Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Alexandra Z, Monkton, MD
"Chad and his team are so easy to work with. They were very kind and efficient and made the whole process painless. "
Reviewed by Dale R, Manchester, MD
"Our experience was nothing but excellent! Chad pretty much held our hand threw every step of the way. The best part is your never left unsure of anything you can ask questions and they are answered immediately. The updates on Tuesday and Friday were so reassuring that everything was moving smoothly And you were never left hanging! These guys at nfm really get the job done. "
Reviewed by Joshua P, Westernport, MD
"Chad Jones and his team our amazing to work with! We bought a house throughout you a year ago and just refinanced with you. You all our great to communicate with and very fast on responding back. The process is smooth and only took us 2 weeks to close. We will be sending you other clients and will definitely be going through you all again. Thanks so much for everything you have done to make our life easier. "
Reviewed by Michael T, Hanover, PA
"Chad Jones is like family he will be in your corner from start to finish. Dont give up is his motto. He is completely respective of his clients needs and wants. He tries and never gives in. No does not exist in his world. Trust is his middle name. He makes his dad proud even after his terrible lost this past year he still put his clients first. With a broken heart and pain eched on his face he still stood tall and proud and carried on like a proud soldier would do to make each clients dreams."
Reviewed by Jared C, Monrovia, MD
"Chad and his team were phenomenal in every aspect of our transaction. Our refinance was literally wrapped up in 3 weeks from application to close. There was never a moment when a question wouldn't get answered by Chad. Further, there was constant communication coming in from either him, Susan or Danielle. Their performance as a team is second to none, and they did exactly what they said they would do. I'd recommend him to anyone without any hesitation "
Reviewed by Carroll D, Baltimore, MD
"Nfm lending worked with us when nobody else would. Chad and his team worked tirelessly to ensure that we received a loan, and for that we are grateful. "