NFM Branch Annapolis, MD

2525 Riva Road, Suite 140, Annapolis, MD 21401 | NMLS# 1165670 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Jun 2018

Reviewed by Raymond W, Waldorf, MD

"My experience was truly amazing. Very knowledgeable and very responsive. I knew I was in great hands throughout the whole process. Truly a pleasant experience. "


Jun 2018

Reviewed by Tenae M. W, Baltimore, MD

"I was referred by a realtor and I actually went another route (Big Mistake).... Overall I went with Michael at NFM Lending. Best experience ever. I’m so glad that him and his team were able to close my purchase loan super fast. I’m was so happy with the customer service and professionalism. "


May 2018

Reviewed by Floyd J, Lusby, MD

"It was a pleasure working with ya'll even when i was late getting things to ya'll we still made it possible to close in 30 days or less so i will be using in the future when i set out a buy something else thing ya'll so much for my new home. "


May 2018

Reviewed by Lynette M, Landover, MD

"Staff with always there when I needed them they were friendly and always willing to help. This was my 1st home buying experience and Mike in his team made it comftable for me I really appreciate that."


May 2018

Reviewed by Elvis M, Clinton, MD

"Great experience! still doesn't know how it feels to buy a home due to the fact that everything move soo fast and soo smooth everything tha t Michael told me from the beginning to the end happened just as planned I truly as applause him for answering my questions and educate me about the p rocces... Mike and his team was phenominal..."


May 2018

Reviewed by David M H, Westminster, MD

"Mike and his team walked us through every step we need to get our loan approved .lead us to bettering our credit to get the best rate we could.his team was always available to answer even the smallest questions ."


2018 May Be The Year for Renovation Loans

If you’re looking to buy a home, be prepared to meet a few challenges with today’s housing market. Not only is there a shortage of homes, but the available housing stock is aging. These challenges might seem discouraging but taking a look at the 2018 housing market and what options you have a…
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What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
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NFM Branch MD284



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2525 Riva Road, Suite 140, Annapolis, MD 21401

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