Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Natalie R, Margate, NJ
"John was fantastic. From the very beginning of the process, John was attentive and informative. He always made sure my husband I understood each of the steps, what we needed to do and what to expect. He knew our timeline was accelerated and that was always on the forefront of his mind. We had a successful loan closing ahead of schedule. John and his team were extremely accommodating and made the process a pleasant one. I would highly recommend John and NFM Lending."
Reviewed by Anna M, Great Mills, MD
"My experience working with NFM Lending and John Fitzpatrick was nothing short of stellar. John was able to navigate my employment contract, quickly completed our pre-approval, and rolled easily with all of the changes we threw his way. Thanks to NFM Lending , John Fitzpatrick and Trisha Carrozza, my family and I are together, and ready to ring in a new year in the security of our new home! "
Reviewed by Michael S, Palm City, FL
"I have bought many homes through the years however the process was never as easy as this time. Thank you John Fitzpatrick and NFM Lending! Michael Schmitt"
Reviewed by Michael L, Mount Laurel, NJ
"Everything was smooth and seemless. John was an absolute pleasure to deal with, always readily available for any and all questions I had. "
Reviewed by Michael M, Medford, NJ
"Delivered on promises and exceeded expectations "
Reviewed by Craig J F, Clayton, NJ
"John made this great. Hes good at his job and an even better person! It was a pleasure to work with him."