Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Demetrios N, Swanton, MD
"Roger and Emi are the best there is. Have worked with Roger for years and always goes smoothly. Excellent service and attention to detail. "
Reviewed by Glendale L, Germantown, MD
"My experience was great I was given very detailed information and was treated with respect. I was able to communicate and get what I needed within a timely manner. "
Reviewed by Shannon M, Bethesda, MD
"After my initial round of pre-approvals, NFM Lending was not at the top of my list. However, Roger called me every day or two just to check in, and when I sent him the competitor's rates, he was able to match them, even at nearly 10PM on a weeknight. I was impressed that he was giving my file that type of attention so late at night, and that ultimately won me over."
Reviewed by Brian R, Silver Spring, MD
"Roger and his team were amazing. This was my first home purchase and Roger walked me through a lot of the process and relieved a lot of stress."
Reviewed by Jeffrey A, Laurel, MD
"NFM Lending has been an awesome experience for my family. Roger and the team were extremely knowledgeable and answered all our questions in a timely fashion. I would recommend any buyer going through the housing process to choose NFM Lending. "
Reviewed by Christine A, Leesburg, VA
"Everyone was quick to respond and extremely helpful with all questions I had. Their updates throughout the loan process were great in keeping me in the loop as to what was happening and what the next steps were. They moved quickly, which resulted in an early closing. I appreciate the team's expertise and would gladly recommend them to others. "