Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Saleem S, Landover, MD
"Mike Lynch was awesome! Continuous communication throughout the entire process. Mike was knowledgeable, engaged and committed. Mike Made me feel comfortable with completing the biggest process of my life! "
Reviewed by Christopher R, Westminster, MD
"Mike was perfect! very knowledgeable and was always available to answer my questions. "
Reviewed by Terry A, Baltimore, MD
"I was very happy for the assistant and when I had a question or problem Mike was available to help answer any questions or concerns that I might have. "
Reviewed by Michael A, La Plata, MD
"Mike Lynch was very helpful throughout the entire process. He was always available to answer any questions. We would highly recommend him! Thanks Mike for all your help! "
Reviewed by Jessika R, Edgewood, MD
"We worked with our lender for months and picked his brain with questions and he didn’t hesitate to answer any questions and was very knowledgeable with other information in the home buying process about the different types of loans and things we could qualify for. Very helpful and readily available. Great customer service and help us fight during the time of a very scary pandemic to lock in the best mortgage rate. Mike is the best at what he does him and his team at NFM Lending."
Reviewed by Samantha J, Hurlock, MD
"Mike and his team were great! They communicated everything with me in a timely manner, assisted when I had questions, and with everything going on reassured me throughout the process that we were still moving forward. They helped me accomplish one of the biggest things in my life and I couldn’t be anymore grateful! Again Thank you soo much! "
NFM Branch MD284
2525 Riva Road, Suite 140, Annapolis, MD 21401
Ready to get started or have any loan questions? Contact me at 410-573-2988 or email@example.com or submit the form below and I will call you.