NFM Branch Gaithersburg, MD

6 Montgomery Village, Suite 350, Gaithersburg, MD 20879 | NMLS# 1274046 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Jul 2018

Reviewed by Danille W, Indian Head, MD

"My experience was great. NFM staff kept us informed every step of the process. "


Jun 2018

Reviewed by Blanca Lidia T, Woodbridge, VA

"It was great working with you"


Apr 2018

Reviewed by Karen K, Montgomery Village, MD

"Addy was very organized and professional excellent experience made easy, very grateful!"


Apr 2018

Reviewed by Joong Hee K, Clarksburg, MD

"It was great to meet Addy and NFM lending. I think you have great team. Each one of the team showed me that he/she had clear knowledge about what he/she was doing. Most importantly the whole team member had great interpersonal skills. Thanks a lot for your excellent work. "


Mar 2018

Reviewed by Katherine V O, Ijamsville, MD

"I don’t know where to start. From beginning to end Addy was helpful and professional. He had straight answers for all my questions and kept me up to date through every step in the process. He was always available to me and never took more than 10 minutes to return an email or phone call. He certainly goes above and beyond. Just excellent! I would highly recommend him."


Mar 2018

Reviewed by Fatou Keita J, Gaithersburg, MD

"Great team. Very professional. Pleasant to work with. The best in Montgomery county!!"


What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
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8 Steps to a 203k Rehab Loan

When house-hunting for your new home, you might discover one that would be perfect for you but needs a bit of TLC. Don’t worry! An FHA 203k rehab loan is there to make your dreams of homeownership come true. This loan allows you to borrow both what you need to purchase the home and what you…
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Contact Me

NFM Branch MD300



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6 Montgomery Village, Suite 350, Gaithersburg, MD 20879

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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