Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Michael J, Upper Marlboro, MD
"Mike Lynch is very professional and persistent Mike does his job extremely well! He stayed in communication with us regularly. He made sure we understood the process as we went through it. He moved our paperwork promptly and swiftly to any person that may have needed it. He also referred us an outstanding realtor. The both of them working together to make sure our buying and selling experience went smoothly was amazing!! Mike Lynch and his company NFM Lending is highly recommend! "
Reviewed by OMORUYI E, Baltimore, MD
Reviewed by Barook H, Upper Marlboro, MD
"My experience working with Mike and the team at NFM was great. From the submission of documents to answering questions the NFM team supported me along the way. Mike and his team provided me loan options and introduce programs that best fit my needs. I will highly recommend NFM to family and friends. "
Reviewed by Raymond W, Waldorf, MD
"My experience was truly amazing. Very knowledgeable and very responsive. I knew I was in great hands throughout the whole process. Truly a pleasant experience. "
Reviewed by Tenae M, Baltimore, MD
"I was referred by a realtor and I actually went another route (Big Mistake).... Overall I went with Michael at NFM Lending. Best experience ever. I’m so glad that him and his team were able to close my purchase loan super fast. I’m was so happy with the customer service and professionalism. "
Reviewed by Floyd J, Lusby, MD
"It was a pleasure working with ya'll even when i was late getting things to ya'll we still made it possible to close in 30 days or less so i will be using in the future when i set out a buy something else thing ya'll so much for my new home. "