Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Dana H, Upper Marlboro, MD
"Bryan and his staff are professional and we’re communicating with me every step of the way. I appreciate their service."
Reviewed by Melissa S, BALTIMORE, MD
"Brian was great! The process was so much easier than I could have wished for. There wasn’t anything he wouldn’t do to make me feel comfortable. I highly recommend NFM Lending and more specific Bryan Raiford and his team."
Reviewed by Mark T, Brunswick, MD
"Quick and easy "
Reviewed by Kevin G. B, Temple Hills, MD
Reviewed by Shyam Arun K, Myersville, MD
"Bryan is a consummate professional with a wealth of knowledge. He gave us multiple options from the get go and took us through each of them in detail. Bryan along with Valerie helped us close our loan in three weeks. It was a pleasant and productive experience throughout."
Reviewed by Alexandra F, Frederick, MD
"Bryan was extremely professional and thorough when helping us buy our first house. He worked tirelessly to get the job done and was so pleasant to work with! "
NFM Branch MD265
10632 Little Patuxent Parkway, Suite 333 Columbia, MD 21044