NFM Branch Annapolis, MD

2525 Riva Road, Suite 140, Annapolis, MD 21401 | NMLS# 1165670 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Jan 2019

Reviewed by Jacob S, Willards, MD



Dec 2018

Reviewed by Ann S, Randallstown, MD

"Very thorough and informative in al areas"


Nov 2018

Reviewed by Michael J, Upper Marlboro, MD

"Mike Lynch is very professional and persistent Mike does his job extremely well! He stayed in communication with us regularly. He made sure we understood the process as we went through it. He moved our paperwork promptly and swiftly to any person that may have needed it. He also referred us an outstanding realtor. The both of them working together to make sure our buying and selling experience went smoothly was amazing!! Mike Lynch and his company NFM Lending is highly recommend! "


Sep 2018

Reviewed by OMORUYI E, Baltimore, MD



Aug 2018

Reviewed by Barook H, Upper Marlboro, MD

"My experience working with Mike and the team at NFM was great. From the submission of documents to answering questions the NFM team supported me along the way. Mike and his team provided me loan options and introduce programs that best fit my needs. I will highly recommend NFM to family and friends. "


Jun 2018

Reviewed by Raymond W, Waldorf, MD

"My experience was truly amazing. Very knowledgeable and very responsive. I knew I was in great hands throughout the whole process. Truly a pleasant experience. "


Top Mortgage Employer 2019

NFM Lending Named a Top Mortgage Employer

LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine distributes a survey …
Read more

Nicolas Alvarez

NFM Lending salutes Nicolas Alvarez

LINTHICUM, MD, February 6, 2019— NFM Lending is pleased to honor Private Nicolas Alvarez as the NFM Salute for February 2019. Upon graduation from high school, Pvt. Alvarez enlisted in the United States Marine Corps. He recently graduated from boot camp at the Marine Corps Recruit Depot at Parr…
Read more

Purchase a Home

6 Steps to Purchase a New Home

Buying a home is one of the most significant financial decisions you will make in your life. In order to make an informed decision, doing some research for each step of the process can help ensure a smooth transaction. Here are the 6 basic steps needed to purchase a home. Step 1: Get Pre-Qualifie…
Read more

Selling Home During Winter

Why Winter is a Good Time to Sell Your Home

If you’re ready to sell your home, you don’t need to wait until the spring just because that’s the more popular time. There are plenty of benefits to selling in the off season, even a few that can be monetary. Here are our top 5 reasons for why winter is a good time to sell your home. Low I…
Read more

Contact Me

NFM Branch MD284



Toll Free:



2525 Riva Road, Suite 140, Annapolis, MD 21401

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.