Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Anthony L W, Baltimore, MD
"Thurman Killen is a professional at what he does. I have had the pleasure and satisfaction of completing two transactions with him. If you want someone who is knowledgeable and thorough, you will not be disappointed working with Mr Killen. I highly recommend him. Anthony Ware"
Reviewed by Christopher H, New Market, MD
"Mr. Killen was great to work with, he was timely, courteous and professional. "
Reviewed by Lauren H, New Market, MD
"Lee was great to work with. He is very responsive, very knowledgeable on all things loans, and the entire process was easy and stress free. I plan to use Lee for all my loan needs in the future!"
Reviewed by Allison G, Burtonsville, MD
"Working with Mr. Killen and his team made the process very easy and smooth. "
Reviewed by Bryan S, Decatur, GA
"We loved working with Lee. We purchased a home in a very competitive market and Lee was always there when we needed him, no matter how fast of a response we needed. One of the many reasons that we chose Lee was because of his VA loan experience and he was exceptional. Lee is very professional, punctual, knowledgeable, flexible, and reliable,. I highly recommend working with Lee!! "
Reviewed by Emily P, Annapolis, MD
"Lee is very knowledgeable, personable, always responds quickly, and guided us (first time home buyers) through every step of the process making us feel comfortable."