Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Ana C, Royersford, PA
"That was a great experience, Thank you very much!!"
Reviewed by Adam R, North Wales, PA
"Great experience from start to finish. Sean, Joe, and Jennifer were always there to answer questions. Will work with them again when I buy my next place. "
Reviewed by Kristen B, Glen Mills, PA
"Everyone at NFM Lending was great. Very responsive and easy to work with. Our loan processor, Jennifer, was amazing! Best loan experience we have ever had."
Reviewed by Jessica M, Reading, PA
"NFM Lending is literally with you every step of the way. They explain each step to their best ability & will keep doing so until you yourself fully understand what you are doing. Very quick to respond back to you with any questions or concerns you have. Truly a great company with wonderful people to help assist you through such a big step in your life."
Reviewed by Matthew E, Reading, PA
"Sean Maloney came highly recommended and if you’re looking for a mortgage, I would highly recommend him to you. "
Reviewed by Frederick J, Downingtown, PA
"Both Joe Tulino and Tara Hubbard did an exceptional job in keeping us informed and assisted us expertly in all facets of purchasing a home. "
NFM Branch PA239
325-41 Chestnut Street, Suite 800, Philadelphia, PA 19106
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.