Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Mary Moran T, Manchester, MD
"I truly appreciate all of the help that Chad provided me throughout the loan process."
Reviewed by Nylsevalis O, Glen Burnie, MD
"Chad and his team made this crazy process as easy as possible. They dealt with my craziness and all the hurdles we encountered along the way. I will recommend them to others "
Reviewed by Derrick J, Baltimore, MD
"I had a wonderfull experience and the team was great and they made sure that everything went well and went over smoothly and I will recommend them to everyone I know they was a awesome team"
Reviewed by Daniel T, Westminster, MD
"Chad and his team at NFM Lending were prompt in responding to questions, explaining details of the loan process, and regularly provided updates along the process. Everyone was friendly and courteous both on the phone and via electronic communication. I appreciate that most of the process could be handled via the secure website rather than requiring in-person transactions, traditional post, or faxes."
Reviewed by Katherine T, Westminster, MD
"Everyone at NFM was pleasant to talk to, quick with responses, and very knowledgeable. Thank you!!"
Reviewed by William Patrick E, CHESTNUT HILL COVE, MD
"I was extremely pleased with Chad and his team who handled my refi. Chad made sure update me regularly about the status of my refi and what the next steps were. His team was very professional and handled all of my requests in a timely manner. My refi process was a breeze thanks to Chad and his team ... I would definitely recommend Chad/NFM Lending to any of my family/friends considering a purchase or refi in the near future!!"