Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Kenneth C, Millersville, MD
"Tim Rhodes was terrific!! We loved working with him! I would definitely refer to him"
Reviewed by Jean M, Laurens, SC
"Tim was always positive and reassuring."
Reviewed by Robert A, Townville, SC
Reviewed by Regina G, Palm Bay, FL
"Rob told me he could do what other lenders couldn't and he made good his promise Liz Trucksness, Rob Scolnick and Alexis Scolnick worked tirelessly to get the loan approved as quickly as possible. Rob and Liz was prompt at getting back with me with answers to any questions or concerns I had. Liz worked even when she was sick! I was pleasantly surprised at how reasonable my closing costs were and Alexis was good about reaching out to me over the weekend before my Tuesday closing."
Reviewed by Kenneth S, Spotsylvania, VA
"My wife and I were kept informed throughout each phase of the loan process. We were contacted in a timely manner when additional information was requested which we needed to provide. Overall a pleasant and painless experience."