Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Eunice J, Germantown, MD
"Every one was great,profession, knew their job. Keep me up on everything."
Reviewed by Adeseye A, Greenbelt, MD
"Everything about it was exceptional and I'm completely satisfied with the service Addy and his team provided. "
Reviewed by Tajana L, Gaithersburg, MD
"My experience with NFM Lending was a very smooth transition. When I met Addy Jolly in October after leaving his office I felt very positive and confident . That I would find my dream home. Pamela Phillips was awesome. I loved her laid back personality. Very professional and efficient. The communication was on point. NFM Lending kept me abreast of every move. Great job! I am 100% satisfied with the service I received from NFM Lending. NFM Lending ROCK...! Thank you so very much. "
Reviewed by Muhammad M, Woodbridge, VA
"Good response "
Reviewed by Bosede O, Bowie, MD
"Nice set of people who are very committed to their work. I appreciate all their efforts in making my loan come through. God bless you all."
Reviewed by Sulayman N, Silver Spring, MD
"Addy personally in my experience is one of the most efficient professionals I have ever met in my life. He's very helpful, walks you through the process of getting a loan. And is always on point. However, I would love to see other staff with NMF Lending to be as organized as Addy especially in sending out important information necessary for obtaining the loan in timely manner. I actually would like to see that once the loan is approved, all necessary steps in solidifing it be sent immediatel."