Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by WANDA M, Upper Marlboro, MD
"Mike was hands on and did an excellent job in communicating and making sure that you understood the process and what was expected of you as a buyer "
Reviewed by Ramish Y, Denton, MD
"Mike and his team were a pleasure to work with. They kept us informed throughout the whole process answered all our questions and helped us with bumps that came up. They are highly recommended. "
Reviewed by Oluranti F, Bowie, MD
"NFM Lending communication with me during the process of buying my house was superb in making sure I understand every step of the loan. Great customer service! "
Reviewed by Darrick E, Aberdeen, MD
"Mike was very responsive to all of our emails, texts, phone calls, and questions. It’s quite obvious that Mike is dedicated to his profession and taking care of his clients. I personally liked the fact that Mike and his company take their clients step by step through the refinancing process. At the end of day my family and I walked away with a much lower interest rate, mortgage payment, and a refund. "
Reviewed by Abiodun M, Bowie, MD
"I truly had a great experience, and I must confess that NFM Lending is the best thing that has ever happened to me."
Reviewed by Lisa M, Aberdeen, MD
"Mike, was amazing. He answered all questions no matter what time of the day or how silly I thought the question was. He was always very professional and kind. I would recommend him for new or refinance loans "