Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Krystal H, Olney, MD
"Jason & team are hands down the best. They make everything as easy as possible, keep everyone in the loop, and are very efficient. I couldn’t recommend a better team!"
Reviewed by Ronald S, Frederick, MD
"The experience was SO easy! I had major anxiety about getting qualified and actually buying a home. My husband and I found out we were having Twins and the process became more of a time crunch. We were led through the process by Jason and his team effortlessly! We felt comfortable and knew that we were going to get our dream home - which we did! All of our questions were answered very fast! Everything was fast to be completely honest. Jason/team work hard and it shows. We appreciate everything"
Reviewed by Aaron L, Taneytown, MD
"The whole loan process was great. Everything went smoothly and quick. Jason and his team answered all my questions and explained everything. I would definitely recommend them. "
Reviewed by Shanna M, Falling Waters, WV
"Jason and his team were amazing! Very helpful and informative. Rate came in lower than expected and overall the process was an easy one. If you want someone who can get it done I highly suggest Jason Fox and his team!"
Reviewed by Zaw L, Frederick, MD
"Jason is very prompt and responsive - very patience with looking at several options. I would highly recommend him to my friends, family and investors alike. "
Reviewed by Sameh E, Gaithersburg, MD
"Jason and crew are great. They helped me purchase my first home and were very tentative every step of the way. I enjoyed working with them and recommend them to others. "