Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Sandra L, Somerville, TX
"It was awesome "
Reviewed by Erin P
"I came to NFM after a bad experience with a national lender, and I was immediately impressed with how knowledgeable, efficient, and personable Tina is. She far exceeded my expectations."
Reviewed by ASHLEY Z, Brenham, TX
"It was such a pleasure to work with Tina. She was so easy to get in contact with if needed and she made the process smooth. It was my first house and she helped immensely making sure I understood everything. I highly recommend her and if I need anything in the future, I'm making sure to use her again!"
Reviewed by SARAH S, Brenham, TX
"Tina was AMAZING! She walked me through each of the steps and made everything easy. Although I pestered her with questions, she was always patient and explained the intricacies of the process to answer my questions. "
Reviewed by SAMUEL M, Brenham, TX
"It was very smooth."
Reviewed by AMANDA A, Brenham, TX
"Tina was amazing! Great communication the entire way and she got everything ready to close a week earlier than needed!"