Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Edmund W, Hanover Township, PA
"Rob and the team were great with communication with me and my dad! Any questions we’re answered and explained to me to the best of there knowledge they gave me a great experience on buying my first home!!!!"
Reviewed by Marcos R, Bethlehem, PA
"Every step was detailly explained and the process was very fast. "
Reviewed by Crystal L, Plymouth, PA
"From the very beginning they tell you exactly what to expect, explain everything that you are not sure of and are transparent. Fast closing and my monthly payment ended up being less than expected. "
Reviewed by Matthew A, Tobyhanna, PA
"I've been looking for a house and going through the process for about a year until thank God I heard about Rob and the NFM team they are all great n so helpful through the whole process they get things done each and every person Is amazing"
Reviewed by Solimar E, Tobyhanna, PA
"I couldn't be more happier. Everyone was dedicated to making our dreams as home owners come true. The team was truly amazing at staying in touch. Robert was efficient and diligent very knowledgeable and I wouldn't do it any other way. Amazing working with him "
Reviewed by Alexis S, Tobyhanna, PA
"I had a great experience working with NFM lending during the purchase of my new home, the loan originator was very clear and helpful towards getting me all the information needed to get my mortgage and closing finalized."