Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Michael J, Smyrna, TN
"I’d strongly recommend the NFM team to anyone that may be seeking a lender. They were thorough and prompt and provided a detailed breakdown of multiple financing options and made sure we were kept informed throughout the entire process from initial inquiry to the closing. They made it easy for us. "
Reviewed by Paul Cecil H, Mount Juliet, TN
"Great experience. When problems came up the were quick to resolve them. Awesome communication "
Reviewed by Dare A. K, Murfreesboro, TN
"Scott was very involved in my home search - he was responsive and addressed all my concerns. He was a key part in my getting contract due to his responsiveness and assurance to the selling agent of my financial strength. "
Reviewed by Karen S, La Vergne, TN
"I appreciated how thorough, competent, friendly, and professional this company is. We received clever, witty and informational videos tailor made to us which described every step of our application process."
Reviewed by Frank B M, Spring Hill, TN
"Scott and his team at NFM were extremely helpful. They took the time (probably more than necessary) to explain the process and to answer any and all of the questions that I had during the first time buying process. At no point did I have trouble reaching Scott or any member of the team, which I am extremely thankful for. They allowed the process to go smoothly while minimizing my own personal stress and anxiety of the situation. I am very grateful for their help, and will recommend them to all."
Reviewed by Joseph M, Nashville, TN
"What a great experience. Scott and his team especially Vickie were amazing. The communication and updates were very thorough."