Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by David R, Tobyhanna, PA
"I've tried in the past with other mortgage brokers and was just let down and my credit hit. When I talked to Robert he had me approved in 30 minutes, and was already on my way to owning a home. I would highly recommend him and his team to anyone ."
Reviewed by Christine G, Canadensis, PA
"I don't usually just willy nilly go with the first person/business someone recommends. I had other people and friends I could have used to help me purchase my very first home, but I looked up Rob Scolnick and his team and loved all the reviews; and I'm so very happy I did! What a great team to help me. Anytime I had a question (I had A LOT) they were always so happy to answer them with the best advice and quickly, I would highly recommend The Scolnick Team! "
Reviewed by Robert E, East Stroudsburg, PA
"What a great experience!! Rob not only helped us when we bought our house, he called when rates were even lower to help us refinance....excellent service not only from Rob, but also his staff!!!!! Hes a 10..!!"
Reviewed by Angelanea B, Bristol, PA
"The team was amazing! They were there for me step by step and just a phone call away whenever I had a question. "
Reviewed by Kyle F, Lansdale, PA
"Rob and his team were fast and efficient. Any questionable I may have had he was ten steps ahead answering them for me. Thanks guys!"
Reviewed by Kristopher K, W. Conshohocken, PA
"Everyone I dealt with from NFM was professional and courteous, they also went above and beyond to get the mortgage done. I will absolutely recommend Rob and his team to anyone I know! Thanks again to Rob, Alexis and Liz for all their help!!!"
NFM Branch PA321
653 State Route 940, Whitehaven, PA 18661
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.