Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Jonathan Y, Fort Washington, MD
"It was a long process but I gained knowledge throughout my journey. Over all I had a excellent experience."
Reviewed by Muctar B, Bowie, MD
"You guys are wonderful! Thank you so much for helping my family and I. We really appreciate you all for helping us with everything. Without you guys the loan would've never went through, you guys are amazing. Thank you so much for your support, we are so grateful for you guys! May God continue to bless you guys. "
Reviewed by BETTY S, Accokeek, MD
"Our experience with NFM lending was a very professional and well informed experience from day one. All of the staff that I worked with were very courteous. I was so pleased that although we had some challenges but NFM believed in us and helped to walk us to the finish line to Settlement. "
Reviewed by STEVEN N, California, MD
"The process was smooth from start to finish. Our loan was handle great. We where able to close within 60 days. Would use this company again."
Reviewed by BENNETT B, Clinton, MD
"You all made the process from beginning to ending very smooth. Each representative maintained professional throughout the process. I also loved how you all sent out the checklist to keep me abreast and moving forward. Lastly my agent, Mrs. Phelps was the best! Thank you "
Reviewed by ADANNA W, Greenbelt, MD
"The NFM team was great to work with to purchase my first home, it is an in depth process which seems overwhelming at times, but the the NFM team was able to put me at ease all the way to the end , now I am a Homeowner Wow. Thanks to Craig Kam, Monica Cham and Valerie Gordish who is a sweet heart :)"