NFM Branch Annapolis, MD

2525 Riva Road, Suite 140, Annapolis, MD 21401 | NMLS# 1165670 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Sep 2018

Reviewed by OMORUYI E, Baltimore, MD



Aug 2018

Reviewed by Barook H, Upper Marlboro, MD

"My experience working with Mike and the team at NFM was great. From the submission of documents to answering questions the NFM team supported me along the way. Mike and his team provided me loan options and introduce programs that best fit my needs. I will highly recommend NFM to family and friends. "


Jun 2018

Reviewed by Raymond W, Waldorf, MD

"My experience was truly amazing. Very knowledgeable and very responsive. I knew I was in great hands throughout the whole process. Truly a pleasant experience. "


Jun 2018

Reviewed by Tenae M, Baltimore, MD

"I was referred by a realtor and I actually went another route (Big Mistake).... Overall I went with Michael at NFM Lending. Best experience ever. I’m so glad that him and his team were able to close my purchase loan super fast. I’m was so happy with the customer service and professionalism. "


May 2018

Reviewed by Floyd J, Lusby, MD

"It was a pleasure working with ya'll even when i was late getting things to ya'll we still made it possible to close in 30 days or less so i will be using in the future when i set out a buy something else thing ya'll so much for my new home. "


May 2018

Reviewed by Lynette M, Landover, MD

"Staff with always there when I needed them they were friendly and always willing to help. This was my 1st home buying experience and Mike in his team made it comftable for me I really appreciate that."


What is a DTI Ratio

What is a Debt-To-Income Ratio?

During the homebuying process, you’ll come across many terms, such as debt-to-income (DTI) ratio. This ratio allows your lender to see the balance you have between your income and your debts. You need to understand your DTI ratio, so you can be in the best financial standing before applying for…
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Holden Hall

NFM Lending salutes Holden Hall

LINTHICUM, MD, October 9, 2018— NFM Lending is pleased to honor Hospital Corpsman Third Class Holden Hall as the NFM Salute for October 2018. HM3 Hall grew up in small town Cameron, NC. During high school, he found success in the JROTC program, quickly excelling and earning leadership positions…
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Moving with Children or Pets

Moving with Children or Pets

We all know just how stressful moving can be. There are a ton of decisions to make and plans to coordinate. It’s important to recognize that moving impacts everyone. Use this advice to help you ensure a successful experience moving with children or pets. Children Before Make the move a daily to…
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Danny Banda Peoria, AZ

NFM Lending opens new branch in Peoria, AZ

LINTHICUM, MD, September 28, 2018 — NFM Lending is pleased to announce the opening of a new branch in Peoria, Arizona. The branch is located at 8631 W. Union Hills Dr, Suite 206A Peoria, AZ 85382 and will be led by Branch Manager Danny Banda. The NFM Lending branch will focus its lending platfo…
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Contact Me

NFM Branch MD284



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2525 Riva Road, Suite 140, Annapolis, MD 21401

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