Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Luz M, Cheverly, MD
"Working with NFM and Roger was amazing ,, everybody made it easy with all help they provided every second I'm amazed with such a great team I tell my self nothing better than NFN leading and Roger no one could have done it better ,, thanks Roger and everybody in the team who help me reach my dream with out y'all help I couldn't not be living this moment I'm day dreaming . I love you guys Roger god bless you and everybody for all your help "
Reviewed by Michael J, Centreville, VA
"Roger was exceedingly helpful in walking us through the process, answering our questions, and handling things in a timely manner. We were well taken care of and the process was quick and efficient. Very happy with our overall experience!"
Reviewed by Hila D, Springfield, VA
"Working with Roger was wonderful. Any questions my husband or I had, Roger was willing and able to answer. He ensured we were comfortable throughout the whole home purchase process and was always extremely responsive and easy to get a hold of. "
Reviewed by Robert C, Springfield, VA
"Roger made this process as easy as could be from beginning to end. Thank you so much. "
Reviewed by Carolyn M, Rockville, MD
"Roger provided clear guidance, great communication and very professional. The whole process went very smoothly. I would recommend him to anyone planning to buy a house or any type of property."
Reviewed by Demetrios N, Swanton, MD
"Roger and Emi are the best there is. Have worked with Roger for years and always goes smoothly. Excellent service and attention to detail. "