Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Christopher B, Middletown, MD
"Brian from NFM lending provided the most painless home buying/financing experience we could have expected. We would certainly recommend him!"
Reviewed by Kevin L, Lutherville Timonium, MD
"We got quick approval, and were given options of state grants, different types of loans, etc. He also explained each option to us and helped us to understand the pros and cons of each. Very helpful!"
Reviewed by Kirsten B, Frederick, MD
"I am a first time homebuyer. Working with Brian and every other great employee apart of NFM lending was a great experience. Everyone communicated timely and with great feedback. I was sent videos to watch to further my understanding about the process. I would highly recommend and will use NFM lending for future home purchases. "
Reviewed by Johanny J, Frederick, MD
"The entire thing went by super smooth thanks to Bryan and NFM lending with all their help. The process couldn’t of been any more simplistic and straight forward!"
Reviewed by William H, Knoxville, MD
"Very convenient. They were willing to pick up paperwork and performed excellent follow thru and follow up,"
Reviewed by Elena C, New Market, MD
"Fast and easy, very professional Thank you"
NFM Branch MD265
10632 Little Patuxent Parkway, Suite 333 Columbia, MD 21044
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.