Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Katie T, Pottstown, PA
"Being a first time home buyer, I was really nervous about the process. However, Sean, Joe, and Jennifer were really helpful with the entire process from beginning to end and always made themselves available for questions. Even with COVID-19 disrupting business as usual, they provided me with updates and ensured I had everything ready for closing and go to settlement as planned without any hiccups! I would really recommend working with them. Thank you!!"
Reviewed by Jimmie M, West Chester, PA
"Sean, Joe and team were all highly professional and did a great job with constant and effective communications throughout the process. "
Reviewed by Nicholas F, Reading, PA
"Prompt service, answered all questions, very helpful during entire process"
Reviewed by James R, West Chester, PA
"The refinance experience was made as simple as possible by Sean and his team. From the start, they laid out exactly what will be needed from us and how the process will work. Sean and his team were able to process the refinance extremely quick. "
Reviewed by Marie M, Ridley Park, PA
"Super easy and fast!"
Reviewed by Andrea J, Paoli, PA
"The whole team was so helpful under extraordinary circumstances!"
NFM Branch PA239
325-41 Chestnut Street, Suite 800, Philadelphia, PA 19106
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.