NFM Branch Bethesda, MD

8311 Wisconsin Avenue Unit B-10 Bethesda, MD 20814 | NMLS# 1527241 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Jan 2018

Reviewed by John W, Upper Marlboro, MD

"It was one for the ages. Getting paper work finding items paying off credit report. Over all they were great kept me informed throughout the process. Thank you all from my family and I."


Jan 2018

Reviewed by MADELINE J, Waldorf, MD

"All around good team, I would recommend them to any one that is looking to buy a home, they make it work for you. "


Dec 2017

Reviewed by Vanessa M, Clinton, MD

"they were very friendly and has very helpful to a first time home buyer I appreciate Craig and Valeria for all their help through my whole process thank you very much for everything "


Apr 2015

Reviewed by kai gantt

"I was looking to purchase my first home and quickly. After working with Promised Land Realty, I found the home I wanted and I was ready to begin the process of acquiring the home. We first tried another lender and it was a horrible experience and he had no experience with the Triple Play Program I needed to get the home. However we had another ace in our pocket in Craig. After one call to him not only did he process and get started what I needed to be able to write a contract that same day he made me feel so at ease. He pretty much expressed that everything was going to be okay and it was. From then on between dealing with the realtor at Promised Land, Cam and Valerie with NLM it was smooth sailing. And for someone in my position who was trying to hurry up, this was a dream. Not only was Craig knowledgeable he had already successfully gotten others through the program I was trying to use, so I felt confident in his ability. He and Valerie stayed on top of everything!!! I never wondered where I was in the process. There was always constant contact and follow up. I would recommend Craig to everyone I know who would benefit from his service. The professionalism, personable nature, and knowledge that I received was amazing and invaluable. He even checked up on me after closing!!"


Jan 2015

Reviewed by 42crystalr

"OMG! I was so fortunate to have had the BEST "Crystal Team", I call them. Them meaning my realtor and my mortgage loan officer, Craig Kam. I was spoiled with constant feedback and open communication from a true professional, an expert or as we call them in the government SME (subject matter expert). I was so nervous about the homebuying process. I had a million questions and didn't even think that my brain could absorb all the mortgage lending/research/rates information. That alone had my head spinning; I had not even began to focus on looking for a nice house to meet my family needs. Then my realtor introduced me to Craig Kam - that was the day I actually exhaled and began to really get excited about finding "my" house. Craig made me feel relaxed. He collected my information, responded back very quickly and had me smiling through my whole process. He kept me informed, kept constant communication going, helped me make the best choice of loan type to fit my budget, he even called the night before my closing day to see if I was ok and/or had any last minutes questions. He is the best! He made me and my family happy. I recommend Craig Kam with the utmost confidence that he will provide the best mortgage lending services. Thank you, Craig!!"


May 2017

Reviewed by crystal alston

"Extremely knowledgeable, professional, friendly and easy to work with. Very impressive, smooth process. Immediately responsive to every question and concern. I would recommend his team of professionals to Anyone! Thanks Craig!!"


Things to Know About Buying a Home After Marriage

Congratulations! You’re married! If you are like many married couples, the next big step on your To-Do List is to buy a home. More and more couples are choosing to wait until after the wedding to buy a home because they don’t want the additional stress on top of wedding planning and work. Wha…
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NFM Lending opens new branch in Charlotte, NC

LINTHICUM, MD., January 16, 2018 — NFM Lending is pleased to announce the opening of a new branch in Charlotte, North Carolina. The branch is located at 2015 Ayrsley Town Blvd, Suite 202, Charlotte, NC 28273. The NFM Lending branch will focus its lending platform throughout the Charlotte metrop…
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Quiz: Do You Know Your Mortgage Terms?

See how many mortgage terms and definitions you can match!

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Correspondence from Troops (Troop Drive 2017)

Since our 10th Annual Support Our Troops Drive in 2017, we have received some great correspondence from some of the U.S. troop members stationed around the world. In December, we sent 200 care packages to 100 groups of soldiers. Today, we continue to send 4 care packages every month as a small wa…
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Contact Me

NFM Branch MD265B



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8311 Wisconsin Avenue Unit B-10 Bethesda, MD 20814

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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