Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Sabit S, Beltsville, MD
"Overall I had a great experience working with NFM Lending. "
Reviewed by Matthew J, New Market, MD
"My loan was a complicated one to say the least! I worked with 2 companies over a 10 month period and neither company was able to make the loan work. NFM and their team made it happen in less than a month! They made sure that every T was crossed, and i was dotted and had the experience and tenacity to make my loan fund at a rate that was better than expected. I am extremely grateful for everything Addy, Pam, and Cathy did to help me and my family. I am a very happy NFM customer!!"
Reviewed by Anika T, Arlington, VA
"Things were going smoothly with our previous lender but at two weeks before closing, she ran up against a road block. We were really losing hope. Fortunately, she knew that Addy Jolly at NFM Lending was well versed in a variety of loan packages. In less than two weeks, Addy turned the whole thing around and we closed on time! The entire team was efficient and time-sensitive. NFM Lending gives you great insight into your loan process with the short and informative videos. Great job!"
Reviewed by Yolande K, Arlington, VA
"Everything went well. It was really smooth and everything went well. They had really cute videos that kept us up to date on where we were in the process and what the next steps were. "
Reviewed by Linton A, Temple Hills, MD
"Dear Addy, I am sending this note to thank you for all that you did to assist me in buying my home. You, Cathy Tyeryar and the rest of your team were very efficient, pleasant, responsive, and understanding during every step of the process. Buying a house can be an anxious and overwhelming experience, but your expertise and ready availability contributed greatly towards mitigating this stress."
Reviewed by Danille W, Indian Head, MD
"My experience was great. NFM staff kept us informed every step of the process. "