Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by John J, Laurel, MD
"I really liked the online service that provided us with the ability to easily sign and upload documents. The online service along with the outstanding customer service made my experience a pleasant one."
Reviewed by Philip M, Frederick, MD
"Brian does great work and he makes sure that every step along the way is understandable and if any questions arise he arranges a quick response to help with the process. I have used Brian twice now and both times I was thoroughly impressed with his knowledge and help along the way. Brian and his team are great and I am sure that I will be using them again in the future."
Reviewed by Logan H, Washington, DC
"My real estate agent recommended Bryan Raiford, and it was a positive arraignment. "
Reviewed by Willette B, Temple Hills, MD
"NFM Lending is a great company to work with, they are responsive and tell you the truth of about what they can do! Once you understand and are on the same page with them, the sky is the limit! They come through with flying colors. I am blessed to have worked with them. Such a smooth process."
Reviewed by Kevin G, Temple Hills, MD
Reviewed by Charles S, Hagerstown, MD
"Everything was fantastic, from the start to the end."
NFM Branch MD265
10632 Little Patuxent Parkway, Suite 333 Columbia, MD 21044