Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Frances C, Severn, MD
"Easy to get in touch with, always returned my emails or text messages promptly. Made the process very smooth. I am very satisfied!"
Reviewed by David C, Kensington, MD
"Roger called the listing agent directly and assured them of our creditworthiness. I think his call helped sealed the deal."
Reviewed by Simret B, Ocean City, MD
"Roger’s team were great! Professional, efficient and helpful! Will definitely use them for the future and refer friends! "
Reviewed by Josiah B, Washington, DC
"Professionals in every sense of the word. Timely, have great attention to detail and helped us navigate a terrible experience with the sellers realtor. "
Reviewed by Patricia S, Tracys Landing, MD
"Your team is the best! You were on top of everything. You answer our questions quick and had good advice. I really enjoyed working with you. Thanks for everything your team did. I gave you a 5 stars because you deserve it......."
Reviewed by zephranie
"Roger was highly recommended by a family friend and did not disappoint!!! We conducted the entire transaction by email/phone - a process that was efficient and convenient. Roger was extremely professional, responsive and walked me through every step of the process on day one. When we hit snags that were out of our control, Roger kept me informed and made every effort to resolve the issues. I would strongly recommend Roger to anyone in the market!!!!"