Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Eduardo P, Allentown, PA
"Maria was amazing!!! As a first time home buyer my wife and I ware worry about the process. Maria always make sure that we understand the whole process from the beginning to the end. she always keep me informed at all times. she is a loving caring person who really care about her costumers. Maria thank you so much because you make our dream of home ownership a reality. I recommend Maria she is the best.!!!! el que quiera comprar casa you se la recomiendo. Ella es la major. "
Reviewed by Carlos M, Allentown, PA
"It was very easy "
Reviewed by Yordy F, Catasauqua, PA
"From the beginning Maria always answered our doubts and questions in everything, she was always available to us and helped us in everything."
Reviewed by Milagros P, Allentown, PA
"I am so grateful for NFM Lending, for giving me the chance to live the American dream. Maria was amazing, she is bilingual, understanding, and very attentive to our questions and to notify us of anything. We thank her so much and appreciate everything. Thank you NFM Lending and Maria for everything you did on a daily basis. And also putting up with our frustrations and working around our crazy schedules thank you."
Reviewed by Anyelo J, Catasauqua, PA
"very efficient and fast"
Reviewed by Juana T, Allentown, PA
"Para mi como primera compradora de casa fue la mejor experiencia maria Mangual se entregó a mi como si la casa fuera para ella de verdad que estoy sumamente agradecida por su buen servicio y su entrega y siempre estaba disponible para mi a cualquier momento y cualquier hora es una persona con un gran corazón por que se entrega por completo y nunca te dice, no puedes siempre trata de buscarte la mejor solución posible a cualquier inconveniente a cualquier problema agradecida de a verte conocido. "