Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Glenda G, Midlothian, TX
"Tina was the most supportive, informative, and responsive person in the world! I am 100% certain we wouldn't have been able to buy our new home without her help! She is an awesome, supportive, and knowledgeable loan originator!! "
Reviewed by Rebecca S, Brenham, TX
"Tina was amazing! From start to finish!! She was very professional and efficient. She went above and beyond to help me every step of the way in this transaction! I could not have done this without her expertise. She is kind, caring and wants the best for her clients. I am so incredibly thankful for everything she did in helping me purchase a beautiful home for my daughter and I. I would highly recommend Tina and will definitely contact her again for any future needs. Thank you so very much Tina!"
Reviewed by Donald R, Midlothian, TX
"Tina was wonderful and we feel we wouldn't got our house without her. She made everything so seamless and was not left to chance. She was always on top of things. I can't say enough about Tina. She is a hero in our lives for helping us and helping get this house. PLease use this survey to help her get the recognition, or even a raise. This is someone you need working for you. I can't can't Thank Tina enough for what she done for us."
Reviewed by Hunter W, Caldwell, TX
"Tina was available anytime I had questions and was always ready to help me any way she could. Couldn't have asked for someone better to help me through this."
Reviewed by Joseph S, Brenham, TX
"Tina made this the most enjoyable and easiest loan transaction we have ever completed. I will miss talking to her!! She is most pleasant and went above and beyond anything we ever imagined!!"
Reviewed by Sandra L, Somerville, TX
"It was awesome "