Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by PParkerCahill
"Exceeded our expectations in every way. Will went above and beyond to make sure we closed on time and kept in constant contact with us the entire time."
Reviewed by kristelchandarana
"The paper work/obtaining the mortgage for our new home was by far the easiest part of buying our new home. Great experience and team of people to work with."
Reviewed by greatinspections
"Was well informed every step of the process. Things went smoothly and when issues came they were dealt with on Will's end as quick as possible. This is a great lender!"
Reviewed by epilkenton
"Very professional. Extremely helpful in all aspects. As first time home buyers we where overwhelmed at first but Will walked us through everything. Such a great help to have"
Reviewed by mnoevan
"Will and his team are fantastic. They are communicative, caring, knowledgeable, thorough and just downright amazing. I cannot recommend this lender highly enough."
Reviewed by 09090058
"Returned to William Pender for another home loan. Closing was rocky but Pender was there for us. His team is helpful and responsive. We would recommend him to anyone."