Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by SAMUEL M, Brenham, TX
"It was very smooth."
Reviewed by AMANDA A, Brenham, TX
"Tina was amazing! Great communication the entire way and she got everything ready to close a week earlier than needed!"
Reviewed by Victor M, Brenham, TX
"Tina was incredible, she was extremely sweet and helped every step of the way. She truly impacted our lives and she has a lot of patience. "
Reviewed by Christopher S, Brenham, TX
"It was such a pleasure working with Tina. When I first contacted her, she was out of state and dealing with family illnesses, but that didn't stop her from walking me through what the home buying process would take and prequalifying me. I had tons of questions for her (I called and texted so often) and she was always available and was always so sweet and chipper! Oh, and she helped me get a really great rate. Thank you Tina for all of your help and patience!!!"
Reviewed by Corbin S, Brenham, TX
"Tina was incredible to work with. She worked with me every step of the way. She explained things so that I could understand them as a first time home buyer. Tina went above and beyond with communication and keeping us updated. "
Reviewed by CHARLES R, Brenham, TX
"It was fine she was very patient with us, when we kept having problems with our paperwork"