Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Jose R, Chestnut Hill Cove, MD
"NFM made our home buying process more straight forward than I've ever experienced. They kept our buying agent and ourselves engaged at every step of the transaction and handled themselves with a high degree of professionalism. They paced themselves with requests and ensured we were well informed every step of the way, and were easily the least stressful transaction in which our family was involved."
Reviewed by Larry A. P, Lutherville Timonium, MD
"Working with Mike Lynch and David Cash at NFM Lending was fantastic. They are professional and courteous and made the loan process very easy. I would not hesitate to use them again."
Reviewed by Diane F, Brandywine, MD
"He is and was wonderful. He clamed me. Gave me info that will be helpful pass settlement. Always returned my call. Taught me how to e-sign. Now he is a friend invited to our first fish in April, where he might get another client. Wishing him much success. Thanks "
Reviewed by Roland Jean A, Waldorf, MD
"It was a great experience i have with NMF Lending, in less than two months I bought a nice house in the heart of Waldorf but it will not be possible without the professionalism of Michael and his team."
Reviewed by Sanjith R, Baltimore, MD
"He very friendly and very patient he helped me out many ways he is such a good guy "
Reviewed by Jamil G, Bowie, MD
"As a first time home buyer, Mr. Lynch made my experience stress-free and he kept me abreast on the process constantly which is greatly appreciated. "