Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Jeffrey S W, Henrico, VA
"All the individuals I worked with were GREAT! I was a tad bit frustrated with the underwriting process. I felt the request for additional clarifying and supporting documentation wasn’t always timely and seemed a little knit picky. Other than that, great experience!"
Reviewed by Alexander T C, Richmond, VA
"Greg and his team are extremely knowledgeable and experienced. They did a fantastic job keeping us informed and comfortable throughout the purchase of our first home, and we were doing all of this from Korea, without even being physically present. I can’t recommend them highly enough. "
Reviewed by Katherine G K, Glen Allen, VA
"Very good at helping me identify goals & what I wanted the end result to be in my transaction. Took the time to explain things to me in a clear and easy to follow manner. Kept me updated on my loan status (through emails & phone calls). Everybody was both personable and professional in their interactions with me."
Reviewed by Bryan K P, North Chesterfield, VA
"Greg (and team) were very concise and made it very easy for us to understand the loan process. At every step we knew exactly what NFM needed from us, we knew what step of the process we were in and what step was next. Along with giving clear instructions, Greg, Alexxis, and Jennifer followed up often to see if we were on the right track and if we needed assistance. Everyone was very professional, yet friendly, and it felt as if each person on the team felt personally vested in the loan."
Reviewed by John H L, Richmond, VA
"Great to have a team in your corner during a stressful move!"
Reviewed by Neil S, Colonial Heights, VA
"Greg, Jesse, and Mandy were all very attentive and pleasant. We had a great experience with everyone involved."