Linda R, Glen Allen, VA
"Everyone was so nice and kept us updated daily on the process. We received daily updates throughout the process as we moved forward with our purchase. Everyone was very welcoming and friendly. I would definitely use NFM lending again. "
Reviewed by Annemarie R, Richmond, VA
"Greg and his team are awesome. They are thorough, efficient, and super approachable. We always felt like we could ask any question we had and they made the process go so smoothly. So glad we used them when purchasing our home! "
Reviewed by Jamie B, Sandston, VA
"Everything was handled in a timely manner and everyone involved was very helpful with me in obtaining information that was needed to help the process along."