Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Lee S, Mechanicsville, VA
"We were involved every step of the way and things got done well. We were able to get the house we wanted in the time frame we needed, which no one else was able to offer. This process was at times a bit much, but the creativity and hard work of Greg and his team made it all come together. Greg and his team could see things that big banks and even credit unions could not or would not. They made the impossible happen and we are so happy we were blessed to work with them!"
Reviewed by Elizabeth D, Mechanicsville, VA
"Greg, Alexxis, and Jennifer are the definition of an A team! They worked hard to get us to close on time, even after running into several unforeseen hurdles! Greg was extremely knowledgeable and helped us fully understand the loan process and provided us with a package that best worked for our situation. We highly recommend his services and team!"
Reviewed by Kirby M. K, Midlothian, VA
"We started the process of buying our house with NFM lending with the goal of purchasing our dream house knowing that there may be some hurdles on the way. Greg got us to where we needed to be. His team worked extremely hard for us. Whenever we hit a roadblock in the process, they found a way to get it done. The whole team was easy to work with and very pleasant. I would strongly recommend his team if you are in the market of purchasing a home. You will be glad you did. Thanks for everything "
Reviewed by Jennifer W, North Chesterfield, VA
"We had a great experience with NFM Lending. They gave us personalized attention and customized our loan to meet our needs. They were with us every step of the way and were easy to get a hold of when we had questions. "
Reviewed by Justin C P, Midlothian, VA
"Everyone at NFM has been so friendly and helpful. Candy was always super helpful and understanding of our time constraints any time documents were needed. I would recommend the Cowart to anyone, you guys are the best. "
Reviewed by Marco A L, Chesterfield, VA
"Greg, Aubriel, Alexxis and Candy were patient, friendly and readily available every time we reached out to them with any questions we had. Throughout the loan process, their kind demeanor felt like they literally held our hands as we worked with improving our credit, put our house on the market and simultaneously had our new forever house built. We are currently in our dream home and NFM Lending was a major factor in helping us get to where we are today. Thank you, MV Lara"