Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Judith W, Lansdowne, PA
"Everyone was extremely helpful. They responded quickly to my questions and explained in detail the things I did not understand. They were direct, factual and always pleasant. I never hesitated to call and the whole process went very smoothly. I am grateful and actually enjoyed the experience."
Reviewed by Justin C, Downingtown, PA
"It was an absolute pleasure working with Sean and NFM Lending. Sean was very knowledgeable and always explained things to me in a easier way. He kept us informed and updated us on all aspects of our mortgage. He is easy to talk to and always willing to go the extra mile to make sure you’re taken care of. "
Reviewed by Benjamin L, Eagleville, PA
"Joe and Tara were extremely helpful and supportive. The communication by both of them was excellent and they responded quickly to questions and concerns. "
Reviewed by Heather Q, Downingtown, PA
"NFM Lending and our loan originator Sean were absolutely fantastic. They really worked closely with us to get us the best scenario possible for us! Sean and company kept us well informed about what was going on, explaining everything with great ease, which ultimately kept my husband and I at ease as well. Everyone we ever spoke to was always very patient, and pleasant, ready to help us with anything we needed. All in all, we were absolutely delighted to have worked with you all!"
Reviewed by Kate R
"Everyone on the team was very professional, patient and thorough. The process was very efficient and stress-free! As a first time buyer, they walked me through every step with their expertise. "
Reviewed by Ericksen R
"Joseph Tulino was absolutely amazing. He was supportive and helpful, and truly cared about getting us into the right home with a great mortgage. He was always available, and always made sure to keep us in the loop. We were never left wondering. "