Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Christina M, Charlotte, NC
"Susan is an amazing asset to any team! I was so lucky to have someone as knowledgeable, communicative, and efficient guiding me in my first home purchase. What’s more, she is an exepert in the obscure HUD program we used to purchase a foreclosure. I can’t thank her enough for her kindness and expertise. ❤️"
Reviewed by Katrinna W, Clover, SC
"Susan is awesome! She was able to get everything done quickly and we closed in 3 weeks!!"
Reviewed by Jason E, Maiden, NC
"Susan is very knowledgeable, fast and courteous. We would never use anyone else!"
Reviewed by Mandyl L, Matthews, NC
"I have heard and seen all the horror stories when it came to purchasing a home but that wasn’t out experience. We started the process on September 25, 2018 and we closed on October 30, 2018. Susan was absolutely great to work with, she made the process very easy, she was informative and she explained the process to us so we understood what was going on. I will definitely recommend NFM to family and friends."
Reviewed by Timothy T, Salisbury, NC
"Great communication. Prompt and courteous reply to every question. Susan was wonderful to work with. Very knowledgeable and professional but personable as well. "
Reviewed by Alen S, Kannapolis, NC
"Susan was great with following up on tasks and making everything easy for me on my end with financing a new home. Wonderful person to work with."