Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Kimberly J, Sparks, MD
"Jason was wonderful to work with. He understood my financial situation and really worked hard to get me the payment I could afford. His friendly personality and positive attitude made working with him a pleasure. I appreciated his efforts so I could be comfortable in my monthly payments."
Reviewed by Matthew Y, Smithsburg, MD
"Jason Fox was great. He helped me get the home I wanted and kept me informed all through the process. Excellent experience. Hoping to work with him again in the future."
Reviewed by Scott G, Rolesville, NC
"The team was extremely responsive to the plethora of questions we had! They helped make a stressful process bearable, almost enjoyable! "
Reviewed by Miriam D, Washington, DC
"everyone and every contact whether by email or phone was pleasant, friendly and incredibly helpful. the system for completing the process was so easy I was amazed. staff were willing to answer questions and concerns in complete and effective manner. "
Reviewed by Megan W, Frederick, MD
"Jason, Amy, and team made this process a great experience. They were there at each step and always available to answer my questions. Great job!!!"
Reviewed by Alicia M, Mount Airy, MD
"Jason worked hard to make sure our loan process went smoothly. He was easy to reach when we had questions. It was obvious he had our best interests at heart. We will definitely use him again for our future loan needs. "