Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Aiyana H, Silver Spring, MD
"Great from start to finish"
Reviewed by Rivka L, Parkton, MD
"Very timely responses from everyone involved. Very easy process to upload all the documents. Great communication throughout the process so we always knew where our loan application stood."
Reviewed by Brian M, Silver Spring, MD
"Roger, Emi and the team at NFM were amazing throughout our refinance experience. NFM has our highest recommendation if you’re considering a new home loan or refinancing your existing property."
Reviewed by Lisa T, Silver Spring, MD
"Roger was amazing at helping me work through refinancing in a time where many are refinancing their loans given the low interest rates. Because of the efficiency and effectiveness of Roger and his team, I was able to close on the date needed. Great work!"
Reviewed by Anna D, Washington, DC
"Roger and his team were very helpful and patient. Great to work with!"
Reviewed by Jonathan R, Ellicott City, MD
"Roger is super responsive to emails and his staff take the time to answer our questions. I'm sure they get the same questions over and over from clients, but we felt like we were the only clients they had."
NFM Branch MD313
1610 West Street Suite 108 Annapolis, MD 21401
Ready to get started or have any loan questions? Contact me at 443-451-3433 or firstname.lastname@example.org or submit the form below and I will call you.