Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Yesenia R, Allentown, PA
"It was a great pleasure working with NFM. Maria and her team were super helpful in every aspect. They made this process easy and convenient as possible. I can’t thank them enough."
Reviewed by Guadalupe A, Northampton, PA
"Maria Mangual went above and beyond to help me and my family get our dream house, she at all times made me feel welcome and comfortable and most important she always answered any questions I may had. "
Reviewed by Jeniffer I, Whitehall, PA
"Maria Mangual , y su equipo de trabajo Súper excelente, desde el día uno siempre estuvo disponible para a clarar todas nuestras dudas. Fueron bien servicial , muy rápido con el servicio . Les recomiendo 100 % "
Reviewed by Ricardo A, East Stroudsburg, PA
"Maria has exceeded our expectations. She provided professional and informative information that guided us through the whole process and we are grateful to have had her beside us through it all. "
Reviewed by Mamerta A, East Stroudsburg, PA
"My overall experience has been a dream come true. In life you aren't quite sure why things happen the way they do, but when all the scattered puzzle pieces fall, only then can you see the big picture. Working with the NFM Lending team was smooth. Lots of paperwork but being patient and consistent is the key. I appreciate the whole team for facilitating me in purchasing my new home. They truly support you and handle you as a human not just a customer, I think that is what I appreciated the most. "
Reviewed by Yen T, Allentown, PA
" my experience, I have never been as impressed with the professionalism.My refinance was smooth from first contact to servicing. I would HIGHLY recommend them to anyone looking for a fair rate and a smooth transaction. They went above and beyond to meet you expectations!! Thank you so much NFM Lending Team!!! "