Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Katherine V O, Ijamsville, MD
"I don’t know where to start. From beginning to end Addy was helpful and professional. He had straight answers for all my questions and kept me up to date through every step in the process. He was always available to me and never took more than 10 minutes to return an email or phone call. He certainly goes above and beyond. Just excellent! I would highly recommend him."
Reviewed by Fatou Keita J, Gaithersburg, MD
"Great team. Very professional. Pleasant to work with. The best in Montgomery county!!"
Reviewed by Frank M O, Ijamsville, MD
"My wife and I had been burned by lenders in the past we were skeptical anything would turn out differently. Fortunately, Addy and his team made our dream a reality and got us into our first home!"
Reviewed by Kenneth R, Frederick, MD
"Addy and his team did a fantastic job to get through my lending process. great team and great work ethics. I had ppurches 3 house in different state and the best experience I had with Addy and his team. Very good team work, hats off to all of you. Addy's direction to approve my mortgage loan was a great opportunity for me to work with him. Definitely I will recommend him to my friends and Family. I am very happy and lucky to work with this team. Thanks Addy and the team."
Reviewed by Shivaram R, Montgomery Village, MD
"Polite and responsible and happy to work with the team"
Reviewed by Dilipkumar G S, Laurel, MD
"Very good experience ( friendly, supportive) "