Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Stacy R, Kannapolis, NC
"Chris Reshetar and his team Kevin Guthard and Liz Keesling to name a few; they were informative in answering any questions, comments or concerns I had. They stayed in constant communication with me and each other so that we were all on the same page. They were courteous through out the entire process guiding me through to the finish line making it a pleasant experience for me. Thank NFM Lending team for your support. Sincerely, Stacy R."
Reviewed by Timea C, Charlotte, NC
"Chris and his team absolutely professional. They led us through the process without any issues or problems. They pay attention even to the smallest detail and they don’t hesitate to work hard. Buying a house is not easy but Chris did everything for us to make it easier, I would never choose someone else to help me buying my home. "
Reviewed by Sara S, Stanfield, NC
"Very good experience. Lots of communication in a timely manner and always willing to answer all the many questions I had. Very friendly as well. Even though things didn’t go as planned they helped us work it out."
Reviewed by Rasheen R, Wadesboro, NC
"I enjoyed working with Christopher. He kept me updated throughout the entire process. He is very knowledgeable in his field and goes above and beyond for his clients. It was a pleasure working with Christopher and his staff. I would recommend him to anyone whose looking to purchase a home. "
Reviewed by Octavius R, Wadesboro, NC
"I have never had a lending team that worked as hard as Chris and his team. I can say this team communicated with my wife and I almost daily. Whether it was for paperwork or just to give us an update. I really appreciate the hard work and dedication that Chris and his team provide for their clients."
Reviewed by Matt K, Matthews, NC
"For most part took all my calls and delivered what was promised!Even couple days early. "