Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Wilson H, Washington, DC
"I’ve heard people complain about the experience of getting a mortgage and the trouble they have. Roger couldn’t have made it a smoother and easier process. I was informed at every step and would recommend him to anyone. "
Reviewed by Elizabeth C, Silver Spring, MD
"We had a wonderful experience, I highly recommend!"
Reviewed by Glendale L, Germantown, MD
"Great experience. Knowledgeable staff "
Reviewed by Amanuel H, Montgomery Village, MD
" My experience was excellent! literally 10 times better than I expected. It was pain-free and everyone kept in contact with me, answered all my questions. As a first time home buyer, I had lots of questions and somethings I did not understand, but my real estate agent Jim Holland, Roger Dennis and his team were very patient and simply explained it to me. They showed me there was no such thing as dumb questions. They were very specific and detailed about what I needed to bring to them"
Reviewed by Jason S, Washington, DC
"I asked a lot of questions, and I mean a lot of questions, and I always got a response within 24 hours. Also, Roger made me feel that he was consistently attempting to get me the best possible deal he possibly could."
Reviewed by Andrea E, Suitland, MD
"Working with Roger and Emi was such a pleasure. They communicated what was needed during the process and ensured I knew the status of my loan application at all times. When there were hiccups along the way they quickly resolved them. This is been such an easy experience thanks to NFM. Thanks again for all of your hard work! "