Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Lauren B, Hendersonville, TN
"Lee was awesome! He gave me every detail and scenerio regarding the options of my loan. He took the time to answer all my questions and even gave me information on things I may have not known to ask. He was always very kind, professional, and responsive to emails, phone calls etc. Buying a home can be very tedious and overwhelming and Lee helped simplify and keep things running smoothly. And now I'm in my dream home! Thanks Lee!!!!"
Reviewed by Dennis Y, Baltimore, MD
"Lee and his entire team were great, very accessable and answered all my questions quick and timely."
Reviewed by John W, Baltimore, MD
"Thurman went above and beyond my expectations, I was kept up-to-date on the process of my refinance and it was a smooth transition."
Reviewed by Sharnette P, Odenton, MD
"Lee and his team are absolutely wonderful. I was provided with exceptional customer service and very pleasant. Lee is remarkable and amazing, he reassure me and took care of me and my family throughout this whole first time buying process. He was Awesome, fast and referred me to an awesome Realtor team (Krissy, Jason & Johnny from the Donovan team) to be my Realtor. I will definitely recommend Lee Killen and his team to everyone that know who is in the process of purchasing property. 😊"
Reviewed by Melanie T, Columbia, MD
"My experience with Thurman L. Killen (Lee) and NFM has been phenomenal. I had previously dealt with 2 lenders. One lender was unprofessional and the second lender, after a couple of weeks and much pain and agony, approved me for a ridiculously low amount. I was referred to Lee who, within hours, approved me for an amount that I could work with. Thanks to Lee's professionalism, diligence, experience, thoughtfulness (he threw in a credit to help with closing), I am now a proud home owner. "
Reviewed by Anthony W, Baltimore, MD
"Thurman L Killen was very professional. He answered all my questions promptly during the refinancing process, and explained clearly all my options. There were occasions when I was having some printer issues and could not send some documents. During those times, Mr Thurman would come out to pick up the paperwork. I always got the impression that he had my best interest at hand. He made the whole process seamless. I would definitely recommend his services."